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Peningkatan Literasi Keuangan Bagi Buruh Migran Indonesia di Singapura, Hongkong, dan Roma Marlina, Maria Asumpta Evi; Ismawati, Anastasia Filiana; Laturette, Kazia; Santoso, Eko Budi; Septina, Fanny; Widianingsih, Luky Patricia; Junianto, Yopy; Radianto, Wirawan Endro Dwi
Jurnal LeECOM (Leverage, Engagement, Empowerment of Community) Vol. 3 No. 2 (2021): Jurnal LeECOM
Publisher : Universitas Ciputra Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37715/leecom.v3i2.2368

Abstract

Program peningkatan literasi keuangan bagi buruh migran Indonesia di Singapura, Hongkong, dan Roma diikuti oleh tujuh puluh lima peserta. Dari tujuh puluh lima perserta tersebut hanya ada satu pekerja migran laki-laki. Permasalah dalam literasi keuangan yang dialami para buruh migran tersebut antara lain kesulitan mengelola keuangan dan kesulitan membuat anggaran untuk bisnisnya. Uang yang mereka kirim ke sanak saudara di Indonesia untuk mengembangkan bisnis justru habis karena para buruh migran tersebut kurang paham tentang pengelolaan keuangan. Tujuan program tersebut adalah untuk memberikan tambahan wawasan tentang literasi keuangan dan memberikan konsultasi dalam bidang keuangan untuk pengembangan bisnis mereka yang dijalankan di Indonesia. Program pelatihan tersebut terdiri dari empat tahapan, yaitu observasi, persiapan, pelatihan, dan evaluasi. Kegiatan tersebut dilakukan berkat kerjasama antara Program Studi Akuntansi Universitas Ciputra, Universitas Ciputra Media Transformation Ministry, dan Development Singapore. Setelah mengikuti pelatihan tersebut, peserta dapat membuat penganggaran bagi bisnis mereka.
Effects of Financial Literacy and Financial Management Teaching on Financial Behavior (Student Study of Hotel & Tourism Business Study Program) Siska Septian Andriyani; Lexi Pranata Budidharmanto; Yopy Junianto
Primanomics : Jurnal Ekonomi & Bisnis Vol 20 No 2 (2022): Jurnal Primanomics : Jurnal Ekonomi dan Bisnis
Publisher : Fakultas Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31253/pe.v20i2.1180

Abstract

Financial literacy is an important factor in improving people's economic welfare. When a person's financial literacy is high, it is certain that the quality of life and welfare will also increase. This can happen because of the higher one's financial literacy, the better one's financial behavior. Students are the driving force of the nation's economy because students have the largest population, character, and literacy level. However, students are also faced with various very complex financial problems because some students still do not have their own source of income while the level of student needs is high. For this reason, students need to gain more knowledge about financial literacy through financial management learning models in their courses. This was done by the Hotel & Tourism Business study program at Ciputra University, Surabaya batch 2019 and 2020. However, in the process, it is necessary to evaluate the effectiveness of whether teaching changes the financial behavior of students. We used linear regression analysis to process the data in this study. Based on the description above, this study aims to find the effect of financial literacy on financial behavior with financial management teaching as a moderation. The results of this study indicate that there are significant differences in perceptions related to financial behavior between someone who has high and low financial literacy, while the teaching of financial management has a positive effect in moderating the relationship between financial literacy and financial behavior but is not significant.
Financial Literacy Effect and Fintech in Investment Decision Making Yopy Junianto; Cliff Kohardinata; Diana Silaswara
Primanomics : Jurnal Ekonomi & Bisnis Vol 18 No 3 (2020): Primanomics : Jurnal Ekonomi dan Bisnis
Publisher : Fakultas Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31253/pe.v18i3.472

Abstract

Indonesia is a country that has a fairly good level of investment from year to year, based on KSEI 2020 data. This indicates that Indonesia's business opportunities are quite promising. This increase in investment was also followed by technological developments in the financial sector as we know fintech. The results of this fintech product have been widely used by many groups, especially for investment activities. This is one of the driving points for increasing investment in Indonesia. In general, investments are usually made by people who have sufficient literacy skills. Because various experiences state that someone who has good financial literacy will be able to make good decisions in terms of finances that have both short and long term impacts. However, the current condition has a different pattern where even without financial literacy the cloud community is currently able to invest even if they only get a little information. This research was conducted to see and explain the phenomena that occurred and provide confirmation that the shift in perspective patterns occurred. The result of the research states that financial literacy does not influence a person in making decisions, while fintech is a factor that influences someone in making investment decisions.
The Effect of Intellectual Capital on Financial Performance Before and During The COVID-19 Pandemic Caroline Oktavia Gunawan; Kazia Laturette; Yopy Junianto
Inovbiz: Jurnal Inovasi Bisnis Vol 11, No 1 (2023)
Publisher : Politeknik Negeri Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35314/inovbiz.v11i1.3292

