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ASAS-ASAS TRANSAKSI KEUANGAN SYARIAH Aswad, Muhammad
IQTISHADIA Vol 6, No 2 (2013): IQTISHADIA
Publisher : IQTISHADIA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tulisan ini menganalisis tentang asas-asas transaksi keuangan yang dipergunakan  di lembaga  pembiayaan syariah. Perkembangan lembaga pembiayaan  syariah sangat pesat dan meliputi bentuk usaha  yang variatif sehingga penerapan  prinsip-prinsip syariah sangat diperlukan. Tujuh macam asas-asas perjanjian yang dapat digunakan  sebagai landasan  berpikir  dan bertransaksi  dalam penegakan hukum  kontrak syariah tersebut. Asas-asas perjanjian itu adalah, Asas kebebasan berkontrak, asas konsensualitas, asas persamaan hukum (al-musawa), asas kejujuran,  asas perjanjian itu mengikat,  asas keadilan,  asas tertulis  (al-kitabah). Pada prinsipnya   asas-asas  akad dipahami sebagai   prinsip-prinsip yang implisit yang menjiwai keabsahan akad. Dalam pandangan syariah keabsahan akad terlaksana bilamana memenuhi rukun dan syarat akad.Kata kunci: asas, transaksi, pembiayaanPRINCIPLES  OF SHARIA FINANCIAL TRANSACTIONS. This article analyzes principles of financial transactions in sharia financial institutions. The extensive growth of sharia finance has covered various businesses and necessitated the implementation  of sharia principles. There are seven principles act as framework  for financial transaction. They are freedom of contract, conscensualism, equity,  fairness, legal binding , justice,  and well noted. Basically, those principles are understood to be the core of contract liability. In Islamic  economy,  the  liability  of contract depends  on the requirements.Keywords: principles, transaction, finance
ANALISIS BAGI HASIL FINANCING DALAM PERBANKAN SYARIAH Aswad, Muhammad
An-Nisbah: Jurnal Ekonomi Syariah Vol 1, No 1 (2014)
Publisher : IAIN Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2014.1.1.1-24

Abstract

Islamic banking function as intermediaries from surplus units to units depisit, Islamic banks as well as the unit of funding (fundraising) also function in fnancing (fnancing). In the application of Islamic banking operations face technical constraints associated with the sharing system (Proft and Loss Sharing), therefore Islamic banking fnancial intermediary, in this case the Islamic banks are not just trying to maximize the expected utility of its shareholders, but also pay attention to expected utility entrepreneurs and depositors. In Islamic banking operations apply for the results as a measure of return in the economy. Penentua technically specifed ratio is fxed at the beginning of the transaction but the nominal value can not be known with certainty, but see the income that will happen later. In determining the ratio ratio known as 1) Revenue sharing system; 2) Groos Proft System; and 3) Proft Sharing System. But with the objective conditions of our economy now Revenue Sharing System.Keywords: Islamic Banking, Proft Sharing Sytem Revenue sharing, Groos Proft System.
ASAS-ASAS TRANSAKSI KEUANGAN SYARIAH Aswad, Muhammad
IQTISHADIA Vol 6, No 2 (2013): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v6i2.1097

Abstract

Tulisan ini menganalisis tentang asas-asas transaksi keuangan yang dipergunakan  di lembaga  pembiayaan syariah. Perkembangan lembaga pembiayaan  syariah sangat pesat dan meliputi bentuk usaha  yang variatif sehingga penerapan  prinsip-prinsip syariah sangat diperlukan. Tujuh macam asas-asas perjanjian yang dapat digunakan  sebagai landasan  berpikir  dan bertransaksi  dalam penegakan hukum  kontrak syariah tersebut. Asas-asas perjanjian itu adalah, Asas kebebasan berkontrak, asas konsensualitas, asas persamaan hukum (al-musawa), asas kejujuran,  asas perjanjian itu mengikat,  asas keadilan,  asas tertulis  (al-kitabah). Pada prinsipnya   asas-asas  akad dipahami sebagai   prinsip-prinsip yang implisit yang menjiwai keabsahan akad. Dalam pandangan syariah keabsahan akad terlaksana bilamana memenuhi rukun dan syarat akad.Kata kunci: asas, transaksi, pembiayaanPRINCIPLES  OF SHARIA FINANCIAL TRANSACTIONS. This article analyzes principles of financial transactions in sharia financial institutions. The extensive growth of sharia finance has covered various businesses and necessitated the implementation  of sharia principles. There are seven principles act as framework  for financial transaction. They are freedom of contract, conscensualism, equity,  fairness, legal binding , justice,  and well noted. Basically, those principles are understood to be the core of contract liability. In Islamic  economy,  the  liability  of contract depends  on the requirements.Keywords: principles, transaction, finance
ASAS-ASAS TRANSAKSI KEUANGAN SYARIAH Aswad, Muhammad
IQTISHADIA Vol 6, No 2 (2013): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v6i2.1097

