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<![CDATA[Pendidikan Keuangan Inovasi Wirausaha Komunitas Jemaat Gereja Menghadapi Pandemi Covid-19 ]]>
<![CDATA[Gesti Memarista]]>
<![CDATA[ Jurnal Abdimas PHB : Jurnal Pengabdian Masyarakat Progresif Humanis Brainstorming Vol 5, No 1 (2022): Jurnal Abdimas PHB : Jurnal Pengabdian Masyarakat Progresif Humanis Brainstormin ]]>
Publisher : <![CDATA[Politeknik Harapan Bersama ]]>
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DOI: 10.30591/japhb.v5i1.2781
<![CDATA[Banyak tantangan yang dihadapi pengusaha UMKM sejak pandemi Covid-19. Banyak pengusaha yang harus gulung tikar jika tidak menyesuaikan diri dengan kondisi saat ini. Banyak permasalahan yang dihadapi, seperti ketidaksiapan inovasi bisnis terkait teknologi dan perencanaan keuangan bisnis yang tepat untuk inovasi tersebut. Alasan inilah yang menyebabkan Departemen UMKM GKI EMAUS mengundang dosen Universitas Katolik Widya Mandala Surabaya untuk memberikan pendidikan kewirausahaan keuangan kepada jemaat yang tergabung dalam UMKM. Pemberian pendidikan kepada masyarakat ini diharapkan dapat bermanfaat bagi para pelaku UMKM untuk memiliki ide-ide baru untuk menyesuaikan usahanya dengan inovasi dan perhitungan keuangan usaha yang tepat dengan menggunakan penyesuaian teknologi baru di masa pandemi Covid-19. Kegiatan pengabdian masyarakat ini menyimpulkan bahwa para peserta yang terdiri dari 30 jemaat gereja telah mempunyai pemahaman yang baik terkait inovasi, keuangan, serta berwirausaha. Para peserta jemaat GKI EMAUS juga menginginkan proses yang berkelanjutan untuk memberikan pendidikan lagi pada waktu yang akan datang dari dosen Universitas Katolik Widya Mandala Surabaya.]]>
<![CDATA[Apakah Risk Taking Behavior Mempengaruhi Inovasi UMKM Selama Pandemi Covid-19? ]]>
<![CDATA[Gesti Memarista]]>;
<![CDATA[Olivia Wijaya]]>;
<![CDATA[Tiffany Cahyadi]]>;
<![CDATA[Melissa Afandi]]>
<![CDATA[ Matrik : Jurnal Manajemen, Strategi Bisnis dan Kewirausahaan Volume 16 Nomor 1 Tahun 2022 ]]>
Publisher : <![CDATA[Universitas Udayana ]]>
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DOI: 10.24843/MATRIK:JMBK.2022.v16.i01.p14
<![CDATA[The study will contribute to the understanding of risk-taking behavior effect on the MSMEs innovation since the risk-taking behavior is the tendency of business owners for engaging in decisions that may have the potential to be dangerous to their business, especially for the family business to do some innovations nowadays, in the pandemic Covid-19 era. For the family business, the appropriate level of return that the business owner will obtain compensates their risk-taking behavior. These researchers used samples that consist of 307 MSMEs owners that categorized as the family business in Indonesia as the respondents by distributing online questionnaires. Furthermore, this paper also used control variables, such as the number of family members involved, generation level, founder-CEO duality, and business capital. This study used binary logistic regression for the analytical model. The results show that the business owner's risk-taking behavior, number of family members involved, generation level, founder-CEO duality, and business capital significantly influence MSMEs innovation in Indonesia.]]>
<![CDATA[THE INDONESIA GO PUBLIC COMPANIES INVESTMENT DECISION ON FIXED ASSETS DETERMINATION ]]>
<![CDATA[Gesti Memarista]]>
<![CDATA[ JOURNAL OF ACCOUNTING, ENTREPRENEURSHIP AND FINANCIAL TECHNOLOGY (JAEF) Vol 3 No 2 (2022): Journal of Accounting, Entrepreneurship, and Financial Technology ]]>
Publisher : <![CDATA[Accounting Study Program, Universitas Ciputra Surabaya ]]>
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DOI: 10.37715/jaef.v3i2.2479
<![CDATA[Investment is one of the most crucial decisions for go public firms. By investing, the company is allocating funds for a better future. The investment will make allow the money to grow for earning a higher rate of return. This study investigates the factors that influence public companies in Indonesia in making investment decisions by choosing fixed assets. The research samples are listed manufacturing companies in the Indonesia Stock Exchange between 2015-2020. Three independent variables are used, which are operating cash flow, firm value, and firm size, while the dependent variable is investment. The analysis technique used is multiple linear regression. The study result shows that Indonesia’s go- public companies’ investment decision on fixed assets has significantly been determined by operating cash flow and firm size. Meanwhile, firm value has no significant effect on investment decisions.]]>
