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The effect of the perception of financial risk on intention to use digital payment platforms Longgy, Dodhy Hyronimus Ama; Alrawahna, Ammar; Tamin, Masran; Awotkay, Apolinaris Sapuk; Siamsa, Simon
Global Advances in Business Studies Vol. 3 No. 2 (2024): Global Advances in Business Studies (GABS)
Publisher : Ifma Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55584/Gabs003.02.1

Abstract

The aim of this research is to identify the factors shaping consumers' financial risk perceptions regarding the use of digital payment platforms and to analyze the relationship between financial risk perceptions and consumers' intentions to use digital payment platforms in Merauke Regency. This study employs a qualitative approach. The research subjects consist of consumers who currently use or are potential users of digital payment platforms, local business actors offering digital payment options to consumers, and local economic observers or experts familiar with the economic and cultural context of Merauke Regency. Thematic analysis is used to identify the main themes from data collected through interviews and observations, supplemented by narrative analysis to construct stories and experiences of the research subjects. The findings indicate that financial risk perceptions, particularly concerns about financial loss and fraud, remain significant barriers to widespread adoption of digital payment platforms in Merauke Regency. The study also highlights that intentions to use digital payment platforms are influenced by a combination of financial risk perceptions and awareness of practical benefits, which can be strengthened through educational efforts and increased financial literacy.
Analisis Kinerja Keuangan Dengan Menggunakan Metode Dupont System Wahdania, Risma; Awotkay, Apolinaris S; Siamsa, Simon; Batlajery, Semuel
EKONOMI & SOSIAL Vol 15 No 1 (2024): Jurnal Ilmu Ekonomi & Sosial
Publisher : Universitas Musamus,Merauke,Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35724/jies.v15i1.5972

Abstract

Penelitian ini bertujuan untuk mengetahui kinerja keuangan PT Bumi Resources (Persero) Tbk. periode 2019-2022. Metode penelitian yang dilakukan dalam penelitian adalah kuantitatif. Teknik pengumpulan data dengan metode kajian pustaka dan metode observasi non partisipasi. Teknik analisis data penelitian ini terdiri dari mengumpulkan data dokumen berupa laporan keuangan, menentukan rasio laba bersih (Net Profit Margin), menentukan perhitungan perputaran total aset (Total Asset Turnover), menentukan nilai tingkat pengembalian investasi (Return On Invesment). Berdasarkan analisa diperoleh Net Profit Margin menunjukan bahwa perusahaan mampu mengoptimalkan kinerjanya dalam menghasilkan laba bersih. Total Asset Turnover dikatakan kurang sehat karena perusahaan belum mampu menghasilkan pendapatan dari total aktiva yang dimiliki, Return On Investment yang di hasilkan masih di bawah standar rata-rata industri 30% yang menunjukan perusahaan kurang efisien dalam menggunakan seluruh aktiva yang dimiliki untuk memperoleh keuntungan dan kinerja keuangan PT Bumi Resources menunjukan bahwa masih berada pada kondisi kurang baik.
Strategic Management to Envisage the Challenges of Inclusive Economy and Business Innovation: A Bibliometric Study Adiatma, Tini; Irianto, Okto; Siamsa, Simon; Suwandi, Yudi W.
Journal of International Conference Proceedings Vol 6, No 5 (2023): 2023 UICEB Papua Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v6i5.2657

Abstract

Strategic management can be used to envisage the challenges of inclusive economy and business innovation. This study aims to analyze the research trends development on strategic management. This research uses bibliometric analysis visualization using VosViewer. The database was downloaded from ScienceDirect. The advanced search limitation using the keyword “strategic management” in 2022. The research filter to research articles, focusing only on business, management, and accounting. The results show there are 784 articles. Analysis of visual bibliometrics shows the trend of the themes and the author's relation. There are three clusters on publication article analysis. The strongest topics in cluster 1 related to strategic management publication are firm, data, effect, role, relationship, model, and impact all of each item strengths above 1000; in cluster 2 about process, development, and framework which all around 900; and all in the third cluster no more than 500 link strength. The most productive author of this research in 2022 is Vijay Pereira.
PENINGKATAN EKONOMI DAN PEMBERDAYAAN PETANI DI KAMPUNG HIDUP BARU MELALUI BUDIDAYA TANAMAN HORTIKULTURA T.P.M.D, Romualdus; Hayon, Paulus P.; Siamsa, Simon; Wati, Caecilia H. S; S.A, Apolinaris; Rizal, Abdul
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Publisher : Universitas Halu Oleo

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Kampung Hidup Baru is one of the villages in the Tanah Miring District, Merauke Regency, where the majority of the population makes their living as farmers. One of the agricultural commodities cultivated is horticultural crops, including chili plants. This commodity has the potential to be developed because it is supported by the availability of unused empty land and fertile soil conditions. Chili plants are a type of horticultural plant that has great business opportunities to be developed in Merauke. The large need for this commodity makes chilies a promising commodity. The high demand for chilies is due to the fact that they can be used as a spice in cooking and in the food industry. The chili plant is currently being developed by farmers in Kampung Hidup Baru even though economically it is not yet the main source of income. This is due to farmers' lack of understanding of marketing management, business management and group management which is not yet optimal. Therefore, with the Partner Village Development (PDM) activity, the implementing team will provide full participation in solving the problems faced by farmers, both aspects of cultivation, management and marketing. Implementation of activities includes counseling and technical guidance as a medium for transferring knowledge and technology to partners, which will be carried out en masse, through groups and individuals. The solution offered in implementing the service program is through non-physical and physical activities which are expected to (a) increase knowledge about the importance of innovation in business, (b) increase knowledge about group management, (c) improve marketing management, (d) improve the farmer's economy