Abstract

Tulisan ini menganalisis tentang asas-asas transaksi keuangan yang dipergunakan  di lembaga  pembiayaan syariah. Perkembangan lembaga pembiayaan  syariah sangat pesat dan meliputi bentuk usaha  yang variatif sehingga penerapan  prinsip-prinsip syariah sangat diperlukan. Tujuh macam asas-asas perjanjian yang dapat digunakan  sebagai landasan  berpikir  dan bertransaksi  dalam penegakan hukum  kontrak syariah tersebut. Asas-asas perjanjian itu adalah, Asas kebebasan berkontrak, asas konsensualitas, asas persamaan hukum (al-musawa), asas kejujuran,  asas perjanjian itu mengikat,  asas keadilan,  asas tertulis  (al-kitabah). Pada prinsipnya   asas-asas  akad dipahami sebagai   prinsip-prinsip yang implisit yang menjiwai keabsahan akad. Dalam pandangan syariah keabsahan akad terlaksana bilamana memenuhi rukun dan syarat akad.Kata kunci: asas, transaksi, pembiayaanPRINCIPLES  OF SHARIA FINANCIAL TRANSACTIONS. This article analyzes principles of financial transactions in sharia financial institutions. The extensive growth of sharia finance has covered various businesses and necessitated the implementation  of sharia principles. There are seven principles act as framework  for financial transaction. They are freedom of contract, conscensualism, equity,  fairness, legal binding , justice,  and well noted. Basically, those principles are understood to be the core of contract liability. In Islamic  economy,  the  liability  of contract depends  on the requirements.Keywords: principles, transaction, finance
TINGGALAN ARKEOLOGIS DISITUS BENTENG LIPU DI KECAMATAN KULISUSU Muhammad Aswad; abdul Rauf Sulaeman
SANGIA JOURNAL OF ARCHAEOLOGY RESEARCH Vol. 2 No. 1: June 2018
Publisher : Laboratorium Jurusan Arkeologi Fakultas Ilmu Budaya Universitas Halu Oleo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (625.727 KB) | DOI: 10.33772/sangia.v2i1.566

Abstract

The research problem formulation is (1) Any archaeological remains found at Fort Lipu. (2) How is the pattern of distribution of archaeological remains found on the site of Fort Lipu. (3) What are the functions of thefort. The objectives of the study are (1) Identifying and describing the archaeological remains at the site ofBenteng Lipu (2) Explaining the pattern of distribution of archaeological remains at the site of Benteng Lipu (3) Knowing the function of the site of Fort Lipu. This research uses space archeology. The object of this research is Benteng Lipu. The results of the archaeological remains in the Lipu Fortress site are mosques, cannons, Kulisusu,Baruga, Raha Bulelenga, Waode Bilahi tomb, Ima Ea's tomb, Gaumalanga's tomb, Sangia LaIhoria tomb, and the tomb of La Ode-Ode and King Jin. The pattern of the distribution of archaeological remains in Lipu Fortress isgrouped and random in pattern, Lipu Fortress has the function of the barata period as the center of the barata government, the development of Islam, the defense and security system. The function of the castle today is as asettlement and tourist destination.
Analisis Faktor-Faktor Sustainabilitas Baitul Maal wat Tamwil (BMT) Muhammad Aswad
ASY SYAR'IYYAH: JURNAL ILMU SYARI'AH DAN PERBANKAN ISLAM Vol 6 No 1 (2021): Asy-Syar'iyyah Juni 2021
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/asy.v6i1.1703

Abstract

Baitul Mal wa at-Tamwil (BMT) is a Syari’ah financial institution that continues to grow and keeps its sustainability among the competition of financial services institutions. Eventhough BMT grows rapidly, it experiences many obstacles in its development, but it still exists independently. This study examines the factors that affect the sustainability of BMT in Indonesia, the Factor Analysis and Regression Analysis methods were used in data analysis. The finding of this study reveals that management, human resources, capital, and product innovation factors affected BMT performance. Through regression analysis it is found that management factors and human resources factors have a significant effect on the sustainability of BMT.
PENGARUH BAURAN PEMASARAN DIGITAL TERHADAP MINAT BELI KONSUMEN PADA PEMBELIAN TIKET KERETA API ONLINE MELALUI APLIKASI DI KABUPATEN TULUNGAGUNG Mustika Nur Astuti; Muhammad Aswad
AmaNU: Jurnal Manajemen dan Ekonomi Vol. 5 No. 2 (2022)
Publisher : Universitas Nahdlatul Ulama Al Ghazali Cilacap

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52802/amn.v5i2.325

Abstract

The purpose of this study was to determine the effect of the digital marketing mix on consumer buying interest partially or simultaneously, and to identify the most dominant marketing mix variable on consumer buying interest in purchasing train tickets online through applications in Tulungagung Regency. This study uses a descriptive quantitative approach, where the sampling technique uses purposive sampling method. The data collection process was carried out by distributing questionnaires at least once to users of the KAI Access application in Tulungagung Regency. The research data were tested with validation tests, reliability tests, descriptive statistical tests, classical assumption tests, and hypothesis testing. With the help of SPSS 21, multiple linear regression analysis was used to analyze the data in this study. Partially, there are five variables that influence, namely price, place, people, process, and physical evidence, and two variables that have no effect, namely product and promotion. The digital marketing mix has a significant effect on consumer buying interest in the amount of 91.6%, and the remaining 8.4% is influenced by other variables not included in this survey. The digital marketing mix variable that is very dominant or often influences consumer buying interest is the process variable. Taken from the value of t arithmetic which has the largest value among other variables.