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The Effect of Inflation, Interest Rates and World Oil Prices on Gold Prices in Indonesia with the US Dollar Exchange Rate as an Intermediary Variable Ummi Kalsum; Randy Hidayat; Sheila Oktaviani
International Journal of Finance Research Vol. 2 No. 1 (2021): International Journal of Finance Research
Publisher : Training & Research Institute - Jeramba Ilmu Sukses (TRI-JIS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47747/financeinvestmentderivative.v2i1.228

Abstract

This study aims to determine the effect of inflation, interest rates, and world oil prices on fluctuations in gold prices in Indonesia with the US Dollar exchange rate as an intermediary variable. This research is a type of explanatory research with a quantitative approach. The data used are monthly time series data for 2014 - 2019 with a sample of 72 samples. Hypothesis testing in this study uses path analysis, is a development technique of multiple linear regression. This technique is used to test the amount of contribution shown by the path coefficient on each path diagram of the causal relationship between cariables X1, X2, and X3 on and its impact on Z. The results of this study indicate that the effect of inflation, interest rates and worl oil prices on exchange rates individually has very little effect. The effect of inflation, interest rates, world oil prices and the exchange rate on gold prices individually shows a negative value for inflation and interest rates means that the effect is small, while for the world oil price and the dollar exchange rates shows a positive value which means that it has a large effect on the price of gold. The effect of inflation, interest rates and world oil prices on gold prices through the exchange rate, all variable show a negative value, this indicates that the effect is very small.
The Effect of Inflation, US Dollar Exchange Rates, Interest Rates, and World Oil Prices on Gold Price Fluctuations in Indonesia 2014 – 2019 Ummi Kalsum; Randy Hidayat; Sheila Oktaviani
Journal of Business and Management Review Vol. 1 No. 3 (2020): (Issue-September)
Publisher : Profesional Muda Cendekia Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47153/jbmr13.342020

Abstract

This study aims to determine the effect of inflation, US dollar exchange rates, interest rates, and world oil prices on fluctuations in gold prices in Indonesia in 2014 - 2019. This research is a type of explanatory research with a quantitative approach. The data used are monthly time series data for 2014 - 2019 with a sample of 72 samples. The multiple linear regression model is used as an analysis technique in this study. The results of this study indicate that simultaneously (F test) inflation, USD exchange rates, interest rates, and world oil prices have a significant effect on gold price fluctuations in Indonesia. Partially (t-test) shows that the USD exchange rate has a significant positive effect on gold price fluctuations in Indonesia. Inflation and interest rates have a negative and insignificant effect on fluctuations in gold prices in Indonesia. Meanwhile, world oil prices have a positive and insignificant effect on gold price fluctuations in Indonesia.
PERBEDAAN KINERJA KEUANGAN SEBELUM DAN SESUDAH PANDEMI COVID-19 PADA PERUSAHAAN SEKTOR KESEHATAN YANG TERDAFTAR DI BEI Sara Intan Hartati; Ummi Kalsum; Belliwati Kosim
Journal of Management Small and Medium Enterprises (SMEs) Vol 15 No 2 (2022): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v15i2.6593

Abstract

This study aims to determine whether or not there are differences in financial performance in the health sector (hospitals) listed on the Indonesia Stock Exchange during the Covid-19 pandemic. Comparative quantitative approach is the method used in this research. The type of data used is secondary data obtained from the Indonesia Stock Exchange in the form of financial statements of registered Health Sector Companies (Hospitals) and presenting financial report data on the Indonesia Stock Exchange Quarter 1 to 4 of 2019 as a reflection of conditions before the Covid-19 pandemic and reports financial year 2020 Quarters 1 to 4 as a reflection of conditions during the Covid-19 pandemic. The research variable used is the liquidity ratio proxied by (Current Ratio and Quick Ratio) Solvency ratio is proxied by (Debt to Equity Ratio and Debt to Total Assets) Activity ratio is proxied by (Fixed Assets Turn Over and Total Assets Turn Over), Profitability ratios are proxied with (Return On Equity Ratio and Net Profit Margin). The results of this study indicate that the variables of liquidity, solvency, activity have no difference in financial performance while the profitability variable shows there is a difference in financial performance. Keywords: Financial Performance, Liquidity Ratio, Profitability Ratio
Analisis Perbandingan Kinerja Keuangan Bank BNI Syariah Dan Bank BRI Syariah Di Masa Pandemi Covid-19 Yulian Sahri; Andriansyah Bari; Ummi Kalsum; Randy Hidayat; Arraditya Permana
Owner : Riset dan Jurnal Akuntansi Vol. 6 No. 4 (2022): Artikel Volume 6 Issue 4 Periode Oktober 2022
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v6i4.1023

