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INDONESIA
IQTISHADIA: Jurnal Ekonomi & Perbankan Syariah
Published by Institut Agama Islam Negeri Madura
ISSN : 23547057     EISSN : 24423076     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
The articles of Journal of Iqtishadia focus on any articles dealing with Sharia Economics and Banking either in forms of conceptual ideas, literature studies, or research results from various perspectives.
Arjuna Subject : -
Articles 4 Documents
 1 
Search results for , issue " Vol 5, No 2 (2018)" : 4 Documents clear
Model Strategi Tumbuh Dan Bertahan Pada Pengelolaan Baitul Maal Wat Tamwil (BMT) Di Kabupaten Tulungagung Dan Ponorogo Susilowati, Lantip
IQTISHADIA: Jurnal Ekonomi & Perbankan Syariah Vol 5, No 2 (2018)
Publisher : STAIN PAMEKASAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (589.208 KB) | DOI: 10.19105/iqtishadia.v5i2.1891

Abstract

BMT faces internal business challenges from managers. External challenges come from members, business competitors and economic conditions. BMTs face obstacles in managing business growth strategies and survival strategies. The focus of the problem in this study; 1) What is the growth strategy for the management of Baitul Maal wat Tamwil? 2) How do you survive the management of Baitul Maal wat Tamwil? 3) Are there obstacles faced in the effort to grow and survive the management of Baitul Maal wat Tamwil (BMT)? This study was examined with a qualitative and interpretive type approach. The results of this study: 1) The growth strategy of BMT management is done by maximizing network and employee functions, the product contains the value of core product benefits and improved benefits, spatial planning shows fast service, contains art, and member comfort, promotion is carried out in the form of external marketing, internal and interactive. 2). Defending strategies in BMT management: not adding employees when not increasing productivity, removing mudharabah time deposits, profit sharing according to sharia, BMT Dinar Amanu still applies a special rate of 1% for mudharabah deposits, Supervision is carried out with supervision of all employees, DPS BMT Dinar amanu function not maximal. 3) Constraints faced in efforts to grow and survive on BMT management include lack of competent Human Resources, ready to challenge, less agile and less agile and KUR fund competition.
Strategi Pengembangan Program Pemberdayaan Usaha Mikro Dan Kecil Melalui Pembiayaan Usaha Syariah Di Kota Mojokerto Budiantoro, Risanda Alirastra; Larasati, Pradipta Puspita; Herianingrum, Sri
IQTISHADIA: Jurnal Ekonomi & Perbankan Syariah Vol 5, No 2 (2018)
Publisher : STAIN PAMEKASAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (616.759 KB) | DOI: 10.19105/iqtishadia.v5i2.1937

Abstract

In business practices, micro and small businesses (SMEs) have several internal and external problems, such as difficulties in capital. These problems also occur in SMEs in Mojokerto. To solve this SME problem, several stakeholders in Mojokerto collaborated to create a Sharia Financing Program (Pusyar) on the basis of a Murabahah contract. The implementation of this program has been running for approximately five years, since the memorandum of understanding was signed by the Badan Amil Zakat Nasional Kota Mojokerto, PT. BPRS Kota Mojokerto, Dinas Koperasi Perindustrian dan Perdagangan (Diskoperindag) dan Masyarakat Ekonomi Syariah (MES) in 2013. During this time, the amount of budget allocation and realization, and the number of beneficiaries of the Pusyar program has increased, so basically the Pusyar financing program is needed by SMEs to survive the existing business competition. The renewal of this study, describes the Pusyar program model as a whole and formulates a development strategy by strengthening the roles and responsibilities of the stakeholders involved. Therefore, the aim of this study will be to examine more deeply in formulating the right development strategy of the SME empowerment program through the Pusyar financing program, so that the usefulness of this program can increase. The hope of the study result can be used as a reference for other local governments or the central government to apply this Pusyar program in the future.
Manajemen Sumber Daya Manusia Islam Bagi SDM di Bank Syariah Trimulato, Trimulato
IQTISHADIA: Jurnal Ekonomi & Perbankan Syariah Vol 5, No 2 (2018)
Publisher : STAIN PAMEKASAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (698.907 KB) | DOI: 10.19105/iqtishadia.v5i2.1627

Abstract

Sharia banking in Indonesia continues to experience growth both in terms of assets, the account of offices, the account of customers, and the market share of sharia banking that exceed 5 percent. The growth of sharia banking is not followed by adequate human resources both in quantity and quality. Human resources are still a difficult problem for sharia banking now. In the roadmap of sharia banking period 2015-2019 issued to make the Financial Services Authority to make human resource issues into things to be resolved. It takes a pattern of human resource management that can create qualified human resources for sharia banking. This paper is qualitative descriptive that will describe the growth of human resources in sharia banking, as well as the important role of Islamic human resource management for human resources in shariah banking. This paper shows the growth of human resources in sharia banking in the period of December 2016 until september 2017 grew by 2.368 percent, with the total human resources of shariah banking today as much as 61,389 people. The pattern of Islamic human resource management becomes important for the availability of best quality of human resources in sharia banking. Islamic human resource management able to meet the human resource who understand the science of economics and science of sharia. Islamic human resource management covers the entire process of establishing human resources in sharia banking. One of the patterns of Islamic human resource management that is relevant to the current state of sharia banking is Calestial Management. It consists of ZIKR, PIKR, and MIKR.
Strategi Dalam Meningkatkan Kesejahteraan Ekonomi Melalui Optimalisasi Pengelolaan Zakat Profesi Di BAZNAS Ponorogo Syamsuri, Syamsuri; Ma’aldini, Muhammad Yogi
IQTISHADIA: Jurnal Ekonomi & Perbankan Syariah Vol 5, No 2 (2018)
Publisher : STAIN PAMEKASAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (720.347 KB) | DOI: 10.19105/iqtishadia.v5i2.1747

Abstract

In the last few decades, the potential of zakat funds in Indonesia in recent years has reached 300 trillion. The Zakah of profession is one of the zakat funds collected in it. with the consciousness of workers and government employees allowing their salaries to be reduced to zakat. However, in the reality zakat funds collected from the Muslims have not been properly managed by the management of zakat. Evidently there are many socio-economic imbalances, low nutritional quality everywhere and prosperity is only enjoyed by certain groups of people only. This means that the manager has not had a good strategy in solving the problem of economic disparities among the surrounding Muslim community. Ttherefore by using a descriptive qualitative approach where the source data obtained through observation, interviews and documentation and the three data are analyzed inductively. Finally this article found three strategies that have been done by Baznas ponorogo to improving the welfare of society through zakat profession namely: first, by way of zakat publication. Second, the action in the management of zakat and third, the administration of zakat management.

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