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At-Taradhi: Jurnal Studi Ekonomi
Published by Universitas Islam Negeri Antasari Banjarmasin
ISSN : 19793804     EISSN : 25489941     DOI : -
Core Subject : Economy, Education,
Economics, Econometrics & Finance Education
At-Taradhi: Jurnal Studi Ekonomi:This journal is published twice a year in June and December with a focus on economics and the like with the same science
Arjuna Subject : -
Articles 9 Documents
 1 
Search results for , issue " Vol 16, No 2 (2015): JURNAL STUDI EKONOMI" : 9 Documents clear
AKAD MURABAHAH PADA BANK SYARIAH Pitaloka, Anjar Adrias
At-Taradhi Vol 16, No 2 (2015): JURNAL STUDI EKONOMI
Publisher : IAIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v16i2.556

Abstract

The emergence of Islamic Banking is triggered by the support of banking expert and Islamic economics and Muslims in the country and abroad which requires that banks practice in accordance with the Qur’an and Hadith and do not allow usury. In Indonesia, SyariahBank is known since 1992, while in Egypt there have already loan banks with profit-sharing system since 1963. In giving financing to customers, most of SyariahBank use Murabahah or commonly called bai ‘al-murabaha. The Akad contains a number of rights and obligations for the parties, namely the Syariah Bank and the customer as the applicant of Murabahah Financing Agreement. The financing required by the customer to purchase goods from a supplier and then sell it to customers by adding the advantagecost (cost plus profit) andthis is done through prior negotiations between the bank and the customer concerned.
MELAWAN PENGANGGURAN: PEMIKIRAN EKONOMI AL-SHAYBANI HIKAM, MUHAMMAD
At-Taradhi Vol 16, No 2 (2015): JURNAL STUDI EKONOMI
Publisher : IAIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v16i2.561

Abstract

This paper seeks to show that government policies that restrict intervention or no intervention at all in the unemployment rate become a-historical view and even irrational. The Postulat is in historical data that occurs at the time of al-Amin and al-Mamun and "initiation al-Shaybanı" -if not be called "theory of al-Shaybanı". In line with the context of the economic crisis at the time of al-Amin, the initiation of al-Shaybani which isimplemented by al-Mamun may be referred to unemployment"stabilization policy". The idea of al-Shaybani on social security establishedthe coherence with contractual policy which is substantively has six features: (1) share work and early retirement. (2) A policy in favor of the cost of labor turnover. (3) Profit sharing. (4) Low wages subsidy and a reduction in payroll taxes. (5) Subsidy of recruitment of new workers. (6) The transfer of profits. This contractual policy is voiced by Lindbeckand Snower (1988), M. Weitzman (1984).
ANALISIS DAMPAK KRISIS KEUANGAN GLOBAL TAHUN 2008 TERHADAP GOLONGAN MENENGAH INDONESIA Rahmad Igarta, Kisfendie Regga
At-Taradhi Vol 16, No 2 (2015): JURNAL STUDI EKONOMI
Publisher : IAIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v16i2.557

Abstract

The increase in per capita income lead to poor grade into the middle class. This new middle class is vulnerable to the crisis on the economy because they are close to the poverty line. In 2008, the Indonesian economy is affected by the global financial crisis. This study analyzes the Indonesian middle class households in 2005, 2008, and 2011 to determine the impact of the global financial crisis. Middle class is defi ned using no hierarchical cluster analysis (K-Means Cluster) based on spending patterns. Results of the comparison condition of the middle class in three years said that the global financial crisis of 2008 affects the proportion of Indonesias middle class and its spending patterns. However, it has no effect on attention to education and health. This is due to middle class households have a head of household who are at their productive age to work and highly educated.
AN ANALYSIS OF WAQF MANAGEMENT IN TERMS OF WAQF LAW NO. 41 YEAR 2004 (Study on Waqf Management by Branch Head of Muhammadiyah 1 to 13 Banjarmasin) MAIRIJANI, MAIRIJANI; Julkawait, Julkawait
At-Taradhi Vol 16, No 2 (2015): JURNAL STUDI EKONOMI
Publisher : IAIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v16i2.555