Abstract

Financial performance as a measuring tool to determine the process of implementing financial resources owned by the company. The Covid-19 pandemic had an impact on the banking sector, resulting in non-current financing due to debtor arrears as a result of many people losing their jobs and difficulties in paying financing. This study has the aim of conducting a comparative analysis of financial performance between BRI Syariah Banks and BNI Syariah Banks during the Covid-19 pandemic, using financial report notes for quarter 1, 2, 3 and 4 for 2019, quarter 1 for 2020 through independent testing. Sample T-Test. There is a difference between the financial performance of Bank BNI Syariah and Bank BRI Syariah from the aspect of ROA, NPF and BOPO, while from the aspect of CAR and ROE it shows that there is no significant difference between the financial performance of BRI Syariah Bank and BNI Syariah Bank. This paper recommends to BNI Syariah to pay attention to the ROE and NPF ratios, while to BRI Syariah Banks to pay attention to the CAR, ROA and BOPO ratios.
Perbandingan Struktur Modal dan Nilai Perusahaan Sebelum dan Saat Pandemi Covid-19 di Bursa Efek Indonesia Devita Asri; Abdul Basyith; Ummi Kalsum
Jurnal Ilmu Sosial, Manajemen, Akuntansi dan Bisnis Vol. 3 No. 3 (2022): Jurnal Ilmu Sosial, Manajemen, Akuntansi, dan Bisnis
Publisher : Training & Research Institute - Jeramba Ilmu Sukses

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47747/jismab.v3i3.784

Abstract

The purpose of this study is to know the structure of capital and value companies before and when the covid-19 pandemic in the Indonesian stock exchange. This study includes association research. There are six variables used, which are capital structures, profitability, liquidity, corporate sizes, and dummy variables. The study's population is the health, telecommunications, and tourism Sub Company registered in the Indonesia Stock Exchange in 2018-2021. The sample in this study represents 23 companies. The data used is secondary data. Data collection techniques are documenting. The analysis techniques used are descryptive, electronic regression dummy statistics, multicolicerity tests, autokolinerity tests, heteroocrity tests, modeling verification tests, regression coefficient tests, and deterministic coefficients. Research has shown 1) profitability, liquidity, corporate size, and dummy variables have significantly affected the capital structure before and when the covid-19 pandemic. 2) capital structures, profitability, liquidity, corporate sizes, and dummy variables have significantly affected the company's values before and during the covid-19 pandemic.
Pengaruh Keputusan Investasi, Keputusan Pendanaan, dan Kebijakan Dividen Terhadap Nilai Perusahaan Elista Ardatiya; Ummi Kalsum; Belliwati Kosim
Jurnal Manajemen Bisnis dan Keuangan Vol 3 No 2 (2022): Oktober 2022
Publisher : https://jurnal.binamandiri.ac.id/

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51805/jmbk.v3i2.61

Abstract

The purpose of this study is to determine the effect of investment decisions, funding decisions, and dividend policies together on firm value in manufacturing companies and to determine the effect of investment decisions, funding decisions, and dividend policies partially on firm value in manufacturing companies. The population in this study were all manufacturing companies listed on the Indonesia Stock Exchange in 2016-2020. The sample used is twenty companies. This study uses multiple linear regression analysis techniques. The results show that investment decisions, funding decisions, and dividend policies simultaneously have a significant effect on firm value. Investment decisions has a partially significant effect on firm value, as well as funding decision variables and dividend policy which also has partially significant effect on firm value.
Pelatihan Pengelolaan Keuangan Untuk Meningkatkan Kemampuan Perencanaan Keuangan Keluarga Ummi Kalsum; Randy Hidayat; Belliwati Kosim; Arradytia Permana
Jurnal Pengabdian UntukMu NegeRI Vol 6 No 2 (2022): Pengabdian Untuk Mu negeRI
Publisher : LPPM UMRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37859/jpumri.v6i2.3419

Abstract

Abstract Managing family finances is a fundamental skill that every household must understand. In general, financial problems that often occur are when expenses are greater than the amount of income earned, and the amount of income received is irregular. Through this financial management training, which aims to make participants able to identify sources of income and expenses, be able to determine spending priorities and write them down in the family budget and understand how to control spending in accordance with the budget that has been prepared so that family needs can be met. The implementation of this training activity on February 29, 2022 at PAUD Islam Salsabila Palembang with 25 participants from parents and teachers. This training activity was quite successful considering that all participants were able to prepare budgets and record cash flows.
Pelatihan Penyusunan Laporan Keuangan Zakat Fitrah Melalui Pemanfaatan Aplikasi Excel Pada Masjid Al Manar Muhammadiyah Yulian Sahri; Andriansyah Bari; Ummi Kalsum; Arraditya Permana; Randy Hidayat; Gumar Herudiansyah; Yunita Febriani
Parta: Jurnal Pengabdian Kepada Masyarakat Vol. 3 No. 2 (2022)
Publisher : Universitas Pendidikan Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38043/parta.v3i2.3602