<![CDATA[Apa yang Mendorong Kepuasan Finansial Indonesia di Masa Wabah Covid-19? ]]>
<![CDATA[Gesti Memarista]]>;
<![CDATA[Visi Saujaningati Kristyanto]]>;
<![CDATA[Natalia Kristina]]>
<![CDATA[ Jurnal Manajemen Maranatha Vol. 21 No. 2 (2022): Jurnal Manajemen Maranatha ]]>
Publisher : <![CDATA[Universitas Kristen Maranatha ]]>
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DOI: 10.28932/jmm.v21i2.4645
<![CDATA[Financial satisfaction has changed since the Covid-19 pandemic since many people experience health problems, lose their jobs, until psychological disorders. This study aims to determine the factors driving income earners' financial satisfaction before and during the Covid-19 outbreak in Indonesia. The variables studied are religiosity, ethnicity, and health level related to financial activities. This research method uses a quantitative approach to estimate the factors that influence financial satisfaction using multiple linear regression and comparison tests between financial satisfaction before and during the Covid-19 outbreak. There are 159 respondents in this study. The research result shows that religiosity and the ethnic had no significant effect on financial satisfaction before and during the Covid-19 outbreak. Yet, the health level significantly impacted financial satisfaction before and during the Covid-19 outbreak. Health level is an essential factor so that a person can work very well to generate income and obtain financial satisfaction. The respondents’ financial satisfaction before and during the Covid-19 is significantly different. Respondents also have more financial anxiety during the Covid-19 outbreak. The research implication is that the Indonesian people must consider financial planning that suits with financial conditions. Due to the more suitable financial planning, it will increase Indonesian financial satisfaction even during the Covid-19 outbreak.]]>
<![CDATA[Young Investors’ Instagram Usage Behavior and Investment Risk Appetite ]]>
<![CDATA[Gesti Memarista]]>;
<![CDATA[Angela Merici Adinda Puspita]]>
<![CDATA[ Management Research and Behavior Journal Vol 1, No 1 (2021) ]]>
Publisher : <![CDATA[Department of Management, Universitas Malikussaleh, Aceh Utara, Indonesia ]]>
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DOI: 10.29103/mrbj.v1i1.3849
<![CDATA[Online Social Network Sites (SNSs) provides a lot of information to understanding young investor behavior. As the interest of financial practitioners, the young investor has their own risk tolerance. So, this study aims to predict the investment risk appetite through the social networking sites (SNSs) as one of huge informations exchange platforms by using young investors’ Instagram usage behavior. This research uses investment risk appetite and extroversion personality as the dependent variables. Moreover, number of followers on Instagram, time spent on Instagram, frequency of log on to Instagram, the use of Instagram for self-expression, and the use of Instagram for social connection as the independent variables. The researchers use 300 young stock investors through online questionnaire. The results study show that number of followers on Instagram and the use of Instagram for social connection significantly affect the extroversion personality, the extroversion personality significantly affect the investment risk appetite. Otherwise, time spent on Instagram, frequency of log on to Instagram, the use of Instagram for self-expression do not significantly affect the extroversion personality. This result obtains the probability of understanding the young investor’s risk appetite through their Instagram usage behavior, so the financial consultant can gather the information to understand their current social network activities.]]>
<![CDATA[COMMUNITY ENGAGEMENT FOR DEVELOPMENT: GEN Z AS THE AGENT OF INNOVATION TO ACHIEVE SDGs ]]>
<![CDATA[Deatri Arumsari Agung]]>;
<![CDATA[Monica Adjeng Erwita]]>;
<![CDATA[Dirgantara Dahana Mokoginta]]>;
