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BISNIS: Jurnal Bisnis dan Manajemen Islam
Published by Sekolah Tinggi Agama Islam Negeri Kudus
ISSN : 24423718     EISSN : 24775533     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Bisnis hadir dengan penulis-penulis yang memberikan kontribusi di berbagai bidang bisnis. Bisnis syariah memang sangat dianjurkan karena sejalan dengan prinsip ekonomi islam. ketika akan memulai sebuah bisnis maka penting untuk membuat pondasi yang kokoh terlebih dahulu. pondasi bisnis kita harus dibangun dengan intention Islam, passion Islam dan knowledge Islam.
Arjuna Subject : -
Articles 20 Documents
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Search results for , issue "Vol 5, No 1 (2017): BISNIS: Jurnal Bisnis dan Manajemen Islam" : 20 Documents clear
Dampak dan Strategi Kebijakan Pengembangan Pembiayaan Dan Inklusifitas Keuangan Dalam Peningkatan Pembiayaan Bank Syariah Di Indonesia Asiyah, Binti Nur
BISNIS Vol 5, No 1 (2017): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v5i1.2950

Abstract

This paper is motivated by the policy of the Financial Services Authority, in which Shariah Banking is able to compete and perform the intermediation function equally and felt by the people of Indonesia. The policy of the Financial Services Authority has a synergy between sharia banking and the Community in the form of easily accessible financing. This paper aims to determine the impact and strategy of development policy of Financing and financial inclusiveness in increasing the financing of Bank Syariah in Indonesia. The method used is qualitative approach, descriptive type. The result of this paper is the policy of development of financing and financial inclusions have a significant impact for the improvement of financing. The strategies for the policy to produce maximum financing; first the need for support from the government as regulatory publishers, universities, state enterprises to support the financing climate; secondly, the shift of regulatory thinking from the achievement of the quantity of funds alone, but also must be based on the number of people who can be served. Third Improvement of Sharia Banking Human Resources with the training policy, providing sufficient incentives and minimum standards for recruitment of sharia banking managers. Thirdly, sharia banking always considers Third Party Funds Management, Fourth; consider the profit-sharing rate used in the financing contract. Fifth, Sharia Banks have the opportunity to cooperate (chanelling) with Non-Governmental Groups that have been free from poverty, and maximize financing for the allocation of Micro Small and Medium Enterprises.
Hubungan Kausalitas Workplace Spirituality Dan Kinerja Karyawan: Perspektif Mediasi Etika Kerja Islam Umam, Moh Rifqi Khairul; Auliya, Zakky Fahma
BISNIS Vol 5, No 1 (2017): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v5i1.2946

Abstract

Human resource is a very important element in achieving organizational goals. If the organization has a good quality of resources, the organization will be more effective. While the effectiveness of the organization is reflected from the employee performance. The purpose of this study is to examine the effect of workplace spirituality on Islamic work ethic, Islamic work ethic on employee performance, workplace spirituality on employee performance, and the influence of Islamic work ethic as an intervening variable on the relation between workplace spirituality and employee performance, with samples from PKU Muhammadiyah Surakarta Hospital, and IPHI Pedan Hospital, Klaten. The result of the research shows that workplace spirituality has significant effect on Islamic work ethic with, Islamic work ethic has no significant effect to employee performance, workplace spirituality has no significant effect to employee performance, and Islamic work ethic as mediation variable on relation between workplace spirituality (STK) to employee performance has no significant influence.
Pergerakan Harga Saham Syariah Pada Saham Bank Syariah Di lihat Dari Faktor Makroekonomi Muharrami, Rais Sani; Zahidah, Shufiatul; Yoga, Ika
BISNIS Vol 5, No 1 (2017): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v5i1.2951

Abstract

This study aims to determine the macroeconomic indicators that affect sharia banking stock price index period 2014-2016. Four variables consist of inflation, BI interest rate, rupiah exchange rate and SBIS are considered to have an effect on the syariah bank stock price index. This research uses quantitative method. This study uses monthly time series data which is analyzed by multiple linear regression. The data used are secondary data with 36 data from January 2014-December 2016. Data collection is taken with documentation techniques sourced from the official website of Bank Indonesia and yahoofinance.com. The results showed that inflation did not significantly influence the sharia bank stock price index. While the BI interest rate, the exchange rate of rupiah and SBIS have a significant influence on PT Bank Panin Dubai Syariah Tbk stock price index. From the results of this study, it can be concluded that the indicators considered in the PT Bank Panin Dubai Syariah Tbk stock price index are BI rate, rupiah exchange rate and SBIS.
Pengaruh Kualitas Audit, Profitabi litas, dan Kepemilik an Perusahaan Terhadap Penerimaan Opini Going Concern (Perusahaan Manufaktur yang Terdaftar di Bursa Efek Indonesia) Hasrumi, Hasrumi; Bakry, Moh Iqbal; Jurana, Jurana
BISNIS Vol 5, No 1 (2017): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v5i1.2947

