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All Journal E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Sains: Jurnal Manajemen dan Bisnis Jurnal Ilmiah Ekonomi Islam Economica: Jurnal Ekonomi Islam Jurnal Ekonomi Islam Syi'ar Iqtishadi Jurnal Ekonomi Pembangunan Jurnal ABDINUS : Jurnal Pengabdian Nusantara BERNAS: Jurnal Pengabdian Kepada Masyarakat Journal of Islamic Economics and Finance Studies AL IQTISHOD: Jurnal Pemikiran dan Penelitian Ekonomi Islam Indonesian Journal of Islamic Economics and Business Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat Journal of Applied Business, Taxation and Economics Reseach MOVE: Journal of Community Service and Engagement Jurnal Studi Gender dan Anak Jurnal Pengabdian dan Pengembangan Masyarakat Indonesia Jurnal Ekonomi Islam Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam
Pardiansyah, Elif
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Sosialisasi dan Pendampingan Sertifikasi Halal Gratis (Sehati) Dengan Skema Self-Declare Bagi Pelaku Usaha Mikro di Desa Domas Elif Pardiansyah; Muhammad Abduh; Najmudin
Jurnal Pengabdian dan Pengembangan Masyarakat Indonesia Vol. 1 No. 2 (2022)
Publisher : Media Publikasi Cendekia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56303/jppmi.v1i2.39

Abstract

Setiap produk yang masuk, beredar, dan diperdagangkan di wilayah Indonesia wajib bersertifikat halal. Namunvdata Kementerian keuangan menunjukan bahwa hanya 1% produk UMKM yang sudah tersertifikasi halal. Kegiatan pengabdian ini bertujuan memberikan pemahaman pentingnya sertifikasi halal bagi usaha mikro dan kecil (UMK), salah satunya melalui program sertfikasi halal gratis yang digagas pemerintah. Disamping itu, dalam kegiatan ini juga diberikan pendampingan berupa tutorial pendaftaran sertifikasi halal gratis melalui website SIHALAL. Subjek dalam kegiatan ini adalah pelaku UMK yang berlokasi di Desa Domas Kec. Pontang, Kabupaten Serang. Metode pelaksanaan pengabdian dilakukan dengan tiga tahap, yaitu tahap persiapa, tahap pelaksanaan penyampaian materi, dan tahap tutorial pendaftaran sertifikasi halal gratis pelaku usaha. Pembahasan dalam kegiatan pengabdian ini berupa: 1) masyarakat diberikan pengetahuan dan pemahaman terkait pentingnya sertifikasi halal untuk pelaku usaha mikro dan kecil, 2) masyarakat pelaku usaha mikro dan kecil diberikan materi terkait program sertifikasi halal gratis (Sehati), manfaat, persyaratan, dokumen pendukung dan prosedur pengajuannya, 3) masyarakat pelaku usaha diberikan materi terkait mekanisme dan tutorial pendaftaran sertifikasi halal gratis melalui http://ptsp.halal.go.id .Kesimpulan dari kegiatan ini menunjukan tiga hal; (1) Meningkatnya kesadaran dan pemahaman mengenai pentingnya sertifikasi halal bagi pelaku usaha mikro dan kecil (UMK); (2). Masyarakat pelaku usaha mikro dan kecil (UMK) mengetahui program sertifikasi halal gratis dengan skema self-declare bagi untuk usaha mikro dan kecil (UMK) yang biayanya dibebankan pada DIPA BPJPH; (3). Masyarakat pelaku usaha mikro dan kecil (UMK) memahami prosedur dan mekanisme pendaftaran program sertifikasi halal gratis.
Analisis Faktor Yang Memengaruhi Intensi Menggunakan Fintech Syariah: Studi Empiris Generasi Milenial Tangerang Raya Elif Pardiansyah; Najmudin Najmudin; Ahmad Fatoni
Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 11 No. 1 (2023): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam
Publisher : Prodi Ekonomi Syariah STAI Al-Azhar Menganti Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37812/aliqtishod.v11i1.603

