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PENGARUH DANA PIHAK KETIGA, SPREAD BAGI HASIL, TINGKAT BAGI HASIL DAN NON PERFORMING FINANCING TERHADAP VOLUME PEMBIAYAAN BERBASIS BAGI HASIL ( STUDI KASUS BANK UMUM SYARIAH PERIODE 2017-2019 ) alimaini, meriani; Dalimunte, Ahmad Amin; Nasution, Juliana
Commodity : Jurnal Perbankan dan Keuangan Islam Vol 2 No 2 (2023): Commodity : Jurnal Perbankan dan Keuangan Islam
Publisher : Fakultas Ekonomi Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/commodityjurnalperbankandankeuanganislam.v2i2.1180

Abstract

This research is intended to determine and analyze the influence of Third Party Funds (DPK), Profit Sharing Spread (SBH), Profit Sharing Level (TBH), and Non Performing Financing (NPF) on the Volume of Profit Sharing Based Financing (PBH) of Sharia Commercial Banks. This research takes thebackground that the movements of PBH, DPK, SBH, TBH and NPF experience fluctuating movements from year to year. This research is quantitative in nature with secondary data sources, namely the quarterly financial balance reports of Sharia Commercial Banks starting in 2017-2019. Using multiple linear regression test as an analysis tool using SPSS 15.0. The conclusions in this study show that firstly, simultaneously, namely DPK, SBH, TBH and NPF have a significant effect on PBH. Second, separately or partially, DPK has a significant effect on PBH of Sharia Commercial Banks with a calculated t value of 22.040. Third, SBH has a significant effect on PBH with a calculated t value of 3.534. fourth, TBH has no effect on PBH at Sharia Commercial Banks with a calculated t value of -0.220. Fifth, NPF has no effect on PBH of Sharia Commercial Banks with a calculated t value of -0.1567
Examining Moves and Steps in Discussion Chapters of TEFL Master’s Theses by Indonesian Postgraduates: A Genre Analysis Dalimunte, Ahmad Amin; Ritonga, Gustina Permatasari; Fathani, Jihan Aldie
Acitya: Journal of Teaching and Education Vol. 6 No. 2 (2024): ACITYA Journal of Teaching and Education
Publisher : Universitas Muhammadiyah Kalimantan Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30650/ajte.v6i2.3955

Abstract

The discussion chapter holds a paramount position in a thesis, being regarded as the most crucial and challenging part to compose, particularly for university students. The present genre investigation highlighted the focus on language use and communicative practices. This research seeks to investigate the rhetorical organization, moves, and steps, employed by Indonesian postgraduates while writing the discussion chapter of their theses within the field of Teaching English as a Foreign Language (TEFL). We examined five theses from postgraduate students whose data were obtained from the university repository. Data were analyzed with the framework proposed by Chen and Kuo (2012). The overall word count is 9204 words. From the analysis conducted, it was found that Move 2 Step 1: Reporting major findings (41.4%), Move 4 Step 2: comparing the results with literature (21.9%), and Move 4 Step 3: accounting for results (20.7%) were highly used in the data. However, two steps were least used in the data; namely, Move 3 Step 1: making conclusions of results and Move 6 Step 2: indicating the significance of the study. Our findings provide insights into how postgraduates structure their arguments, present findings, and interact with existing literature.