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All Journal Management Analysis Journal Economic Education Analysis Journal Surya Abdimas International Journal of Research Innovation and Entrepreneurship
Widia, Syam
Universitas Negeri Semarang, Indonesia
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Social Sciences Other

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The Financial Performance Comparation of Private and Government Bank: Rural Bank Case Widia, Syam; Prananta, Widya
Management Analysis Journal Vol 10 No 1 (2021): Management Analysis Journal
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/maj.v10i1.46009

Abstract

The purpose of establishing rural bank/ Bank Perkreditan Rakyat known as BPR is to improve the regional economy through credit as financial support for inclusive society. Meanwhile, the contribution of BPR/BPRS (Conventional/Sharia) owned by the Local Government to the regional economy is still small in number. It reflected in the share of productive loans/financing channeled by Local Government BPR lower than private BPR/BPRS. This study aims to Analyze Performance Difference in Private Rural Banks and Rural Banks Owned by Local Government in Central Java Province using financial performance ratios. The financial performance ratios were Capital Adequacy Ratio (CAR), Quality of earning assets, Non-Performing Loan (NPL), Loan to Deposit Ratio (LDR), and Return on Assets (ROA). The method used to analyze data is Different Tests using Independent T-test. This study used SPSS Version 23 analysis tool. The sample of this research is BPR owned by Local Government of Central Java, and Private owned BPR in Central Java Province from 2016 to 2019. Selection of sample by using purposive sampling. Based on Independent T-Test, there is a difference in the ratio of Quality of earning assets and LDR between BPR owned by Local Government and Private Rural Bank, while for the ratio of NPL, CAR, and ROA there is no difference.
The Effect of Digital Literation, Internationalization, and Learning Orientation on The Quality of Learning Through Self Direct Learning as Variables Moderating Astuti, Dwi Puji; Kardiyem, Kardiyem; Rachmadani, Wulan Suci; Widia, Syam
Economic Education Analysis Journal Vol 10 No 1 (2021): Economics Education Analysis Journal
Publisher : Department of Economics Education, Faculty of Economics, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/eeaj.v10i1.44696

Abstract

This study aims to determine the effect of digital literacy, internationalization, learning orientation on the quality of learning, and the role of the self-direct learning variable as a moderating variable. The population in this study were students of accounting education class 2016-2019. Samples were taken by purposive sampling as many as 75 students. The data collection technique used a questionnaire. Data analysis was performed using the classical assumption test with the IBM SPSS Statistic 26 application program. The results showed that digital literacy, internationalization, learning orientation did not affect the quality of learning. However, the existence of the self-direct learning variable as a moderating variable can strengthen the positive and significant influence on the quality of learning. Students must improve their learning orientation and digital literacy associated with improving the quality of learning. Keywords Internationalization; Quality of Learning; Digital Literacy; Learning Orientation; Self Direct-Learning
The Financial Performance Comparation of Private and Government Bank: Rural Bank Case Widia, Syam; Prananta, Widya
Management Analysis Journal Vol 10 No 1 (2021): Management Analysis Journal
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/maj.v10i1.46009

Abstract

The purpose of establishing rural bank/ Bank Perkreditan Rakyat known as BPR is to improve the regional economy through credit as financial support for inclusive society. Meanwhile, the contribution of BPR/BPRS (Conventional/Sharia) owned by the Local Government to the regional economy is still small in number. It reflected in the share of productive loans/financing channeled by Local Government BPR lower than private BPR/BPRS. This study aims to Analyze Performance Difference in Private Rural Banks and Rural Banks Owned by Local Government in Central Java Province using financial performance ratios. The financial performance ratios were Capital Adequacy Ratio (CAR), Quality of earning assets, Non-Performing Loan (NPL), Loan to Deposit Ratio (LDR), and Return on Assets (ROA). The method used to analyze data is Different Tests using Independent T-test. This study used SPSS Version 23 analysis tool. The sample of this research is BPR owned by Local Government of Central Java, and Private owned BPR in Central Java Province from 2016 to 2019. Selection of sample by using purposive sampling. Based on Independent T-Test, there is a difference in the ratio of Quality of earning assets and LDR between BPR owned by Local Government and Private Rural Bank, while for the ratio of NPL, CAR, and ROA there is no difference.
The Effect of Digital Literation, Internationalization, and Learning Orientation on The Quality of Learning Through Self Direct Learning as Variables Moderating Astuti, Dwi Puji; Kardiyem, Kardiyem; Rachmadani, Wulan Suci; Widia, Syam
Economic Education Analysis Journal Vol 10 No 1 (2021): Economic Education Analysis Journal
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/eeaj.v10i1.44696