Abstract

Indonesia has experienced a significant increase in internet penetration over the past decade. The implications of increasing internet penetration have an impact on business patterns in various industrial lines. Financial technology (fintech) is proof of the implementation of a financial system by delivering more efficient financial services. Fintech has an important role in financial intermediation and helps the daily lives of almost all people in the world. Fintech has changed the way consumers conduct financial transactions. This study aims to find out what factors underlie behavioral intentions to use sharia fintech in the millennial generation in Tangerang Raya. This study uses the technology acceptance model (TAM) and accommodates a new variable, namely religiosity. The sampling technique used purposive sampling so that a total sample of 237 respondents was obtained online using the Google form. This study was analyzed using multiple linear regression using SPSS 22 software. The results of this study indicate that the intention to use the millennial generation of sharia fintech in Tangerang Raya is influenced by the perceived usefulness factor with a P-value of 0.00 <0.05, and the Islamic religiosity variable with a P-value of 0.00 <0.05. Meanwhile, perceived ease of use does not have a significant effect on the intention to use fintech at the sig 5% level with a p-value of 0.197 > 0.05.
Pelatihan Pengelolaan Keuangan Bagi Pelaku UMKM Kelurahan Bendungan Hilir, Tanah Abang, Jakarta Sunarmo Sunarmo; Elif Pardiansyah; Arneta Rahmi; Anugerah Estri Purwani; Iqbal Fattah; Ramadhanty Pratiwi
Jurnal ABDINUS : Jurnal Pengabdian Nusantara Vol 7 No 2 (2023): Volume 7 Nomor 2 Tahun 2023
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/ja.v7i2.19916

Abstract

The Covid-19 pandemic has an impact on the economic sector which causes people to suffer losses and even lose their livelihoods. One of the sectors affected is Micro and Small medium enterprises (MSMEs) in Bendungan Hilir. As is known that some communities of RW 04 Bendungan Hilir are MSMEs actors. The main problem of MSME actors during the pandemic is the lack of financial literacy knowledge, so the funds entering and exiting are not managed properly so that MSME actors do not have emergency funds or reserve funds. This community service aims to provide socialization and training on financial management for MSME actors. The methods used are direct surveys, questionnaires, socialization, and training. Based on the activity results, most MSME actors are beginning to understand the importance of financial management to anticipate the unexpected and for the betterment of their business.
Sosialisasi dan Pelatihan Pemasaran Digital pada Pelaku Umkm Di Desa Karet Kecamatan Sepatan Tangerang Sunarmo; Elif Pardiansyah; Cindy Pertiwi
BERNAS: Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 2 (2023)
Publisher : Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/jb.v4i2.4928

Abstract

Program Pengabdian Kepada Masyarakat dilakukan di Desa Karet, Tangerang, Banten dengan pendekatan pemasaran melalui media digital. Program pengabdian kepada masyarakat ini menggunakan metode kualitatif deskriptif untuk mengungkap realitas sosial sesungguhnya. Informan yang dijadikan mitra adalah pelaku Usaha Mikro Kecil dan Menengah (UMKM) di wilayah RW 002 Desa Karet, Tangerang. Tujuan pengabdian masyarakat yaitu optimalisasi penjualan produk UMKM dengan memanfaatkan media digital. Adapun Langkah yang dilakukan untuk mencapai tujuan yaitu 1) Mencari permasalahan dan mendiskusikannya dengan ketua RW 02 dan pelaku UMKM, 2) sosialisasi strategi pemasaran digital dan pelatiahan pembuatan logo, kemasan dan banner usaha. Hasil sosialisasi dan pelatihan menunjukkan bahwa pelaku UMKM dapat membuat platform penjualan online, logo produk, dan inovasi kemasan
Pelatihan Pengelolaan Sampah di Desa Banyuresmi Kec. Jiput Kab. Pandeglang, Banten Bagus Dwi Cahyono; M Ainun Najib; Elif Pardiansyah
BERNAS: Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 2 (2023)
Publisher : Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/jb.v4i2.4971

