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Contact Name
Tonny Yuwanda
Contact Email
admin@takaza.id
Phone
+628115032147
Journal Mail Official
alurwah@takaza.id
Editorial Address
Jl. Berlian Raya M4, Pagambiran
Location
Kota padang,
Sumatera barat
INDONESIA
Al Urwah : Sharia Economics Journal
ISSN : -     EISSN : 30259398     DOI : https://doi.org/10.61536/alurwah
Core Subject : Religion, Economy,
Al Urwah is a peer-reviewed journal that aims to advance islamic economies in emerging markets, namely economies in emerging countries and economies in emerging areas in developed countries. The scope of Al Urwah are but strictly limited to: Islamic Economics Sharia Accounting Zakat Management, Infaq, Shodaqoh and Waqf, Entrepreneurship and Islamic Business Islamic Economic Law Islamic Economic Thought Sharia Insurance.
Articles 5 Documents
Search results for , issue "Vol. 1 No. 01 (2023): September" : 5 Documents clear
Macroeconomic And Microeconomic Factors Impact The Health Of Islamic Commercial Banks In Indonesia Anton Priyo Nugroho
Al Urwah : Sharia Economics Journal Vol. 1 No. 01 (2023): September
Publisher : PT. TAKAZA INNOVATIX LABS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/alurwah.v1i01.13

Abstract

This research aims to analyze the influence of macroeconomic and microeconomic factors on the health level of Islamic commercial banks in Indonesia. The macroeconomic factors used in this study are inflation and interest rates, while the microeconomic factors used are asset growth and third-party fund growth. The health level of banks is measured using the composite value of bank health, assessed through self-assessment by banks using the RGEC method (Risk profile, Good corporate governance, Earnings, Capital). The research data is sourced from the financial reports of 11 Islamic commercial banks in Indonesia for the period 2013-2020. The data analysis technique used is panel data regression. The research results show that inflation, interest rates, and asset growth significantly influence the health level of Islamic commercial banks in Indonesia, while third-party fund growth does not significantly affect the health level in Indonesia.
Analyze Capital Structure In Kamal Sharia Pawnloyers And Wonokromo Pawntown Case Study Linda Ayu Oktoriza; Nur Fitri Rahmawati
Al Urwah : Sharia Economics Journal Vol. 1 No. 01 (2023): September
Publisher : PT. TAKAZA INNOVATIX LABS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/alurwah.v1i01.14

Abstract

This study aims to analyze the effect of the capital structure on PT. Pegadaian (Persero) tbk. It can determine where the capital is obtained by going directly to the field. This study uses qualitative methods with various other literature. The pledge is a right obtained by a creditor for a movable object, which is handed over to him by a debtor or by another person on his behalf, and which gives the debtor the authority to take payment of said item in priority over other creditors, except for the cost of auctioning the item and the costs incurred to salvage it. Based on the research described by the researchers, it can be concluded that the existing capital structure of the two pawnshops is either sharia or conventional. The capital structure owned by these two pawnshops is purely from the State. Because this pawnshop company is a State-Owned Enterprise (BUMN), all the principal capital comes from the State.
Optimizing Employee Performance: The Impact of Islamic Values, Skills, and Motivation in DPMPTSP Padang Nadya Agusfina Fernata; Agnes Dini Mardani
Al Urwah : Sharia Economics Journal Vol. 1 No. 01 (2023): September
Publisher : PT. TAKAZA INNOVATIX LABS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/alurwah.v1i01.15

Abstract

This research investigates how Islamic values, skills, and motivation affect employee performance. The motivation behind this study stems from issues like the inadequate application of Islamic values, employee negligence, and a lack of self-motivation in the workplace. The focus is on the employees of the Investment and Integrated One-Stop Service Agency (DPMPTSP) in Padang City. Using a quantitative approach, the study involves all 55 employees at DPMPTSP Padang City, using the saturation sampling technique and SPSS for data analysis. The findings are as follows: Islamic values (X1) don't significantly impact employee performance due to limited integration into the organizational culture. Skills (X2), on the other hand, significantly improve performance by maintaining consistent skills through training. Work motivation (X3) also significantly boosts performance by offering equal growth opportunities to all employees. This research provides insights into what influences employee performance at DPMPTSP Padang City, highlighting the importance of work capability and motivation while suggesting ways to enhance Islamic values integration in the organization.
Examining BMT's Role in Boosting Member Income: A Case Study in Kamang Mudiak Asri Ady Bakri
Al Urwah : Sharia Economics Journal Vol. 1 No. 01 (2023): September
Publisher : PT. TAKAZA INNOVATIX LABS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/alurwah.v1i01.16

Abstract

The background of this research is motivated by the presence of members who need funds to run their business in Kamang Mudiak and the amount of per capita income of the community or residents that has remained relatively high. At the same time, this research aims to increase people’s income. Type of research used in the form of field research that is descriptive qualitative. The technique of collating data through interviews with informants (BMT employees and some people from the community), observation, and documentation. The data analysis technique uses analysis techniques, according to Miles and Huberman, which consists of data collection, data processing, data presentation, and conclusion. The results of this study indicate that the presence of BMT in Nagari Kamang Mudiak has been effective in helping people’s income. This can be seen from the distribution of additional capital distributed by BMT to the community. From this capital, the community manages it well so that they can develop their businesses to be more productive and more advanced and to improve their economy even better.
Earnings Management in Indonesian Islamic Banking: Analyzing with Modified Jones Model Tuti Supatminingsih; Syamsu Rijal
Al Urwah : Sharia Economics Journal Vol. 1 No. 01 (2023): September
Publisher : PT. TAKAZA INNOVATIX LABS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/alurwah.v1i01.18

Abstract

Company management follows earnings management to influence the earnings reported in the financial statements. This study aims to analyze whether there are earnings management activities in Islamic banking in Indonesia. The data taken for this study are the financial reports of Islamic Commercial Banks registered with the Financial Services Authority (OJK) for 2017-2021. Earnings management is measured by the discretionary accrual method using the Modified Jones Model. This research shows that the discretionary accruals (DAC) for Islamic Commercial Banks in 2017-2021 have a minimum result of -1.3614 and a maximum result of 0.2917. This shows that there have been earnings management activities in Islamic Commercial Banks in the last 5 years. To reduce earnings management, the Sharia Supervisory Board (DPS) is asked to be truly qualified in carrying out its duties so that profit management of Islamic bank financial reports can be reduced, readers of financial reports are not deceived, and investors are not harmed.

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