Abstract

This study aims to determine the effect of Audit Quality, Profitability, Ownership of the Company on acceptance of going concern opinion. Samples of research as many as 35 companies. Sampling method is Purposive Sampling Method. The data used are secondary data obtained from Indonesia Stock Exchange (IDX) and Indonesian Capital Market Directory (ICMD). Analytical method used is logistic regression analysis using hypothesis test that is evaluate fit model, test (Cox and Snell’s R Square), model feasibility test, parameter estimation and its interpretation. The result of this research concludes that: Audit quality has no effect to acceptance of going concern opinion . Profitabiltas significant effect on the acceptance of going concern opinion. Ownership of the company has no effect on the acceptance of going concern opinion. This research suggests: Further research should add to the observation period. Audit quality variables should be proxied for different measurement tools. The limitations of this study are the lack of books on audit quality and going concern opinion.
Analisis Strategi Pengelolaan Kualitas Kehidupan Kerja Dalam Meningkatkan Kinerja Karyawan UD. ZIDAN COLLECTION TAYU-PATI Martini, Tina; Astuti, Windy Vinorika Yuli
BISNIS Vol 5, No 1 (2017): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v5i1.2952

Abstract

This study aims to analyze the strategy of quality management of UD working life. Zidan Collection in improving employee performance and what factors become supporters and obstacles in improving the performance of UD employees. Zidan Collection. This research includes field research and case study with descriptive qualitative approach. Primary data sources are sourced from direct interviews with UD convection leaders and employees. Zidan Collection, while secondary sources are obtained through documents owned by UD. Zidan Collection. Data collection techniques in this study are interviews, observation and documentation. Data analysis techniques with data reduction, data presentation and conclusion drawing. Test the credibility of the data with extension of observation, increasing perseverance, and triangulation. This research resulted that, firstly strategy of quality management of UD working life. Zidan Collection in improving the performance of employees is done through the development of quality aspects of work life, namely: open interactive communication, employee involvement in conflict resolution through deliberation, career development by providing training, employment participation by involving all employees in the meeting, build employees pride with undertake recreation once a year and provide THR, appropriate compensation by awarding bonuses to achievers, environmental safety by providing a clean, safe and comfortable working environment with workplace music, work safety by making all employees as permanent employees, as well as occupational health given in the form of including all employees as members of BPJS employment. Second, the factors that become supporters in improving the performance of UD employees. Zidan Collection is the provision of bonuses to employees, the existence of insurance for employees, and the availability of facilities that support employee comfort in work. While the inhibiting factor is the level of employee education is still low and most employees are housewives.
Analisis Pemeringkatan Sukuk: Perspektif Keuangan Pramesti, Wahyu
BISNIS Vol 5, No 1 (2017): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v5i1.2948

Abstract

The aims of this study is to analysed sukuk rating from financial perspective. Financial perspective used in this research is profitability, likuidity, and firm size. Sample used in this study is sukuk listed in BEI during 2010 – 2015. Used multiple regression to analysis model both partially and simultanly. Used financial performance to analyse sukuk rating. The result of this study show that profitability, likuidity, and firm size have significant effect to sukuk rating
Pengaruh Pembiayaan Produktif dan Konsumtif Perbankan Syari'ah Terhadap Pertumbuhan Ekonomi Di Indonesia Periode 2013-2017 Sudrajat, Anton; Sodiq, Amirus
BISNIS Vol 5, No 1 (2017): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v5i1.2956

Abstract

In order for a country’s economy to grow needed economic resources one of which is the capital that comes from banking. The capital is used for production purposes so that it can increase productivity and in turn can cause economic growth of a country. The purpose of this study is to determine the effect of productive financing and consumptive financing of sharia banking to economic growth in Indonesia. The results showed that partially productive financing of sharia banking has a significant effect on economic growth in Indonesia. While consumptive financing of sharia banking has no significant effect on economic growth in Indonesia. Simultaneously, productive and consumer financing of sharia banking has a significant effect on economic growth in Indonesia with 91.3% influence.
Financial Value, Strategic Value And Macroeconomic Value Bank Shariah Di Indonesia Wijayati, Fitri Laela; Melinda, Dita
BISNIS Vol 5, No 1 (2017): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v5i1.2949

