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ANALISIS PENERAPAN GOOD CORPORATE GOVERNANCE (GCG) DALAM HUBUNGANNYA DENGAN KINERJA KEUANGAN PADA PT. BANK RAKYAT INDONESIA SYARIAH Shar, Aan; Novrianda, Herry
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 1, No 2 (2016)
Publisher : Institut Agama Islam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (391.678 KB) | DOI: 10.29300/ba.v1i2.873

Abstract

The objective of this research is know good corporate governance (GCG) implementation in relation with financial performance PT. Bank Rakyat Indonesia Syariah. This research is a descriptive research with data collection methods used sekuder data from annual report and good corporate governance report and primary data through questionnaire distribution. The data analysis is technique uses return on assets (ROA) and mean method with the frequency distribution table. The results that, the implementation of good corporate governance in relation to financial performance PT. Bank Rakyat Indonesia Syariah has been running well. Furthermore, the application of the principles of transparency, accountability, responsibility, independency and fairness have been effective with the average value of each statement of 3.69 (good), 3.89 (good), 3.76 (good), 3.67 (good), 3.85 (good). And the financial performance of PT. Bank Rakyat Indonesia Syariah in the period 2012-1216 in healthy category with average return on assets (ROA) that is equal to 0.76%.Keywords: Good Corporate Governance, Financial Performance, Transparency, Accountability, Responsibility, Independency, Fairness
Analisis Faktor-Faktor Yang Mempengaruhi Keputusan Investor Untuk Bertransaksi Di BEI Shar, Aan; Novrianda, Herry; Nugroho, Dhimas Setyo
Jurnal Doktor Manajemen (JDM) Vol 3, No 1 (2020): APRIL 2020
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/jdm.v3i1.10143

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui faktor-faktor yang paling berpengaruh antara lain faktor budaya, faktor sosial, faktor personal dan faktor psikologis terhadap keputusan investor untuk melakukan perdagangan di BEI. Penelitian ini merupakan penelitian deskriptif, dengan populasi penelitian adalah investor komunitas Bengkulu yang bertransaksi di BEI dengan teknik pengambilan sampel menggunakan accidental sampling. Teknik analisis data yang digunakan adalah uji validitas dan reliabilitas serta analisis regresi linier berganda. Hasil penelitian ini adalah faktor budaya, sosial, pribadi dan psikologis secara parsial maupun simultan berpengaruh positif dan signifikan terhadap keputusan investor untuk bertransaksi di BEI. Faktor psikologis merupakan faktor yang paling dominan mempengaruhi keputusan investor untuk bertransaksi di BEI.
Implementasi Standar Operasional Prosedur Pada Costumer Service (Studi Pada Perbankan Syariah di Kota Bengkulu) Shar, Aan; Novrianda, Herry; Hariyadi, Rizky
Jurnal Manajemen DIVERSIFIKASI Vol. 1 No. 4 (2021)
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (330.467 KB) | DOI: 10.24127/diversifikasi.v1i4.1265

Abstract

Tujuan penelitian ini adalah untuk mengetahui implementasi pelayanan berbasis SOP pada perbankan syariah di Kota Bengkulu. Metode penelitian yang digunakan deskriptif kualitatif dengan teknik pengumpulan data primer berupa wawancara terhadap customer service selaku pihak yang pemberi layanan kepada nasabah. Teknik analisis data menggunakan konsep Miles dan Huberman. Hasil penelitian menunjukkan bahwa perbankan syariah di Kota Bengkulu telah menjalani SOP layanan customer service yaitu senyum, sampaikan salam, fokus pada nasabah dan menawarkan bantuan, inisiatif menggali kebutuhan nasabah, mampu menjelaskan produk dan fitur kepada nasabah, melakukan proses dan permintaan nasabah dengan cepat, akurat, selalu melakukan verifikasi dan komfirmasi, tanggapi permintaan nasabah dengan empati, menawarkan produk dan jasa lainnya (crosseling), menawarkan bantuan kembali, mengucapkan terima kasih dan ditutup dengan salam.
Pengaruh Harga, Lokasi, Promosi, Dan Kualitas Pelayanan Terhadap Minat Beli Konsumen Pada Alfamart 12B Trimurjo Kabupaten Lampung Tengah Fuadi, Selamet; Dipa, Nely Trisna; Shar, Aan
Jurnal Manajemen DIVERSIFIKASI Vol. 3 No. 1 (2023): Maret
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/diversifikasi.v3i1.1881

Abstract

This study aims to analyze the effect of price, location, promotion, and service quality on consumer buying interest at Alfamart 12b Trimurjo, Central Lampung Regency. This type of research is a quantitative research with a population of 100 consumers. Only 100 samples used were in accordance with the predetermined criteria. The data used is secondary data distribution of questionnaires in the form of a list of questions with several alternative answers for respondents. The statistical test used to test the hypothesis was multiple linear regression analysis and was tested using the statistical packages for the social science (SPSS) version 25 program. Based on the results of statistical tests indicate that price has a positive influence on consumer buying interest, location has a positive influence on consumer buying interest, promotions have a positive influence on consumer buying interest, service quality has a positive influence on consumer buying interest.
IMPLEMENTASI TEKNOLOGI PEMASARAN DIGITAL DALAM PENINGKATAN PENJUALAN PRODUK-PRODUK KELOMPOK DISABILITAS DI KOTA BENGKULU Novrianda, Herry; Shar, Aan; Fitri, Marsellina; Muttaqin, Faisal
Kumawula: Jurnal Pengabdian Kepada Masyarakat Vol 6, No 2 (2023): Kumawula: Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Padjadjaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24198/kumawula.v6i2.42532