Abstract

In some countries, waqf isused as media for walfare of people. It is also possible to be implemented in Indonesia, where the majority of its population is Muslim, if properly managed waqf. The government issued a regulation that Law No. 41 Year 2004 on Waqf in an attempt to achieve these expectations. The method used in this research is a juridical approach, analyzing the management of waqf held by PCM (Branch Head of Muhammadiyah) 1 to 13 Banjarmasin in perspective Law No.41 Year 2004 on Waqf. Muhammadiyah is one of nadzir with legal form in accordance to the Decree of the Minister of Home Affairs No. SK 14/DDA/1972 on appointment Muhammadiyah as a legal entity, therefore Muhammadiyah Central, Regional and Branch entitled appointed as nadzir, including Branches Head of Muhammadiyah in Banjarmasin. Nadzir responsibility is to manage the assets of waqf, either by registering waqfassets as well as develop the waqf assets and expansion waqf assets through productive business. Based on the result of the research, it is illustrated that from 88 waqf assets in all Branches Head of Muhammadiyah Banjarmasin only 41 assets that registered in the name of Muhammadiyah. The development of the existing assets still consumptive, such as mosque, maqbarah, and others, it should be developed through productive business, for example built offices, outlets, pharmacies, hotels, conference halls, home industries, and plantations. In fact there is an opportunity for Branches Head of Muhammadiyah to manage HTR (Plantation Forest), the funding provided by the Government in the revolving loan fund, which ultimately waqf assets is not only beneficial but can also be a source offunds (fundraising).
IMPLEMENTASI “AL-’UQUD AL-MURAKKABAH” ATAU “HYBRID CONTRACTS” (MULTI AKAD) GADAI EMAS PADA BANK SYARIAH MANDIRI DAN PEGADAIAN SYARIAH Sahal, Lutfi
At-Taradhi Vol 16, No 2 (2015): JURNAL STUDI EKONOMI
Publisher : IAIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v16i2.558

Abstract

The practice of gold pawning in Bank SyariahMandiri and Pawn often reapsthe doubting regarding the correctness of these products. These doubts arise because of the imposition of a multi contract. Likewise the use of multi-contract and calculation of the cost of storage leases (Ijara) carried out by the Islamic pawnshop raised doubts about the correctness of the sharia pawn contract. The doubt arises because there is a provision of Law Compilation of SyariahEconomics and DSNMUI Fatwa which has been violated. The aim of this study was to obtain an overview of the settings in practice use of multi syariah pawn contract in the contract carried out by the Islamic pawnshop connected with Perma No. 2 In 2008 about Law Compilation of Islamic Economics as well as to obtain certainty about the legal consequences of Storage Fee Calculation Lease (Ijara) in the lien contract carried out by the Islamic pawnshop associated with DSN MUI Fatwa No. 25 / DSN-MUI / III / 2002 on Rahn.
ANALISIS PENGARUH KEPUASAN DAN KEPERCAYAAN MAHASISWA TERHADAP JURUSAN EKONOMI SYARIAH DENGAN KEINGINAN UNTUK MELAKUKAN WORD OF MOUTH COMMUNICATION Asnawi, Haris Faulidi; Faridah, Rohana; Khaliq, Restu
At-Taradhi Vol 16, No 2 (2015): JURNAL STUDI EKONOMI
Publisher : IAIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v16i2.563