Abstract

Sampah merupakan salah satu permasalahan lingkungan yang pada saat ini menjadi salah satu masalah yang sangat urgent dan memerlukan penanganan serius terutama di wilayah Desa Banyuresmi Kecamatan Jiput Kabupaten Pandeglang. Pelatihan dalam kegiatan pengabdian ini bertujuan untuk meningkatkan pengetahuan masyarakat kecamatan jiput tentang pengelolaan sampah rumah tangga. Khalayak sasaran kegiatan pengabdian kepada masyarakat (PKM) adalah perwakilan warga kecamatan jiput kabupaten pandeglang sebanyak 50 orang. Metode kegiatan PPM menggunakan metode ceramah dan diskusi tanya jawab. Berdasarkan hasil evaluasi diperoleh kesimpulan : (1) kegiatan pengabdian telah berjalan dengan baik dari tahap awal hingga tahap akhir kegiatan; dan (2) Adanya peningkatan pemahaman pada warga kecamatan jiput setalah adanya kegiatan pengabdian  mengenai pentingnya menjaga kebersihan lingkungan serta pengolahan sampah yang baik
THE EFFECT OF FINANCING RESTRUCTURATION POLICIES ON FINANCIAL AND FINANCING STABILITY OF SHARIA BANKING IN INDONESIA Kurnia Dwi Sari Utami; Ahmad Fatoni; Elif Pardiansyah; Abdul Ghafar Ismail
Ekonomi Islam Vol. 14 No. 1 (2023): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v14i1.10737

Abstract

The purpose of this study is to analyze the effect of financing restructuring policies on the financial and credit stability of Islamic banks. The research period is from September 2018 to December 2020, using panel data from six Islamic banks in Indonesia. Based on chow, hausman, and lagrange multiplier tests, the random effect model was selected as the best estimation model. The findings show that inflation rate, bank size, and financing restructuring policy all have a negative and significant impact on financial stability. Meanwhile, GDP has a positive and significant effect on financial stability. In addition, credit stability shows that inflation and loan restructuring has a positive and significant impact on NPF.
THE EFFECT OF FINANCING RESTRUCTURATION POLICIES ON FINANCIAL AND FINANCING STABILITY OF SHARIA BANKING IN INDONESIA Kurnia Dwi Sari Utami; Ahmad Fatoni; Elif Pardiansyah; Abdul Ghafar Ismail
Ekonomi Islam Vol. 14 No. 1 (2023): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v14i1.10737

Abstract

The purpose of this study is to analyze the effect of financing restructuring policies on the financial and credit stability of Islamic banks. The research period is from September 2018 to December 2020, using panel data from six Islamic banks in Indonesia. Based on chow, hausman, and lagrange multiplier tests, the random effect model was selected as the best estimation model. The findings show that inflation rate, bank size, and financing restructuring policy all have a negative and significant impact on financial stability. Meanwhile, GDP has a positive and significant effect on financial stability. In addition, credit stability shows that inflation and loan restructuring has a positive and significant impact on NPF.
Comparative Analysis of Sharia Stock Prices and Returns in the Health Sector Before and During the Covid-19 Pandemic Elif Pardiansyah; Mohamad Ainun Najib; Muhammad Abduh
Journal of Islamic Economics and Finance Studies Vol 4 No 1 (2023): JIEFeS, June 2023
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47700/jiefes.v4i1.5813