Abstract

Pemberdayaan ekonomi bagi kaum difabel di Kota Bengkulu sangat penting sebagai upaya untuk memberikan kemampuan kepada mereka sehingga dapat menjalankan aktifitas ekonominya sebagaimana layaknya orang dengan keadaan fisik yang sempurna. Salah satu organisasi yang memberdayakan kelompok difabel di Kota Bengkulu yaitu Mitra Masyarakat Inklusif (MMI). Keberadaan MMI sangat membantu kelompok masyarakat penyandang disabilitas sehingga masyarakat tersebut mampu menjadi pelaku UMKM yang mandiri dan memiliki daya saing serta tentunya dapat meningkatkan perekonomian. Unit usaha yang dimiliki MMI dalam memberdayakan kelompok disabilitas yaitu sektor jasa dan perdagangan seperti percetakan printing, konveksi, pembuatan kain basurek, laundy serta produk makanan dan minuman. Pengabdian ini bertujuan untuk meningkatkan penjualan produk-produk kelompok disabilitas di Kota Bengkulu melalui penerapan teknologi pemasaran digital. Metode pelaksanaan digunakan yaitu lesson study dengan tahapan persiapan pelatihan digital marketing, pelaksanaan pelatihan meliputi pelatihan pemanfaatan sosial media untuk mempromosikan produk dan pelatihan pembuatan konten iklan produk, serta monitoring praktik pemasaran dengan menerapkan teknologi digital oleh mitra dan evaluasi. Adapun hasil dari kegiatan pengabdian ini yaitu mitra memiliki skills dalam memanfatkan teknologi digital marketing berupa penggunaan market place melalui aplikasi Tokopedia dan Google Bisnisku sebagai tempat transaksi jual beli, penggunaan media sosial Facebook Ads dan Instagram Ads untuk mempromosikan produk-produknya, serta mengetahui cara pembuatan konten iklan dan pengemasan/packaging produk yang menarik bagi konsumen. Economic empowerment for people with disabilities in Bengkulu City is very important as an effort to give them ability so that they can carry out their economic activities like people with perfect physical conditions. One of the organizations that empowers disabled groups in Bengkulu City is Inclusive Community Partners (ICP). The existence of ICP is very helpful for groups of people with disabilities so that the community is able to become independent and competitive MSMEs actors and course can improve the economy. The business units owned by ICP in empowering disability groups are the service and trade sectors such as printing, convection, manufacture of basurek cloth, laundry and food and beverage products. This service aims to increase sales of disability group products in Bengkulu City through the application of digital marketing technology. The implementation method used is lesson study with the stages of preparation for digital marketing training, the implementation of the training includes training on the use of social media to promote products and training in product advertising content creation, well as monitoring marketing practices by applying digital technology by partners and evaluation. The results of this service activity are partners have skills in utilizing digital marketing technology in the form of using market places through Tokopedia application and Google My Business as a place for buying and selling transactions, using social media Facebook Ads and Instagram Ads to promotion their products, and knowing how to create content advertising and packaging of products that are attractive to customer.
KEPUASAN WISATAWAN DARI PERSPEKTIF CITRA DESTINASI (Studi pada Destinasi Pariwisata di Provinsi Bengkulu) Novrianda, Herry; Shar, Aan
Creative Research Management Journal Vol 5 No 2 (2022): December
Publisher : Universitas Prof. Dr. Hazairin SH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32663/crmj.v5i2.3101

Abstract

The purpose of the study was to find out how the image of the destination and tourist satisfaction and how the influence of the image on tourist satisfaction in tourism destinations in Bengkulu Province. This research is a conclusive research study of 150 tourists to natural tourist destinations that are included in the Bengkulu Province Tourism Strategic Area Plan (TSAP). Tourist perception was developed to test the hypothesis of the relationship model or the effect of the impact of the destination image on tourist satisfaction. The data analysis methods used are descriptive analysis and multiple linear regression analysis. The findings of this study indicate that tourism destinations have an excellent image; this can be seen from the destination image components, including cognitive and affective images, which are in the excellent category. When viewed from tourist satisfaction towards natural tourist destinations, tourists have been satisfied with tourism destinations. Cognitive and affective images also positively affect tourist satisfaction with tourism destinations. The better the cognitive and affective image, the more tourist satisfaction at natural tourism destinations will increase.
ANALISIS BAURAN PEMASARAN (MARKETING MIX ) TERHADAP PRODUK TABUNGAN DALAM MENINGKATKAN JUMLAH NASABAH Astuti, Nurwidya Fatohona; Supardi, Supardi; Shar, Aan
FIDUSIA : JURNAL KEUANGAN DAN PERBANKAN Vol 7, No 1 (2024): APRIL
Publisher : UNIVERSITAS MUHAMMADIYAH METRO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/jf.v7i1.2179

