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All Journal IQTISHODUNA Local Wisdom : Jurnal Ilmiah Kajian Kearifan Lokal Jurnal Samudra Ekonomi dan Bisnis
S, Basir
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Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Studi Etnografi Tentang Perencanaan Keuangan pada Kelompok Sosial Masyarakat Muslim Kota Batu S, Basir; Rozi, Choirul
IQTISHODUNA IQTISHODUNA (VOL.16, No.1, 2020)
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (595.292 KB) | DOI: 10.18860/iq.v16i1.5828

Abstract

One of the financial successes can be achieved through family financial planning. The purpose of this study is to see how the views of the priyayi Muslim community groups on property. The results of the study show that the views of the household on the priyayi Muslim family in the city of Batu concerning the property are something that is entrusted by Allah SWT. The process of earning an income is that he will strive to make a halal income in terms of the essence, the way to obtain it, and the aspects of His utilization how to determine the priority scale of needs, which is based on the principle of demand and establish themselves from the concept of tabzir or spree on various kinds of needs that they need during their lives. The way to do financial planning is based on a budget management system that applies the concept of Falah in every financial allocation, which is not only focused on the world but also based on the hereafter as well
Membangun Hubungan Berkelanjutan Sektor UMKM dan Perbankan S, Basir; Prajawati, Maretha Ika
IQTISHODUNA IQTISHODUNA (VOL.16, No.2, 2020)
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (691.952 KB) | DOI: 10.18860/iq.v16i2.7876

Abstract

SMEs hope that their relationship with banks will provide them with ease in accessing capital and financing accordingly, with reasonable costs and conditions, where they expect a mutually beneficial and sustainable relationship in the future. The loyalty of SMEs in using banking services, the length of their relationship and reciprocal relationship shows that SMEs benefit from this relationship. One key element in their relationship is mutual trust. The results of the research show that trust affects effective commitment (affective commitment). Social bonding to affective commitment has a positive and significant effect on affective commitment. Affective commitment has a positive impact on behavioral intention. Attractive alternatives in their role of affective commitment and behavioral intention show that the variable attractive of alternative can strengthen the relationship of affective commitment and behavioral intention.
Co-Authors Devika, Ferdiya Muis, Ikhza Syafa Prajawati, Maretha Ika Pratiwi, Novita Rahayu Rozi, Choirul