Abstract

Determining the Covid-19 pandemic as a national non-natural disaster in Indonesia impacts all sectors, including the Islamic capital market. The covid-19 pandemic can send a negative signal to investors, it is expected to cause a decrease in stock prices, trading volume, and abnormal stock returns. This study aims to analyze the impact of the Covid-19 pandemic on price changes and Islamic stock returns of PT. Kalbe Farma, Tbk. The analysis technique used is the paired sample T test for normally distributed data and the Wilcoxon signed rank test for abnormally distributed data. The results of the study show that the price of sharia stocks in the health sector did not experience a significant difference either before or during the Covid-19 pandemic. Likewise, the statistical test results show that Islamic stock returns did not experience a significant difference before and during the Covid-19 pandemic, meaning that this variable did not react negatively to the Covid-19 pandemic. The implication of this research is that PT. Kalbe Farma, Tbk is expected to try to maintain stock price stability in order to maintain investor confidence and interest because a stable stock price value can increase stock returns. Share prices are influenced by the demand and supply of services or products traded by the company so PT. Kalbe Farma, Tbk can maximize performance, product innovation, and momentum to achieve optimal returns. It is hoped that this research can become additional literature material on the topic of Islamic stock analysis during the Covid-19 pandemic.
Analisis Studi Kelayakan Usaha Pada Gans Kedai Tembakau di Kota Serang, Banten Ahyakudin; Elif Pardiansyah; Mohamad Ainun Najib
E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Vol 16 No 1 (2023): JURNAL ILMIAH EKONOMI DAN BISNIS
Publisher : STEKOM PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/e-bisnis.v16i1.1095

Abstract

This research is motivated by the role of tobacco which is one of the important agribusinesses in Indonesia and has contributed to the national, regional and community economies. Seeing this opportunity, conducting a business feasibility study is necessary to improve the Indonesian tobacco industry. This type of research is a field study. The method used is descriptive qualitative method. This research was conducted in Sumurpecung Village, Serang District, Serang Banten Regency. Data analysis techniques in this study include descriptive descriptions to analyze the financial and non-financial aspects. The results of this study indicate that the overall business feasibility in terms of non-financial aspects consisting of legal, marketing, technical, management, social-economic, and environmental impact aspects are declared feasible to run. Likewise, the financial aspect as a whole was declared feasible to run. Based on this, it can be concluded that the tobacco business run by Gans tobacco shop in Serang City is feasible to run based on an assessment of financial and non-financial aspects.
Pengetahuan dan Kesadaran Zakat; Implikasinya Terhadap Minat Karyawan Usaha Menengah Besar (UMB) untuk Membayar Zakat Pada BAZNAS Najmudin Najmudin; Ahyakudin Ahyakudin; Elif Pardiansyah; Sujai Sujai; Puspita Maelani; Rasidah Novita Sari
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 7, No 1 (2023)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v7i1.20114

Abstract

This study aims to determine (1). The effect of zakat knowledge on interest in paying zakat at BAZNAS. (2. Effect of zakat awareness on interest in paying zakat at BAZNAS. And (3). Effect of knowledge and understanding of zakat on interest in paying zakat at BAZNAS. The object of this research is employees of Large and Medium Enterprises (UMB) in Banten Province. The research method used is a quantitative-descriptive method. The data collection method uses a questionnaire. The data is processed using SPSS software version 23. The data analysis uses multiple linear regression methods. The results of this study indicate that (1) Zakat knowledge has a significant positive effect on the intention to pay zakat at BAZNAS. (2 Awareness of zakat on interest in paying zakat at BAZNAS. And (3). Knowledge and awareness of zakat simultaneously significantly positively affect interest in paying zakat on BAZNAS. Interest in paying zakat at BAZNAS Banten Province is influenced by the knowledge and understanding of zakat employees by 48.3 percent. In comparison, the remaining 51.7 percent is influenced by other variables not examined in this study.
Co-Authors Abduh, Muhammad Abdul Ghafar Ismail Ahyakudin Ahyakudin Ahyakudin Andro Agil Nur Rakhmad Ani Asriyah Anugerah Estri Purwani Arneta Rahmi Cindy Pertiwi Dwi Cahyono, Bagus Fatoni, Ahmad Hurian Kamela Iqbal Fattah Isti Nuzulul Atiah Kurnia Dwi Sari Utami M Ainun Najib Mohamad Ainun Najib Mohamad Ainun Najib Muhamad Fakhrudin Muhammad Abduh Muhammad Fakhrudin Najmudin Najmudin Najmudin Najmudin Najmudin Puspita Maelani Ramadhanty Pratiwi Rasidah Novita Sari Ryan Saputra Alam Selvi Kurniawati Sujai Sujai Sunarmo Tenny Badina