Abstract

This study aims to determine the effect of digital literacy, internationalization, learning orientation on the quality of learning, and the role of the self-direct learning variable as a moderating variable. The population in this study were students of accounting education class 2016-2019. Samples were taken by purposive sampling as many as 75 students. The data collection technique used a questionnaire. Data analysis was performed using the classical assumption test with the IBM SPSS Statistic 26 application program. The results showed that digital literacy, internationalization, learning orientation did not affect the quality of learning. However, the existence of the self-direct learning variable as a moderating variable can strengthen the positive and significant influence on the quality of learning. Students must improve their learning orientation and digital literacy associated with improving the quality of learning. Keywords Internationalization; Quality of Learning; Digital Literacy; Learning Orientation; Self Direct-Learning
Innovation and Commercialization of Indonesian Traditional Food in the Industrial Era 4.0 Ardiansari, Anindya; Ahmadi, Farid; Ridloah, Siti; Ridloah, Siti; Widia, Syam
International Journal of Research Innovation and Entrepreneurship Vol 1 No 1 (2020): June 2020
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The industrial revolution 4.0 considers an information technology-based human life. In this practical modern era, the choice of food types has been very diverse. Consuming modern food (fast food) has been a common choice for urban community with busy activities. In addition, restaurants that sell (Indonesian) traditional food were hard to find. Time consuming or less practical to prepare the food was the most possible reason of the decrease in the consumption of this kind of food. This phenomenon encourages efforts to improve people’s attention towards this traditional food to conserve its existence by diversification of the traditional food. It is important to introduce and incorporate Indonesian traditional food in industries, in response to the challenges of the industry's revolutionary era. This research is an exploratory study with a mixed method approach. The population in this study was small and medium size enterprises (SMSE) in Semarang city, Indonesia. Fifty SMSEs were involved in this study, with various traditional food products for sale such as Batagor, Pecel, Kupat Tahu with vegetables, Rujak, Lunpia, Rendang, Gudeg, Getuk, etc. A 12% of micro small and medium size enterprises (MSMSE) of traditional foods improved the quality of the produced food through a product innovation, whereas a 20% of SMSEs through a process innovation. Furthermore, marketing and organizational innovation were done by 78% and 4% SMSE, respectively. The traditional food producers showed a low level of innovation readiness, indicating their incapability in the implementation of innovation. Supports from many parties were needed to maintain the existence of the traditional food in their competition with the modern ones.
Webinar Penguatan Model Pembelajaran Inovatif Untuk Menunjang Pembelajaran Daring Pada MGMP Ekonomi Kabupaten Kebumen Dwi Puji Astuti; Rediana Setiyani; Anna Kania Widiatami; Syam Widia
Surya Abdimas Vol. 6 No. 2 (2022)
Publisher : Universitas Muhammadiyah Purworejo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37729/abdimas.v6i2.1760

Abstract

Guru memiliki peranan penting dalam proses pembelajaran di sekolah. Namun, pada kondisi pandemi masih banyak guru kesulitan dalam mendesain model pembelajaran. Ditinjau dari permasalahan tersebut, maka kegiatan pengabdian ini bertujuan untuk agar para guru yang tergabung di MGMP Ekonomi Kabupaten Kebumen memiliki kompetensi guru dalam pengembangan inovasi pembelajaran melalui penguatan model pembelajaran inovatif guna meningkatkan kualitas pembelajaran, serta memberikan kontribusi positif untuk peningkatan kompetensi guru dalam meningkatkan mutu pembelajaran sekolah. Pada masa pembelajaran daring guru dituntut untuk tetap bisa mengelola kelas dengan baik melalui penerapan model-model pembelajatan inovatif yang sesuai dengan kondisi peserta didik. Metode yang digunakan dalam pengabdian kepada masyarakat ini berbentuk ceramah, diskusi, dan praktik tentang penerapan model pembelajaran inovatif dengan mitra guru-guru yang tergabung dalam MGMP ekonomi di Kabupaten Kebumen. Materi yang disampaikan meliputi definisi model pembelajaran, jenis-jenis model pembelajaran, pengenalan e-modul sebagai media pembelajaran digital, serta implementasi e-book sebagai media pembelajaran. Hasil dari kegiatan pengabdian didapatkan para guru dapat memahami, merancang dan menerapkan model-model pembelajaran inovatif pada kegiatan belajar mengajar.
Co-Authors -, Kardiyem Anindya Ardiansari Anna Kania Widiatami Dwi Puji Astuti Dwi Puji Astuti Farid Ahmadi Prananta, Widya Rachmadani, Wulan Suci Siti Ridloah