<![CDATA[Gesti Memarista]]>;
<![CDATA[Aldo Hardi Sancoko]]>;
<![CDATA[Andy Pratama Sulistyo]]>;
<![CDATA[Natalia Kristina]]>;
<![CDATA[Alpi Mawasti]]>;
<![CDATA[Visi Saujaningati Kristyanto]]>
<![CDATA[ PeKA: Jurnal Pengabdian Kepada Masyarakat Vol 5, No 2 (2022): Desember ]]>
Publisher : <![CDATA[LPPM, Universitas Katolik Widya Mandala Surabaya ]]>
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DOI: 10.33508/peka.v5i2.4437
<![CDATA[The pandemic era has caused a loss of opportunities to obtain information regarding product management through online media. This led to the implementation of this community service activity which aims to help the MSME community in Surabaya to innovate by using online platforms to increase product sales. The Abdimas team of lecturers from the Faculty of Business and the Faculty of Entrepreneurship at UKWMS is also assisted by UKWMS students and international students who are included in generation Z, there is also the provision of international materials by lecturers from TAR UMT Malaysia who support community service activities with continuous innovation to help MSME businesses with social media. The series of activities were carried out using the service-learning method in two sub-themes namely product improvement and social media management for 5 days. The results of community service activities are prototype updates on the packaging, product design, and changes to MSME owners' social media which can later be included in local village bazaar activities and outlets at culinary tourism centers in Surabaya. In addition, students also get many benefits to apply the knowledge gained in class.]]>
<![CDATA[E-Commerce Implementation Towards SME's Achievement ]]>
<![CDATA[Natalia Kristina]]>;
<![CDATA[Erick Teofilus Gunawan]]>;
<![CDATA[Gesti Memarista]]>
<![CDATA[ Pinisi Business Administration Review Volume 5 Nomor 2, September 2023 ]]>
Publisher : <![CDATA[Universitas Negeri Makassar ]]>
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DOI: 10.26858/pbar.v5i2.52520
<![CDATA[Advances in technology and business competition that is quite rapid require that Micro, Small and Medium Enterprises, MSMEs adapt quickly. MSMEs' efforts to survive in these conditions are carried out through the use of e-commerce and fulfillment of customer satisfaction which plays an important role in the financial performance of MSMEs. This study discusses the effect of using e-commerce and customer satisfaction on 157 MSME owners across Indonesia. The method used in this research was carried out by distributing questionnaires filled out by MSME owners which were processed using multiple analysis. The results of this study indicate that the use of e-commerce has a positive effect on financial performance in SMEs and customer satisfaction has no effect on financial performance. This study explains that e-commerce usage by MSMEs is able to optimize performance including increasing sales, reducing costs, increasing profits and increasing the amount of inventory that is taken out. Meanwhile, financial performance is not affected by customer satisfaction from the use of e-commerce, which means that using e-commerce or traditional sales by MSMEs will not affect customer satisfaction. The results of this study conclude that the financial performance of MSMEs can be optimized through e-commerce usage without being affected by customer satisfaction.]]>
<![CDATA[Peningkatan Literasi Keuangan Anak Sejak Dini pada Sekolah PAUD Melati Surabaya Melalui Gamifikasi ]]>
<![CDATA[Gesti Memarista]]>;
<![CDATA[Natalia Kristina]]>
<![CDATA[ Jurnal Abdimas BSI: Jurnal Pengabdian Kepada Masyarakat Vol 6, No 2 (2023): Agustus 2023 ]]>
Publisher : <![CDATA[Lembaga Penelitian dan Pengabdian Masyarakat Universitas Bina Sarana Informatika ]]>
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DOI: 10.31294/jabdimas.v6i2.14789
