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Journal : EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS)

Pengaruh Peer to Peer (P2P) Lending Terhadap Pembiayaan Bank Syariah Di Indonesia: Peluang Atau Ancaman Bagi Bank Syariah? Ahmad Fatoni
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 3 No 4 (2022): May 2022
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v3i4.1594

Abstract

This study aims to examine the effect of Peer to Peer (P2P) lending on Islamic bank financing in Indonesia. This study uses panel data using a sample of Islamic Commercial Banks in 33 provinces in Indonesia. The type of data used is secondary data, namely quarterly data from the period December 2019 to March 2021. This study uses the Fixed Effect Model as the best estimation model. The results showed that the distribution of P2P lending has a positive and significant effect on Islamic bank financing. The results of this study prove that P2P lending is not a threat, but as a complementary to Islamic banks which is realized by collaboration between P2P lending and Islamic banks.
Pengaruh Perubahan Iklim Terhadap Konsumsi Listrik Rumah Tangga Provinsi Banten Muhamad Fakhrudin; Ahmad Fatoni
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 4 No 1 (2022): August 2022
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v4i1.1992

Abstract

This study aims to examine the effect of climate change on household electricity consumption in Banten Province. The research uses a quantitative method of panel data from 4 districts and 4 cities in Banten Province during 2016 to 2020. Three indicators are used to see climate change, namely air temperature, solar radiation and rainfall. The results showed that partially air temperature had a significant positive effect on household electricity consumption, solar radiation had a positive effect on household electricity consumption, and rainfall had a significant positive effect on household electricity consumption. Simultaneously these three variables have an influence on household electricity consumption in Banten Province.