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HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam
ISSN : 24077119     EISSN : 25276646     DOI : -
Core Subject : Economy,
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam, a journal, provides a forum for publishing the original research articles, review articles from contributors, and the novel technology news related to Business, Economics, and Management. Research articles dealing with Islamic economics, Islamic banking, Islamic finance, etc. are particularly welcome. The journal encompasses research articles, original research report, reviews, short communications and scientific commentaries in Islamic economics, banking, and finance.
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Articles 8 Documents
Search results for , issue " Human Falah: Jurnal Ekonomi dan Bisnis Islam | Vol. 1 | No.2 | 2014" : 8 Documents clear
Tinjauan Kritis Terhadap Deviasi Akad Murabahah Dalam Aplikasinya Pada Perbankan Syari’ah Syu’aibun, Syu’aibun
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Human Falah: Jurnal Ekonomi dan Bisnis Islam | Vol. 1 | No.2 | 2014
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

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Abstract

This article explains that the murabahah contract applications on Shariah banking has some deviation (deviation), including murabahah financing practices that often occur in Shariah banks are not purely as a seller of goods as in the trade industry that sells goods directly to the buyer, because at large banks (Bai) do not have the goods. The role of banks as bai in murabahah financing is more aptly described as a financier and not a seller of goods, because the bank does not hold the goods, nor to take risks with it. Banks work as bai almost everything is only associated with the handling of documents. Mark-up imposed on murabahah contract is basically not much different from the system of interest. On the basis of these deviations, then the application syariah murabahah in the banking system cannot be expressed fully in accordance with the principles of shariah economy.
Islam Memandang Asuransi Rahman, Muh. Fudhail
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Human Falah: Jurnal Ekonomi dan Bisnis Islam | Vol. 1 | No.2 | 2014
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

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Abstract

Insurance is an effort of anticipating the life to reduce the risks that can arise at any time in human beings in the future. Islam also have warned people to prepare for a better tomorrow. Insurance began to be developed in the western world in the system of human life since decades. However, fundamentally, a lot of things on the way along with the other financial institutions that are not in line of Sharia principles. Even in their own insurance there are new innovations in its development trajectory that increasingly can not escape from Maysir (gambling), Gharar (deceit) and Riba (interest). Therefore, insurance have become essential human needs, including Muslims, it is very important to know what has been formulated by Muslim scolars associated with the implementation of systems and mechanisms Islamic insurance which is in line with the values of Islam.
Konstruk dan Model Pembiayaan Musyarakah Mutanaqishah Di Bank Syariah Rokhim, Abdul
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Human Falah: Jurnal Ekonomi dan Bisnis Islam | Vol. 1 | No.2 | 2014
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

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Abstract

Syari’ah banks today are growing rapidly, both in Indonesia and internationally. Syari’ah banks provide a new alternative for users of banking services to customers enjoy products with a profit-sharing system, a wide range of products covenants contained therein, including in the case of a partnership contract, in which the Islamic bank as a business corporation berproduk Musharaka mutanaqishah describe the activities and institutions that produce banking services for financing partnership assets decreased according to customer needs, but there is still debate about the implications for both the practical and the academic world.
Pariwisata Berbasis Syariah (Telaah Makna Kata Sara dan Derivasinya dalam al-Qur’an) Syahriza, Rahmi
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Human Falah: Jurnal Ekonomi dan Bisnis Islam | Vol. 1 | No.2 | 2014
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

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Abstract

Tourism is one of the means of developing the concept of Islamic economics is taken from the Koran. Allah has given human gesture to take a trip whose purpose is to strengthen the faith and confidence as well as to provide motivation. With the gesture is at least could pave the way for the development of sharia -based businesses other than banking.
Manajemen Investasi Bank Syari’ah Hidayatullah, m f
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Human Falah: Jurnal Ekonomi dan Bisnis Islam | Vol. 1 | No.2 | 2014
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

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Abstract

Financing activities which is one of the main tasks of Islamic banks, also became one of the sources of revenue for Islamic banks, namely when the business is financed successfully giving the profit sharing in accordance with the target. Instead, the bank will experience a loss when the Shariah is apparently stalled investment, as channeled to companies that are not growing, or even bankruptcy. In order to the investment made by Islamic banks can provide a profit as expected, it is necessary to do investment analysis and monitoring. This paper will review about the investment management for Islamic banks.
Konsumen Bank Islam di Indonesia: Siapa Mereka? Panorama, Maya
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Human Falah: Jurnal Ekonomi dan Bisnis Islam | Vol. 1 | No.2 | 2014
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

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Abstract

The object of this study is consumen of Islamic bank. But this study different with mostly study which is focus on factor that influence customer choosing Islamic Banking. By focus on mapping for Islamic bank”s customer in Indonesia according to their characteristic such as age, income level, level og education, and sex, this research elaborate customer’s demand basic on their characteristic. Methods use of the study by proposed a model of demand on customer. Reseach use proposed model by Dar (2008) in demand index. By this model, we found that there is 3 cateogries of Islamic Bank’s Customer with different characteristic. As a conclusion this study give recommendation how bank create their product basic on the availability of their customer based on their demand.
Politik Ekonomi Islam Dalam Pengendalian Inflasi Siregar, Saparuddin
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Human Falah: Jurnal Ekonomi dan Bisnis Islam | Vol. 1 | No.2 | 2014
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

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Abstract

Inflation control in Indonesia is conducted through the monetary sector by the Bank of Indonesia as monetary authority through coordination with several ministries and regional leaders by means of TPID (Tim Pengendalian Inflasi Daerah – Team to Control Regional Inflation). However, inflation remains high on average. Such situation is unwelcome for the economy, one major reason being the general reduction of societal purchasing power. This article asserts that political economic method of controlling inflation through the monetary sector which is still based on bank interest is contradictive due to its very nature of increasing inflation. This method should be slowly changed to one that is based on profit-and-loss sharing. The role played by TPID in inflation control is an ideal concept to control inflation through the creation of a perfect market, as such TPID’s seriousness is needed to execute programs which can contribute to inflation control. Society has an important role in inflation control through self-restraint based on transaction ethics. Transaction ethics is self-restrain to not increase price arbitrarily which could burden society itself. The amount of profit is indeed not limited, but it will be more socially beneficial (maslahat) when all society’s members exercise self-restraint and do not raise price of one good arbitrarily, which can lead to the increase of price of other goods and prolonged inflation.
Performance Comparison Amil Zakat Institutions Managed By The Government And Private Organization In West Sumatra Province Shabri, Husni; Huda, Nurul
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Human Falah: Jurnal Ekonomi dan Bisnis Islam | Vol. 1 | No.2 | 2014
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

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Abstract

This paper aimed to compare the performance of Amil Zakat Board and Amil Zakat Institutions in managing zakat funds in the region of West Sumatra province, based on data in 2010. The Comparisons were made by measuring the performance of these two institutions which include five aspects of assessment namely 1) Performance of Shariah compliance, legality and institutional 2) Performance of Management 3) Financial Performance 4) Performance of economic empowerment and 5) Performance Social Legitimacy. The research was conducted with surveys and interviews using a questionnaire to four Amil Zakat Board and four Amil Zakat institutions. This study used the Mann Whitney U Test to see the significance of the difference. The results of analysis showed that significant difference between performance of zakat management at Amil Zakat Board and Amil Zakat Institutions in West Sumatera Province. The performance of Amil Zakat Board is better than the performance of Amil Zakat Institutions especially financial performance and the performance of social legitimacy.

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