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Analisis Determinasi Pembiayaan Bermasalah Pada Bank Pembiayaan Rakyat Syariah (BPRS) Di Jawa Tengah Ayuningtyas, Rosida Dwi; Yurista, Dina Yustisi
SOSIO DIALEKTIKA Vol 5, No 1 (2020)
Publisher : LP2M

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/sd.v5i1.3470

Abtract This study ims to know Determination Analysis of problematic financing in Islamic Rural banks in Central Java. This research used the quantitative approach method. The variables used in this study are non-performing financing, FDR, BOPO, CAR, and assets. The sample selected in this study were 9 BPRS where the sample had published financial reports at Bank Indonesia from 2013 to 2018. The analysis used was panel data regression with the fixed effect method. FDR, BOPO, CAR, and Asset. The independent variables that partially influence the dependent variable (NPF) are the CAR and Asset variables while all the Independent Variables (FDR, BOPO, CAR and Asset) simultaneously influence the NPF on PT BPRS in Central Java in the period 2013 to 2018. BPRS that have The highest NPF is BPRS Asad Alif while BPRS that has the smallest NPF is BPRS Suriyah Keyword : Islamic Rural Banks, Determination, NPF, Efficiency, CAR, FDR, Asset

Prinsip Keadilan dalam Kewajiban Pajak dan Zakat Menurut Yusuf Qardhawi Dina Yustisi Yurista
Ulul Albab: Jurnal Studi dan Penelitian Hukum Islam Vol 1, No 1 (2017): Vol. 1, No. 1, Oktober 2017
Publisher : Sultang Agung Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/jua.v1i1.1962

Dalam Islam kita harus mematuhi segala hukum yang berlaku, semua perintah dalam agama harus dijalankan tak terkecuali dengan kita mengeluarkan harta yang kita miliki dengan ukuran yang telah ditentukan kepada orang-orang yang berhak atau lebih kita kenal dengan istilah Zakat. DI luar itu, kita sebagai warga negara Indonesia juga memiliki kewajiban untuk membayar uang kepada negara atau yang kita sebut pajak. Sistem zakat dalam Islam adalah sistem keuangan yang paling penting untuk menciptakan keseimbangan antara masyarakat, sedangkan sistem perpajakan negara untuk menegakkan jumlah keuangan yang baik agar dapat memenuhi pertahanan dan ketentuan pelayanan masyarakat. Dengan adanya kesadaran masyarakat dalam pelaksanaan pajak dan zakat dalam satu waktu, maka dibutuhkan keadilan dalam pelaksanaan keduanya untuk menghindari kecurangan.

The Influence of Waqf Distribution and Promotion on Community Trust (Case Study: Tabung Wakaf Indonesia) Dina Yustisi Yurista; Mohammad Noviani Ardi
Ulul Albab: Jurnal Studi dan Penelitian Hukum Islam Vol 3, No 1 (2019): Vol. 3, No. 1, Oktober 2019
Publisher : Sultang Agung Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/jua.v3i1.7583

Waqf is a potential source of funds to overcome social problems, but most poverty reduction programmes rely on foreign credit, especially from the World Bank. In this case, the development of a waqf by a nadzir can be an alternative source of funding in the general economic empowerment, which is supported by society’s trust in waqf institutions. Therefore, this study is conducted to identify the factors that determine public trust and to examine the influence of waqf distribution and promotion on society trust in waqf funds managed by Tabung Wakaf Indonesia. This paper used quantitative methods and utilized primary data through direct surveys with questionnaires were collected and analyzed using multiple regression analysis. The findings reveal that promotion and distribution have significant relationships with society trust. In addition, this study indicates that distribution has the greater impact than promotion on influencing society trust in waqf management. The findings nevertheless give a wide understanding of the concept of public trust and its antecedent in the context of Tabung Wakaf Indonesia.

Waqf fundraising strategy for islamic boarding’s independence Mohammad Noviani Ardi; Dina Yustisi Yurista; Suci Ramadhan
Ijtihad : Jurnal Wacana Hukum Islam dan Kemanusiaan Vol 20, No 1 (2020)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/ijtihad.v20i1.1-22

The purpose of this paper is to find out the fundraising of waqf fund strategy conducted by Tazakka, Modern Boarding School, also to know how effective the implementation of these strategies in realizing the independence of this boarding school. This research uses quantitative research with descriptive approach that relies on primary data sourced from interviews. This paper interpreted the management of waqf funds in Tazakka Boarding School which consist the procedures of waqf association and effectiveness of waqf fund management to realize the independence of boarding school. Moreover, these findings reveal that the effective mechanisms involved in raising waqf funds, in turn, lead to the enhancement of the roles and functions of waqf institutions to build modern educational institutions today.

Dampak Pembiayaan Terhadap Jaringan Sosial Dan Kesejahteraan Anggota BMT Andresna Ristianto; Dina Yustisi Yurista
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 9 No 01 (2021): Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v9i01.3074

This study aims to determine the relationship between BMT Hubbul Wathon with members and member welfare through financing conducted. This type of research is descriptive qualitative, the data used are primary data, with data collection methods through observation, interviews, and literature studies. The population in the study was the Hubbul Wathon BMT with a sample of 11 people.Based on the results of the analysis shows that financing contributes to helping members who are in need of capital to develop the business that members run. So that it impacts on members by increasing the income of members, achieving high education and meeting economic needs. So that the financing can affect the welfare of members. And the establishment of a good relationship between members and the BMT Hubbul Wathon through financing conducted so that there is trust between the two parties.