Abstract

Kegiatan PKM ini bertujuan untuk memberikan pendampingan dan pelatihan administrasi keuangan khusus nya penyusunan laporan keuangan zakat fitrah dengan memanfaatkan aplikasi excel. Pendekatan pelatihan ini menggunakan metode ceramah, diskusi dan praktik. Setelah diadakan pelatihan dengan metode ceramah, praktik dan diskusi terdapat perubahan yang cukup signifikan pada peserta. Hal ini ditunjukkan dengan kemampuan peserta untuk mulai mengenal dan mengidentifikasi. Selain itu, berdasarkan testimoni perwakilan peserta, pelatihan ini memberikan pencerahan kepada peserta dari yang sama sekali buta akuntansi menjadi paham proses pencatatan dan penyusunan laporan keuangan zakat fitrah.
PENDAMPINGAN TATA KELOLA BUMDES MAJU BERSAMA DESA SUNGAI RENGIT KABUPATEN BANYUASIN Ummi Kalsum; Fitantina Fitantina
Jurnal Terapan Ekonomi dan Bisnis Vol 2, No 1 (2022): Maret
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/jteb.v2i1.4627

Abstract

Minimnya pengetahuan dan pemahaman akan Undang-Undang No. 6 Tahun 2014, atau lebih dikenal dengan UU Desa, beserta peraturan turunannya, memicu banyak pertentangan di lapangan menyebabkan BUMDes tidak dapat berjalan sesuai yang diamanatkan oleh UU Desa. Masyarakat desa masih beranggapan bahwa BUMDes tidak jauh berbeda dengan badan usaha lain yang kehadirannnya dapat mengancam usaha masyarakat yang sudah ada. Hal ini menyebabkan masyarakat sulit menerima kehadiran BUMDes dan enggan untuk berpartisipasi mengembangkan BUMDes. BUMDes memiliki dua tujuan besar yaitu mencari keuntungan materi (profit) dan memberikan kebermanfaatan kepada masyrakat desa (benefit). Sisi kebermanfaatan inilah yang membedakan BUMDes dengan badan usaha lainnya. Selain menggali keuntungan materi sebesar-besarnya, BUMDes diharapkan dapat memberikan pemberdayaan kepada masyarakat desa. Genetika BUMDes adalah bisnis sosial. Tujuannya bukan semata-mata mencari keuntungan finansial, tetapi juga memberikan kemanfaatan sosial bagi masyarakat desa, karena modal terbesar BUMDes adalah modal sosial dari masyarakat desa. Khalayak sasaran yang mengikuti kegiatan pengabdian ini adalah pengurus dan pengelola BUMDes serta Kepala Desa, Pendamping Lokal Desa dan Perangkat Desa Sungai Rengit Banyuasin. Tujuan dari pengabdian kepada masyarakat ini adalah untuk mengetahui kendala yang dihadapi pengelola dalam memetakan asset desa serta strategi pengembangan usaha BUMDes untuk mencapai desa mandiri. Metode yang digunakan adalah metode ceramah dan sharing session dengan pengurus dan pengelola BUMDes. Pelaksanaan kegiatan diikuti oleh 20 orang peserta secara antusias, semua peserta ikut terlibat dalam sharing session mengenai tata kelola dan pemetaan usaha BUMDes.
P PEMANFAATAN BATUBARA SUBBITUMINUS MENJADI KARBON AKTIF SEBAGAI ADSORBEN LOGAM Fe (BESI) PADA LIMBAH AIR LINDI STOCKPILE PLTU BATUBARA Legiso Legiso; Ummi Kalsum; Abie Aprianata
Jurnal Teknik Patra Akademika Vol 14 No 01 (2023): Jurnal Teknik Patra Akademika
Publisher : Politeknik Akamigas Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52506/jtpa.v14i01.189

Abstract

Karbon aktif adalah suatu materi yang tersusun dari senyawa karbon yang memiliki pori dengan luas permukaan yang besar. Penelitian ini telah dilakukan dengan memanfaatkan batubara berjenis sub-bituminus teraktivasi sebagai adsorben logam Fe (besi). Tujuan dari penelitian ini adalah untuk mengetahui apakah batubara subbituminous yang diaktifasi dengan Asam Sitrat (C6H8O7) dapat menghasilkan karbon aktif untuk menyerap kandungan logam besi (Fe) dari dalam air lindi stockpile batubara. Variabel konsentrasi larutan adalah 0,5 M dan 1 M, air lindi masing-masing sebanyak 200 ml dengan variasi waktu adsorpsi 60 menit, 80 menit, 100 menit dan 120 menit. Hasil penelitian menunjukkan bahwa batubara subbituminus dapat diaktivasi dengan C6H8O7 0,5 M sehingga mampu menurunkan konsentrasi logam Fe (besi) dari 0,7573 ppm menjadi 0,2849 ppm dengan penyisihan polutan sebesar 62,38%. Untuk aktivasi C6H8O7 1 M mampu menurunkan konsentrasi logam Fe (besi) dari 0,7573 ppm menjadi 0,2254 ppm dengan penyisihan polutan sebesar 70,24%.