Abstract

This study aims to examine the effect of intellectual capital on the financial performance of manufacturing companies in the consumer goods sector before and during the Covid-19 period being listed on the Indonesia Stock Exchange (IDX) for the 2018-2021 period. Sampling was carried out using the purposive sampling method, there were 51 companies that met the criteria, and the number of samples in the study before and during the Covid-19 period was 196 data. This study uses multiple linear regression analysis. The results showed that human capital efficiency before and during Covid-19 had a significant positive effect on financial performance, structural capital efficiency before and during Covid-19 had no effect on financial performance, and capital employed efficiency before Covid-19 had a significant effect. significantly negative and during the Covid-19 period had a significant positive effect on the financial performance of manufacturing companies in the consumer goods sector listed on the IDX for the 2018-2021 period.
Training of Trainer Mahasiswa Universitas Ciputra pada siswa SMA Happy Family School dan Santa Maria dengan Tools Business Model Canvas Lexi Pranata Budidharmanto; Yopy Junianto; Agoes Tinus Lis Indrianto; Kezia Victory Purwadi; Ellen Lawrencia Yahya
Jurnal Kreativitas Pengabdian Kepada Masyarakat (PKM) Vol 7, No 2 (2024): Volume 7 No 2 2024
Publisher : Universitas Malahayati Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33024/jkpm.v7i2.13169

Abstract

ABSTRAK Data dari Badan Pusat Statistik (BPS) pada tahun 2023 menyebutkan bahwa 12% pengangguran di Indonesia saat ini sebagian besar didominasi oleh lulusan sarjana dan diploma sebanyak 958.800 orang. Menghadapi fenomena ini, peran dari perguruan tinggi sangat penting untuk menyiapkan tenaga kerja yang terampil dan sesuai dengan bidang peminatan masing-masing jurusan. Universitas Ciputra sebagai salah satu institusi pendidikan yang bekerja sama dengan SMA Happy Family School dan SMA Santa Maria Surabaya mendukung adanya penerapan pembelajaran Training of Trainer di lingkungan sekolah. Metode pembelajaran yang digunakan pada pelatihan literasi keuangan ini adalah pendampingan yang menitikberatkan pada proses training yang dilaksanakan oleh mahasiswa untuk kemudian diaplikasikan dalam bentuk pengajaran kepada siswa. Metode penelitian dilakukan melalui uji coba terbatas dengan mengadaptasi model penelitian tindakan kelas. Sementara data yang digunakan adalah data kuantitatif. Pengambilan data peningkatan kemampuan mahasiswa diukur melalui before dan after test dalam 3 indikator dengan 16 items. Pengolahan data dengan software SPSS untuk mengetahui Uji Hipotesis Komparatif. Hasil penelitian menunjukkan bahwa tidak terdapat peningkatan kemampuan dalam mahasiswa dengan hasil nilai before diperoleh rata-rata sebesar 3.98, sedangkan nilai after diperoleh rata-rata sebesar 3.93. Penurunan hasil menjelaskan bahwa faktor-faktor ketidakberhasilan training of trainer adalah pemahaman materi trainer yang kurang memadai dan penyampaian materi tidak dilakukan secara langsung. Kata Kunci: Keuangan, Business, Model, Canvas, Training of Trainer  ABSTRACT Data from the Central Statistics Agency (BPS) in 2023 states that 12% of unemployment in Indonesia is currently dominated by undergraduate and diploma graduates, totalling 958,800 people. Facing this phenomenon, the role of higher education is very important to prepare a skilled workforce and in accordance with the specialisation of each department. Ciputra University as one of the educational institutions that collaborates with Happy Family School and Santa Maria Surabaya High School supports the implementation of Training of Trainer learning in the school environment. The learning method used in this financial literacy training is mentoring which focuses on the training process carried out by students and then applied in the form of teaching to students. The research method was conducted through a limited trial by adapting the classroom action research model. While the data used is quantitative data. Data collection on the improvement of student abilities is measured through before and after tests in 3 indicators and 16 items. Data processing with SPSS software to determine the Comparative Hypothesis test. The results showed that there was no improvement in the ability of students with the results of the Before value obtained an average of 3.98, while the After value obtained an average of 3.93. The decrease in results explains that the factors of the unsuccessful training of trainers are the inadequate understanding of the trainer's material and the delivery of the material is not done directly. Keywords: Finance, Business, Model, Canvas, Training of Trainer
Pengaruh Profitabilitas, Leverage & Likuiditas terhadap Penghindaran Pajak Elizabeth Rindu; Yopy Junianto
Jurnal Neraca: Jurnal Pendidikan dan Ilmu Ekonomi Akuntansi Vol. 7 No. 2 (2023): Jurnal Neraca: Jurnal Pendidikan dan Ilmu Ekonomi Akuntansi
Publisher : Program Study of Accounting Education FKIP University of PGRI Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31851/neraca.v7i2.13352

Abstract

Studi ini bertujuan untuk mengetahui pengaruh Profitabilitas, Leverage, dan Likuiditas terhadap Penghindaran Pajak. Studi populasi ini terdiri dari perusahaan industri manufaktur sektor aneka industri yang terdaftar di Bursa Efek Indonesia (BEI) tahun 2018-2021 sebanyak 52 perusahaan dan sampel yang digunakan sebanyak 35 perusahaan serta dipilih melalui metode purposive sampling. Penelitian ini merupakan penelitian kuantitatif dengan menguji hipotesis. Teknik analisis yang digunakan dalam penelitian ini adalah analisis regresi berganda. Hasil penelitian ini menunjukkan bahwa profitabilitas berpengaruh negatif terhadap penghindaran pajak, leverage berpengaruh positif terhadap penghindaran pajak, dan likuiditas tidak berpengaruh terhadap penghindaran pajak