The role of macroeconomic variables on Islamic stocks for achieving SDGs in Indonesia Dina Yustisi Yurista; Rosida Dwi Ayuningtyas
Jurnal Ekonomi & Keuangan Islam Volume 5 No. 2, July 2019
Publisher : Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jeki.vol5.iss2.art7

This paper aims to analyse macro-economic variables such as industrial production index (IPI), exchange rate, gross domestic product (GDP), and inflation which can affect the movement of Islamic stocks price in order to contribute the sustainable development goals in Indonesia. The methodology of this study is quantitative approach with Error Correction Model (ECM). The data is obtained from Bank Indonesia, Central bureau of statistics Indonesia and Indonesia Stock Exchange during period January 2013 to December 2018 quarterly. The findings showed that IPI has positive effect, while the exchange rate has a negative effect on Islamic stock price. Also GDP and inflation variables has negative in some companies and positive effect in other companies.

PENGARUH LAYANAN PROMOSI TERHADAP MINAT MUZAKKI DALAM MEMBAYAR ZAKAT DI LEMBAGA AMIL ZAKAT Nur’l Yakin Mch; Isnaeni Nurul Jannah; Dina Yustisi Yurista; Tali Tulab
Wahana Akademika: Jurnal Studi Islam dan Sosial Vol 9, No 2 (2022): Vol. 9, No. 2, Oktober 2022
Publisher : Kopertais Wilayah X Jawa Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/wa.v9i2.11748

Penelitian ini bertujuan untuk menganalisis pengaruh layanan promosi terhadap minat muzakki dalam membayar zakat. Jenis penelitian ini adalah penelitian kuantitatif dan subjek penelitian ialah orang yang membayar zakat (muzakki) di Lembaga Amil Zakat Nurul Hayat. Metode pengumpulan data dengan menggunakan kuesioner yang dibagikan ke 100 responden sedangkan metode analisis data yang digunakan dalam penelitian ini adalah analisis deskriptif dan analisis regresi. Hasil penelitian ini diharapkan dapat dijadikan pedoman bagi Badan Amil Zakat dan Lembaga Amil Zakat dalam membuat program-program guna meningkatkan jumlah muzakkI dan penerimaan dana zakat.

PENGARUH LAYANAN PROMOSI TERHADAP MINAT MUZAKKI DALAM MEMBAYAR ZAKAT DI LEMBAGA AMIL ZAKAT Nur’l Yakin Mch; Isnaeni Nurul Jannah; Dina Yustisi Yurista; Tali Tulab
Wahana Akademika: Jurnal Studi Islam dan Sosial Vol 9, No 2 (2022): Vol. 9, No. 2, Oktober 2022
Publisher : Kopertais Wilayah X Jawa Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/wa.v9i2.11748

Penelitian ini bertujuan untuk menganalisis pengaruh layanan promosi terhadap minat muzakki dalam membayar zakat. Jenis penelitian ini adalah penelitian kuantitatif dan subjek penelitian ialah orang yang membayar zakat (muzakki) di Lembaga Amil Zakat Nurul Hayat. Metode pengumpulan data dengan menggunakan kuesioner yang dibagikan ke 100 responden sedangkan metode analisis data yang digunakan dalam penelitian ini adalah analisis deskriptif dan analisis regresi. Hasil penelitian ini diharapkan dapat dijadikan pedoman bagi Badan Amil Zakat dan Lembaga Amil Zakat dalam membuat program-program guna meningkatkan jumlah muzakkI dan penerimaan dana zakat.

Determinants of Family Resilience in Female-Headed Families on the North Coast of Java Mohammad Noviani Ardi; Tali Tulab; Dina Yustisi Yurista; Aliyatus Sariroh
Jurnal Ilmiah Al-Syir'ah Vol 20, No 2 (2022)
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/jis.v20i2.1860

This study analyzes the relationship between religiosity, education, and social support to family resilience in women-headed households. Family resilience is an exciting issue discussed today, seeing the fragility of the couple's understanding based on the family itself. It is essential because it protects from life problems and difficulties arising from the internal or external family, including groups, environments, communities, and countries. The results of this study contribute to efforts to increase family resilience, especially in women-headed homes, because family resilience is the main foundation in realizing community resilience as one of the efforts to boost national development. The power of national development is sourced to families as small groups in society. Thus, an in-depth study of the factors that affect family resilience to create a prosperous family, resistance, and continuity of national development is needed. The research method uses a quantitative approach and collects data using surveys of 15-20 women-headed households in Sayung, Demak. Data analysis is carried out with Validity Test, Reliability Test, and Regression Analysis using SPSS software. This study showed that education positively and significantly affects family resilience. In contrast, religiosity and social support have a positive and insignificant impact. The government can be used as a reference in decision-making to help economic resilience in women-headed households by making programs to increase family resilience in economics.

QARD WAL IJARAH: A STUDY ON HAJJ FINANCING IN INDONESIA Risti Lia Sari; Dina Yustisi Yurista; Mohammad Noviani Ardi
Multazam : Jurnal Manajemen Haji dan Umrah Vol 1 No 2 (2021): Multazam : Jurnal Manajemen Haji dan Umrah
Publisher : Institut Agama Islam Negeri Metro

Hajj financing product held in Indonesia due to the quota of hajj limited and the cost of going hajj is more expensive than before. But, there are some sharia issues which pertain to the implementation of the qard wal ijarah contract in the reality which is different with what the sharia committee decides. The purpose of this study is to criticize the implementation of the contract in reality and describe its implications both positive and negative. This research uses qualitative research method by using documentation such as hajj report, books, and articles. The results of this study describes that Hajj financing on the one hand give the positive impact (maslahah), while on the other hand has the negative impact (mafsadah). This research contributes to the government and the sharia committees in order to regulate back Hajj management system and also its contract since there are several issues regard the implementation of the contract of hajj financing which is indicated non sharia compliant.

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