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All Journal IQTISHODUNA Jurnal Keuangan dan Perbankan Local Wisdom : Jurnal Ilmiah Kajian Kearifan Lokal Jurnal Pemberdayaan Masyarakat Madani (JPMM) Jurnal Ilmiah Wahana Akuntansi Management and Economics Journal (MEC-J) JURNAL NUSANTARA APLIKASI MANAJEMEN BISNIS JURISMA: Jurnal Riset Bisnis & Manajemen Jurnal Samudra Ekonomi dan Bisnis
Prajawati, Maretha Ika
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Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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 1 
Competitiveness of Sharia Tourism Destination Prajawati, Maretha Ika
MEC-J (Management and Economics Journal) Vol 4, No 1 (2020)
Publisher : Faculty of Economics, State Islamic University of Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (484.721 KB) | DOI: 10.18860/mec-j.v4i1.5824

Abstract

This study emphasizes that one concrete step in effort to develop sharia tourism is to pay attention to actual factors affecting the purpose of traveling in sharia tourism destinations in Malang. The study results showed that between motivation, cognitive goals, and service quality showed a relationship. Therefore, students would naturally intend to visit sharia tourism destinations. When tourism is needed by students in accordance with purpose of doing sharia tourism, then fulfilling this need will lead a tourist to bring up his attitude of loyalty to sharia tourism. Customer loyalty is very important for companies to maintain continuity of their business and activities. There is a fulfillment of tourists need if it is associated with sharia tourism destinations. This will increase the intention to visit sharia tourism destinations. 
Membangun Hubungan Berkelanjutan Sektor UMKM dan Perbankan S, Basir; Prajawati, Maretha Ika
IQTISHODUNA IQTISHODUNA (VOL.16, No.2, 2020)
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (691.952 KB) | DOI: 10.18860/iq.v16i2.7876

Abstract

SMEs hope that their relationship with banks will provide them with ease in accessing capital and financing accordingly, with reasonable costs and conditions, where they expect a mutually beneficial and sustainable relationship in the future. The loyalty of SMEs in using banking services, the length of their relationship and reciprocal relationship shows that SMEs benefit from this relationship. One key element in their relationship is mutual trust. The results of the research show that trust affects effective commitment (affective commitment). Social bonding to affective commitment has a positive and significant effect on affective commitment. Affective commitment has a positive impact on behavioral intention. Attractive alternatives in their role of affective commitment and behavioral intention show that the variable attractive of alternative can strengthen the relationship of affective commitment and behavioral intention.
To’-oto’- The Local Wisdom of Madurese Ethnic Families and Perceptions Devika, Ferdiya; Prajawati, Maretha Ika; S, Basir
Local Wisdom : Jurnal Ilmiah Kajian Kearifan Lokal Vol 12, No 2 (2020): July 2020
Publisher : Merdeka Malang University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/lw.v12i2.4149

Abstract

The to'-oto’ a tradition is an event held by the community to return bhubuwan's money (money given at weddings). Each implemented certainly has different perceptions of to’-oto’ that have been entrenched. This is the main problem that researchers want to know. This research uses a qualitative research method with a phenomenal research model to look deeper into the psychological meaning of an individual’s experience of the to’-oto’ tradition. The results showed that the tradition of to’-oto’ was perceived as a means of returning savings due to the necessities of life, a means of tightening the silaturrahim rope of both the head of the family in the village or outside the village, one form of “tasyakuran” (salvation) and as a form of tradition that the community runs.DOI: https://doi.org/10.26905/lw.v12i2.4149
The Role of PKK Saving Loan Against Community Economic Empowerment Malang City Agustine, Siti Revina; Prajawati, Maretha Ika
Jurnal Pemberdayaan Masyarakat Madani (JPMM) Vol 7 No 1 (2023): Jurnal Pemberdayaan Masyarakat Madani (JPMM) (DOAJ & SINTA 3 Indexed)
Publisher : Fakultas Ekonomi Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JPMM.007.1.11