<![CDATA[Kegiatan pengabdian masyarakat dilaksanakan pada Sekolah PAUD Melati Surabaya. Tujuannya adalah untuk meningkatkan literasi keuangan sejak dini pada siswa PAUD. Metode yang digunakan dalam kegiatan pengabdian masyarakat yakni dengan metode gamifikasi. Terdapat tiga puluh siswa dan lima guru yang dikenal dengan bunda PAUD yang mengikuti kegiatan abdimas. Pelaksanaan kegiatan dilakukan oleh dua dosen dan empat mahasiswa dari Fakultas Bisnis Universitas Katolik Widya Mandala Surabaya. Metode gamifikasi menjelaskan penyampaian materi manajemen keuangan yakni terkait belajar mengelola uang dengan cara menabung melalui celengan sederhana yang dibagikan kepada para siswa. Metode gamifikasi ini akan mempermudah membantu siswa dan guru PAUD untuk mengaplikasikan pengelolaan keuangan secara sederhana yaitu melalui sistem belajar sembari bermain. Hasil pemberian kegiatan pengabdian kepada masyarakat ini adalah peningkatan literasi keuangan bagi siswa PAUD untuk belajar hemat dan menabung yakni dengan akurasi dari 71% sebelum Abdimas menjadi 96% setelahnya. Melalui metode gamifikasi ibu guru PAUD memperoleh informasi baru berupa cara dalam sistem belajar keuangan sembari bermain yang meningkatkan literasi keuangan dari 87% menjadi 93% setelah abdimas, selain itu juga dapat membantu wali murid PAUD untuk turut serta memberikan pemahaman keuangan dalam keluarga yang menjadi lebih mudah saat celengan dibawa pulang dan diulas kembali dalam kelas selama pelaksanaan kegiatan pengabdian masyarakat. Peningkatan literasi keuangan orang tua atau wali murid PAUD dari sebelum kegiatan abdimas adalah 71%, menjadi 96% setelah adanya diskusi bersama terkait kemampuan literasi keuangan.]]>
<![CDATA[PENGGUNAAN E-COMMERCE DAN KINERJA UMKM INDONESIA ]]>
<![CDATA[Gesti Memarista]]>;
<![CDATA[Erick Teofilus Gunawan]]>;
<![CDATA[Natalia Kristina]]>
<![CDATA[ JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). Vol 10 No 2 (2023): JMBI UNSRAT Volume 10 Nomor 2 ]]>
Publisher : <![CDATA[FEB Universitas Sam Ratulangi Manado ]]>
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DOI: 10.35794/jmbi.v10i2.48062
<![CDATA[This study aims to examine the e-commerce usage effect on the performance of MSMEs in Indonesia. The samples used were 157 MSME owners in Indonesia. This study uses the respondent which use e-commerce in their business. The respondent’s data will process by using PLS-SEM. The results of this study indicate that the use of e-commerce can improve the financial performance of MSMEs, internal processes within MSMEs, consumer satisfaction from MSMEs, and business growth and learning within MSMEs. The use of e-commerce has been proven to be able to increase innovation in the MSME operational system, which is able to cut many internal business processes that are less effective and efficient, reduce delay times, increase the market share of MSMEs through online sales, and ultimately increase sales to MSMEs. The use of e-commerce is an important key for MSMEs to be more competitive and survive in the long term. Keyword: business growth and studies; customer satisfaction; e-commerce use; financial performance; internal process;]]>
<![CDATA[ASEAN GO PUBLIC COMPANIES’ STOCK SPLIT: CUMULATIVE ABNORMAL RETURN AND CUMULATIVE TRADING VOLUME ACTIVITY ]]>
<![CDATA[Caroline Illene Hari Darsono]]>;
<![CDATA[Cyrillius Martono]]>;
<![CDATA[Gesti Memarista]]>
<![CDATA[ Media Mahardhika Vol. 22 No. 1 (2023): September 2023 ]]>
Publisher : <![CDATA[STIE Mahardhika ]]>
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DOI: 10.29062/mahardika.v22i1.633
<![CDATA[The current study compares the differences between Cumulative Abnormal Returns (CAR) and Cumulative Trading Volume Activity (CTVA) for publicly traded companies that execute stock splits in the year 2021 on the ASEAN Stock Exchange. According to estimates and timelines, businesses listed on the ASEAN Stock Exchange in 2021 are not permitted to take additional corporate action. There are 47 companies using the sampling exchange in the countries of Indonesia, Malaysia, Philippines, Vietnam, Thailand, and Singapore. The data analysis methodology used by researchers is a different test through the Wilcoxon Rank Test. The first result from this study is that there is a difference in CAR before and after a stock split that is significant. In contrast, for the second result, there is no significant difference in the CTVA for the prior and subsequent stock split. Before the stock split happened, researchers discovered a bigger discrepancy in CAR. This shows that the market responded from time t-31 to time t-1. Due to a number of reasons, including the global influence of dominant data and patterns in investor behavior, there was no discernible difference in the CTVA. ]]>