Abstract

The purpose of this research is to find out what the savings products at BPRS Fadhilah are, to find out the prices of savings products at BPRS, to find out what the location of BPRS Fadhilah is, to find out what promotions are carried out by BPRS Fadhilah. This research is field research, using a qualitative descriptive approach. The data analysis technique used is data reduction, data presentation and drawing conclusions. This research data collection used observation, interview and documentation techniques. The research results show that the products available at BPRS Fadhilah are of high quality and have advantages such as implementing a cash pickup service pattern with customers who use savings products. And the prices of savings products at BPRS Fadhilah are very affordable and in line with the quality and benefits of savings products with no administration costs. On the other hand, BPRS Fadhilah is located on Jl. A. Yani, District. Tlk Segara, Bengkulu City, Bengkulu 38119. This location is very strategic, and the promotions carried out by BPRS Fadhilah are direct and indirect promotions. And the media used by BPRS Fadhilah in marketing savings products are Instagram, Facebook, YouTube. It can be concluded that BPRS Fadhilah's savings products are currently good and of good quality at affordable prices and in accordance with the benefits of the savings products, and the place/location of BPRS Fadhilah is very strategic and has a comfortable office, finally there are two promotions carried out by BPRS Fadhilah, namely promotions directly and indirectly.
Strategi Pemasaran Syariah dalam Menghadapi Persaingan Bisnis pada Syarah Bakery Kota Bengkulu Rahmawati, Gusti; Hak, Nurul; Shar, Aan
Ekonomis: Journal of Economics and Business Vol 8, No 1 (2024): Maret
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v8i1.1192

Abstract

In order to cope with business competitiveness at Syarah Bakery in Bengkulu city, this research set out to identify the best marketing approach. Qualitative and quantitative descriptive research methods are used. 20 respondents were given questionnaires to complete and observations, interviews, and secondary data sources were used as the data gathering methods. The data analysis technique used is SWOT analysis. The results of the study show that the company is in the growth quadrant I, where IFAS has a score of 3.69 and EFAS has a score of 3.2. Syarah Bakery has product advantages, namely processed durian specialists, has a complete variety of products, lots of toppings in the product, products are always fresh, uses social media in promotions, such as Instagram, Facebook, and Tik-tok, has friendly employees, fast and neat in serving customers. Thus the marketing strategy implemented at Syarah Bakery is an aggressive strategy by maintaining and improving product quality, following technological advances, increasing the completeness of various product variations by participating in every existing culinary event, improving the quality of service to consumers.
Pengaruh Harga, Trust, Kemudahan dan Keamanan Menggunakan E-Commerce Terhadap Keputusan Pembelian (Studi pada Pengguna Shopee Mahasiswa Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam UIN Fatmawati Sukarno Bengkulu) Muslimah, Anisa; Hak, Nurul; Shar, Aan
Ekonomis: Journal of Economics and Business Vol 8, No 1 (2024): Maret
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v8i1.1580

Abstract

Purchasing decisions are a long process that buyers must go through before they buy a product and continue afterwards. The purpose of this study is to see whether variables such as price, trust, security and convenience variables have an effect on purchasing decisions. object of research for students of class 2020, 20221, and 2023 of the Sharia Economics study program. The object of this research is in the Sharia Economics study program of FEBI UIN Fas Bengkulu. The type of research approach is quantitative associative. Then purposive sampling is used to collect data as many as 100 people who are users of the shopee application. Multiple Linear Regression Analysis is used in the data analysis method. Based on the tests that have been carried out, it is revealed that partially price (X1) has a negative effect and (sig) on purchasing decisions. Then partially the variables of trust (X2), convenience (X3) and security (X4) in using e-commerce have a positive influence (sig) on purchasing decisions.
Employee Performance at Bank Syariah Indonesia (BSI) KC. Panorama Trisakti, Pipin; Sunarto, Andang; Shar, Aan
SEMB-J : Sharia Economic and Management Business Journal Vol. 4 No. 3 (2023): Oktober
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v4i3.1205

Abstract

This study aims to determine how employee performance at Bank Syariah Indonesia (BSI) KC Panorama. Syariah Indonesia (BSI) KC Panorama. This research is qualitatively based on a case study using the field research method (Field Research). The data sources used are primary data and secondary data. Data collection techniques used in this study are through interviews, observation, and documentation. The results of this research and discussion show that the performance of employees of Bank Syariah Indonesia (BSI) KC Panorama Bengkulu is good. This can be seen from the quality and quantity of work, attendance and punctuality, responsibility, punctuality, and cooperation of Bank Syariah Indonesia (BSI) KC Panorama Bengkulu employees. The cooperation of employees of Bank Syariah Indonesia (BSI) KC Panorama Bengkulu is quite good.