Abstract

PKK savings and loans activities are an activity that flows from members' deposits or commonly called savings and money from member deposits will be turned into loans for members. The purpose of holding this savings and loans activity is to assist the community in flowing unused funds and assist the community in meeting the needs of the pressed or who are dependent on loan shark debt. In order to get deeper results, this study used the descriptive method of qualityf. Family Empowerment and Welfare or PKK rt 4 is located in rt 4 rw 12 Purwodadi village, Blimbing district, Malang City. The purpose of PKK rt 4 in the role of savings and loans is to reduce the community's dependence on loan sharks and provide business capital to small sector businesses that are still in the context of rt 4. The role of Savings and Loans in community economic empowerment, especially in reducing dependence on loan sharks, has been going well so some members have switched because the interest is lower than loan sharks and the interest itself will be distributed thoroughly to members in the form of Residual Business Results (SHU) at the end of the period.
Unraveling the Role of Financial Attitude: A Key Moderator of Financial Literacy in Shaping Financial Behavior Sahrian Putra*, Muhammad Rafli; Prajawati, Maretha Ika
JURISMA : Jurnal Riset Bisnis & Manajemen Vol 13 No 2: Oktober 2023
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jurisma.v13i2.8332

Abstract

Penelitian ini memiliki tujuan untuk mengetahui pengaruh tingkat literasi keuangan dan financial attitude terhadap financial behavior serta pengaruh variabel financial attitude sebagai variabel moderasi. Penelitian ini menggunakan kuesioner sebagai metode penelitian yang disebarkan kepada 75 responden yang merupakan pengurus Galeri Investasi Bursa Efek Indonesia UIN Malang, UM, dan Universitas Ma Chung. Teknik analisis menggunakan Partial Least Square. Hasil penelitian menunjukkan financial behaviour secara positif dipengaruhi oleh variabel tingkat literasi keuangan, tapi tidak signifikan. Sedangkan, variabel financial behaviour dipengaruhi oleh variabel financial attitude secara positif signifikan. Di sisi lain, variabel financial attitude sebagai variabel moderasi mempunyai dampak positif terhadap hubungan antara variabel tingkat literasi keuangan dan variabel financial behavior. Kata Kunci: Tingkat Literasi Keuangan; Sikap Keuangan; Perilaku Keuangan; Variabel Pemoderasi; Partial Least Square
Analisis Pengaruh Earning Power, dan Kepemilikan Manajerial Terhadap Manajemen Laba Dengan Keputusan Investasi Sebagai Variabel Moderasi Damayanti, Alvina; Prajawati, Maretha Ika
Jurnal Wahana Akuntansi Vol 17 No 2 (2022): Jurnal Ilmiah Wahana Akuntansi
Publisher : Fakultas Ekonomi dan LPPM Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/Wahana.17.025

Abstract

Tujuan dari penelitian adalah untuk memahami pengaruh earning power, kepemilikan manajerial terhadap manajemen laba, dengan keputusan investasi sebagai moderator. Perusahaan telekomunikasi yang terdaftar di Bursa Efek Indonesia antara 2018 dan 2021 menjadi sampel penelitian. Tujuh bisnis telekomunikasi dikumpulkan untuk sampel penelitian melalui penggunaan purposive sampling, dan sesuai kualifikasi yang diperlukan. Model yang digunakan yakni penelitian kuantitatif. Analisis yang dilakukan meliputi penggunaan statistik deskriptif, statistik inferensial dan pengujian hipotesis. Pengelolaan data untuk penelitian dilakukan dengan menggunakan software SmartPLS 3. Temuan penyelidikan mengungkapkan bahwa : (1) earning power berpengaruh negatif dan signifikan terhadap manajemen laba, (2) earning power berpengaruh negatif dan tidak signifikan terhadap keputusan investasi, (3) keputusan investasi berpengaruh negatif dan tidak signifikan terhadap manajemen laba. (4) Keputusan investasi tidak mampu memoderasi pengaruh earning power terhadap manajemen laba. (5) Keputusan investasi tidak mampu memoderasi pengaruh kepemilikan manajerial terhadap manajemen laba.
Kredit Rentenir dan Silaturahmi Pratiwi, Novita Rahayu; Prajawati, Maretha Ika; S, Basir
Jurnal Samudra Ekonomi dan Bisnis Vol 12 No 1 (2021)
Publisher : Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jseb.v12i1.2296

