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All Journal Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Ilmiah Ekonomi Islam EKSPANSI Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Jurnal Ekonomi Islam J-MAS (Jurnal Manajemen dan Sains) ALQALAM Syi'ar Iqtishadi RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) MUAMALATUNA AL IQTISHOD: Jurnal Pemikiran dan Penelitian Ekonomi Islam Mizan: Journal of Islamic Law El-Mujtama: Jurnal Pengabdian Masyarakat Jurnal Pengabdian Kepada Masyarakat Al-Muamalat : Jurnal Ekonomi Syariah Journal of Trends Economics and Accounting Research Islamiconomic: Jurnal Ekonomi Islam Jurnal Ekonomi Islam Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam RESLAJ: Religion Education Social Laa Roiba Journal El-Mujtama: Jurnal Pengabdian Masyarakat Jurnal Rekognisi Ekonomi Islam (JREI)
Fatoni, Ahmad
Department Of Islamic Economic, Faculty Of Economy And Business, Universitas Sultan Ageng Tirtayasa, Banten, Indonesia. Jl. Raya Palka KM. 03 Sindangsari, Pabuaran, Kab. Serang Provinsi Banten
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Journal : ALQALAM

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Utilization of Productive Zakat and its Effect on Empowerment of Small Micro Business (SMEs) in Serang Regency Najmudin Najmudin; Syihabudin Syihabudin; Ahmad Fatoni; Sujai Sujai
Al Qalam Vol. 38 No. 2 (2021): July-December 2021
Publisher : Center for Research and Community Service of UIN Sultan Maulana Hasanuddin Banten-Serang City-Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/alqalam.v38i2.4749

Abstract

This study aims to analyze (1) Utilization of productive zakat in BAZNAS Serang Regency and (2) The effect of the utilization of productive zakat in the form of capital on the empowerment of Small Micro Enterprises (SMEs) in Serang Regency. The object of this research is the National Amil Zakat Agency (BAZNAS) of Serang Regency and Small Micro Enterprises (SMEs) that receive venture capital assistance from BAZNAS Serang Regency. The method used in this study is a mixed-method with a sequential explanatory approach, collection and analysis of qualitative data in the first stage, then followed by the collection and analysis of quantitative data in the second stage. The findings of this study show that (1) Utilization of productive zakat BAZNAS Serang Regency is done through small business capital assistance program given to seven types of small micro-enterprises (SMEs) namely stalls, machete craftsmen, traders, herbal therapy/herbal traders, culinary, sandal name making and travel. Small business capital assistance is distributed in the form of rolling capital loans using qardul hasan contract (repayment amount according to the loan amount), if there is business bankruptcy due to default of SMEs actors, then BAZNAS Serang will resolve it through a partner from local village officials, but if the bankruptcy occurs without any element of default, then BAZNAS Serang Regency will remove SMEs from the nominative if the assistance period has exceeded 5 years. and (2) the utilization of productive zakat in the form of business capital has a positive and significant effect on the empowerment of SMEs in Serang Regency with an influence contribution of 22.7% and the remaining 77.3% is influenced by other factors not examined in this study. Keywords: Empowerment, Productive Zakat, Small and Micro Enterprises (SMEs).
Co-Authors Abdul Ghafar Ismail Debi Rahmawati Isti Nuzulul Atiah Kurnia Dwi Sari Utami Maidah Siswati Mohamad Ainun Najib Muhamad Fakhrudin Najmudin Najmudin Najmudin Najmudin Pardiansyah, Elif Rita Rosiana Sahabudin Sidiq, Sahabudin Solihatul Adawiyah Sujai Saleh Sujai Sujai Syihabudin, Syihabudin Tenny Badina