Abstract

The purpose of this study is to indentified drivers that have relationship with performance value in Indonesian Sharia Bank as an alternative to measure syariah bank performace. This study try to gived an alternative measurement sharia bank’s performance based on internal aspect and eksternal aspect which are may haved been relationship in sharia bank performance. The sample of this study is Indonesian sharia bank which used panel data in periode 2010-2015. This study found there is relationship between financial,strategic value and macroeconomy have relationship to sharia bank performance and only zakat Performance ratio and Sohibul Maal Welfare Ratio have significant relationship with sharia bank performance
Daya Tahan Sektor Rumah Tangga Dalam Rangka Menjaga Stabilitas Sistem Keuangan Rakhmawati, Ita; Suhadi, Suhadi
BISNIS Vol 5, No 1 (2017): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v5i1.2955

Abstract

The crisis in 1997 is the image of the high rise in inflation in Indonesia. The phenomenon of inflation when it reached 82.40% (Anas, 2006). The early mid-1998 also experienced a weakening of the rupiah against the dollar. Condition stable economy is the desire of each country in comparison with the state of the economy has always fluctuated. Economic stability will create an atmosphere conducive economy. stable climatic conditions in the expected level of welfare is the purpose in each country. One of the efforts to maintain economic stability is through monetary policy. For example, with economic growth, maintain price stability (inflation), the achievement of the balance of payments and the reduction of unemployment (Natsir, 2008). The stability of the financial system of a country of which reflected their price stability, in the sense that there are a great price that can be harmful to society, both consumers and manufacturers that will damage the joints of the economy. However, the implementation of the policy, Bank Indonesia as the monetary authority uses monetary variables such as interest rates and the money supply to cope with economic shocks such as inflation. Besides the need for the government’s role in maintaining the rupiah to avoid turmoil in the economy. The importance of inflation control based on the consideration that the high inflation and unstable negative impact on socio-economic conditions of society. Among the high inflation will cause a decline in the real income of the community so that the standard of living of the people down and eventually make everyone, especially the poor get poorer. From one of the effects of inflation are so wide will impact people’s demands to meet the needs of more and more difficult. Their continuousprice increases being offset by rising income of the communities, it can make sure the Indonesian state would worsen. As a result many people’s needs can not be met, so many things that must be met by way of credit. The number of community needs that must be met will cause world of opportunities for banks to offer credit readily available to meet the needs. The third object of research above (inflation, poverty, and credit) does affect the stability of the financial system? In this study using secondary data from the Badan Pusat Statistik (BPS) and Bank Indonesia (BI) with time series data from the years 2007-2015. The process of data analysis was performed using OLS regression with Eviews 8.0. Based on research, if only partial test of the poverty variable significantly affect the stability of the financial system amounted to 2,023 with α = 10%. Meanwhile, two other variables (inflation and poverty) is not significant to the stability of the financial systemMeanwhile, two other variables (inflation and poverty) is not significant to the stability of the financial system. While the value of R-Square (0.629900), indicating that the three independent variables / free consisting of inflation, poverty and credit simultaneously have the effect that make the stabilization of the financial system increases or decreases. That is jointly independent variables (inflation, poverty and loans) contributed / effect of 62.9% against the stability of the financial system. The rest is the influence of other factors beyond the three independent variables studied.
Pembelajaran Pengetahuan Kreatif M elalui As et Strategis Dalam Menin gkatkan Keunggulan Kompetitif Mubarok, Muhammad Husni
BISNIS Vol 5, No 1 (2017): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v5i1.2945

Abstract

This paper develops a creativity-based framework of entrepreneurial learning and knowledge management through strategic asset towards competitive advantage. Entrepreneurial learning, knowledge management and creativity are interdependent. The strength of a firm’s strategic asset help shapes its proficiency to develop creative capabilities of turbulent environments through entrepreneurial learning. Enterprises with strong creative capabilities are intensely entrepreneurial, but instead depend on how firms’ capabilities synergistically combine and transform knowledge resources. Furthermore, this paper aims to integrated the concept of strategic asset, entrepreneurial learning, knowledge management and creative thinking and places bounds on feasibility of particular strategies to sustain superior enterprises competitive advantage in complex and volatile external environments.

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