Abstract

The study aims to analyze the meaning of debt according to the people of Kampung Kauman who prefer moneylenders than banks as their source of credit. This qualitative research uses a case study. Primary data were obtained through interviews with residents of Kampung Kauman, Pasrepan Village, Pasuruan Regency, East Java, which is located in an Islamic boarding school environment with a religious type of community. Secondary data in the form of details of the credit system to moneylenders. The sample used is saturated, i.e. all those who are credit members to loan sharks. Total informants numbered 21 of 30 households in Kauman Village. The results of this study indicate that the meaning of credit to loan sharks for the community in the study site environment is venture capital, a friendly place of association, mutual relief among credit members, and regarding usury laws on credit.
Analisis Teknikal Return Saham dengan Indikator-Indikator Bollinger Band, Parabolic SAR, dan Stochastic Oscillator Muis, Ikhza Syafa; Prajawati, Maretha Ika; S, Basir
Jurnal Samudra Ekonomi dan Bisnis Vol 12 No 2 (2021)
Publisher : Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jseb.v12i2.2467

Abstract

In making a decision to buy shares in the stock market, an investor must know the analytical methods involved in stock investing. One of the methods used is technical analysis. This study aims to determine the comparison of stock returns generated using the Bollinger Band, Parabolic SAR, and Stochastic Oscillator indicators. This type of research is a quantitative approach with a comparative method. The sampling technique used purposive sampling, in order to obtain 14 companies. The results show that the indicators of Bollinger Band, Parabolic SAR, and Stochastic Oscillator can be used as guidelines in determining the buying and selling of stocks to get optimal returns.
Dividend as a Moderation Variable to Increase Stock Prices Yuliana, Indah; Indiyanto, Agus; Yusuf, Mirna; Prajawati, Maretha Ika
Jurnal Keuangan dan Perbankan Vol 25, No 4 (2021): October 2021
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jkdp.v25i4.5842

Abstract

One of the strategic decisions in the company is related to dividend decisions. It becomes the basis for investors to invest in shares. Investors value income from dividends distributed by companies for more than income from capital gains. Investors prefer to receive payment now than future ones because they are faced with uncertainty. Regular dividend distribution indicates the company has bright prospects in the future. Accordingly, Dividends have a significant influence on the increase in share prices. Data were collected using the documentation method of 34 samples of the most liquid Islamic stocks listed on the IDX. This research uses the SPSS analysis technique and uses a partial test (t-test). The tests to determine the significance of each independent variable in influencing the dependent variable with a one-way test and using moderation regression to test and analyze the effect of dividends per share on stock prices, whether to strengthen/weaken the dependent variable. The study results found that profitability and solvency , as well as dividends, have a relationship with stock prices. The relationship between ROA and share prices as moderated by dividends is negative for stock prices. The relationship between ROE and share price, which is moderated by dividends, is positive but not significant. Dividends can significantly strengthen the DER relationship to the share price. In addition, dividends were able to strengthen DAR's relationship with share prices significantly.JEL: G11, G12, G41
Anteseden Perilaku Ketidakpatuhan Pajak pada Usaha Mikro, Kecil dan Menengah Aisyah, Esy Nur; Prajawati, Maretha Ika
Jurnal Nusantara Aplikasi Manajemen Bisnis Vol 9 No 1 (2024): Jurnal Nusantara Aplikasi Manajemen Bisnis
Publisher : UNIVERSITAS NUSANTARA PGRI KEDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/nusamba.v9i1.21254

Abstract

Research aim: This study scrutinizes tax non-compliance by integrating new variables from social and economic approaches such as geopolitics, tax service quality, public governance quality, tax system rate, and penalties. Design/Methode/Approach: This research uses an explanatory research approach on 175 MSMEs in the food and beverage sector in Batu City. Moreover, using a census sampling technique. Research Finding: The study's findings indicate that geopolitics, tax service quality, public governance quality, tax system rate, and penalties significantly influence tax non-compliance among MSMEs. Theoretical contribution/Originality: As a contribution to tax knowledge, this research includes new variables in the tax non-compliance model which include social variables and psychological theory. Practitioner/Policy implication: This research can be utilized to enhance the performance of government institutions and departments. The government, as well as tax authorities, can benefit from this research in developing solutions needed to eliminate or minimize the problem of tax non-compliance. Research limitation: This research only focuses on MSMEs in the food and beverage sector in Batu City.
Co-Authors Agus Indiyanto Agustine, Siti Revina Damayanti, Alvina Devika, Ferdiya Esy Nur Aisyah Indah Yuliana Muis, Ikhza Syafa Pratiwi, Novita Rahayu S, Basir Sahrian Putra*, Muhammad Rafli Yusuf, Mirna