Abstract

This study aims to determine the effect of students’ satisfaction with the services of the Department of Islamic Economics toward students trust to the Department of Islamic Economics Faculty of Sharia and Islamic Economics at IAIN Antasari Banjarmasin, and the infl uence of the students trust to theservice of the Department of Islamic Economics with the desire of students to do word of mouth communication, as well as the influence of students’ satisfaction for services to the Department of Islamic Economics toward the desire to do word of mouth communication through students trust on the Department of Economic Syariah. The Method that is used in this research is quantitative method by using path analysis. Based on the research findings and data analysis, it can be said that satisfaction with the services the Department of Economics student of Islamic belief of the student has significant effect and there is also insignifi cant.Students trust to service of the Department of Islamic Economics with a desire to do word of mouth communication has a significant influence. Students Satisfaction to do word of mouth communication has no signifi cant effect on all aspects.
AKAD MURABAHAH DALAM INVESTASI LOGAM MULIA PADA PEGADAIAN SYARIAH BANJARMASIN RAHMI, NISPAN
At-Taradhi Vol 16, No 2 (2015): JURNAL STUDI EKONOMI
Publisher : IAIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v16i2.559

Abstract

In the research on the Majesty product in the Islamic pawnshop, it can be known t h a t o n e o f i t s c o n t r a c t u s e mu r a b a h a h c o n t r a c t . B a s e d o n i t s m e ch a n i s m f o r N o b l e metal investment can be done through several procedures: (1) T he booking procedure which includes the vital preconditions that must be met by the customers to invest noble.(2) Giving procedures consist of the steps of giving noble metal investment to customers which are divided into two processes, such as product precious cash cycle and credit Majesty product cycle. (3) The settlement procedure is a noble form of the payment system that also divided into two systems, namely by way of repayment at once (cash) or by way of installments in accordance with an agreement made in advance by both parties.
HUBUNGAN ANTARA RELIGIUSITAS DAN KESEJAHTERAAN PADA MASYARAKAT BANJAR, KALIMANTAN SELATAN Sadewa, Manik Mutiara; Budiman, Mochammad Arif; Mairijani, Mairijani
At-Taradhi Vol 16, No 2 (2015): JURNAL STUDI EKONOMI
Publisher : IAIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v16i2.562

Abstract

In Islam, there is a positive relationship and correlation between religiosity (religious) and welfare (Sura 7:96; 65: 2-4). However, different from the conventional concept which relates only to the dimensions of the material welfare alone, welfare in the concept of Islam has a wide spectrum and multidimensional. Unfortunately, so far not many empirical studies conducted to confi rm this relationship in the life of the Muslim community. This study was conducted using a survey on Muslim communities in South Kalimantan which is known as Islamic identity and a strong adherence to the teachings of Islam. Variables of religiosity and welfareare measured by a variety of dimensions and indicators which are developed from the concept of Maqasid al-Shariahand further processed by the method of principal component analysis (PCA) and confirmatory factor analysis (CFA). Data analysis is using Structural Equation Modeling (SEM) showed religiosity in South Kalimantan Muslim community positively correlated with the level of welfare.
FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN KONSUMEN BERBELANJA DI HYPERMART DUTA MALL BANJARMASIN Helmi, Rahman; Marnah, Marnah
At-Taradhi Vol 16, No 2 (2015): JURNAL STUDI EKONOMI
Publisher : IAIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v16i2.560

Abstract

Abstract: The purpose of this study was to determine the effect of simultaneous cultural, social, personal, and the psychology of the consumers decision to shop at Hypermart Duta Mall Banjarmasin, and to determine the dominant influence between the cultural, social, personal, and the psychology of the consumers decision to shop at Hypermart Duta Mall Banjarmasin. The analytical method used is multiple linear regression with SPSS. The results of the multiple linear regression analysis showed there are significant cultural, social, personal and psychological simultaneously to the consumers decision to shop at Hypermart Duta Mall Banjarmasin, seen from the sig value obtained was 0,000. Partially there are three factors that influence the consumers decision to shop at Hypermart Duta Mall Banjarmasin, namely, social factors, personal, and psychology. The dominant psychological factors influence the decision of consumers to shop at Hypermart Duta Mall Banjarmasin.

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