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All Journal 'ADALAH SALAM: Jurnal Sosial dan Budaya Syar-i Jurnal Cita Hukum Nurani: Jurnal Kajian Syariah dan Masyarakat Jurnal Ilmiah Universitas Batanghari Jambi WAJAH HUKUM DOKTRINA: JOURNAL OF LAW LEGAL BRIEF Mizan: Journal of Islamic Law JOURNAL of LEGAL RESEARCH JURNAL RECTUM: Tinjauan Yuridis Penanganan Tindak Pidana Indonesian Journal of Criminal Law and Criminology (IJCLC) Innovative: Journal Of Social Science Research Perkara: Jurnal Ilmu Hukum Dan Politik International Journal of Global Sustainable Research Samakta: Jurnal Pengabdian Kepada Masyarakat
Serlika Aprita
Universitas Muhammadiyah Palembang
Religion Agriculture, Biological Sciences & Forestry Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Journal : International Journal of Global Sustainable Research

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The Role of Syariah Banking in Strengthening Micro, Small and Medium Enterprises (MSME) in Indonesia Serlika Aprita; Erisa Ardika Prasada
International Journal of Global Sustainable Research Vol. 1 No. 2 (2023): October 2023
Publisher : MultiTech Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59890/ijgsr.v1i2.656

Abstract

Islamic banks have the opportunity to realize the government's expectations as stated in the policy of regulatory changes with the priority of cooperatives, micro, small and medium entrepreneurs or the people's economic system that provides opportunities to all levels of society without discrimination. The axiological content that underlies the operation of Islamic banks is also a separate force in efforts to develop the overall economy of the community. This research aims to examine the role of Islamic banking as a social institution in strengthening micro, small and medium enterprises (MSME or known as UMKM in Indonesia). The type of legal research used in this legal writing is normative legal research with a statutory approach. The statutory approach is carried out by examining all laws and regulations related to the role of Islamic banking in strengthening MSMEs.  The results of the research found that Islamic banking must be able to act as a social institution in addition to being a commercial institution. Acting as a social institution that can maximally improve the economy of MSMEs through al-qardh and al-qardh al-hasan financing. Both of these financing models are based on non-profit lending contracts.
Co-Authors Cholidi Zainuddin Desni Raspita Diky Ariansyah Erisa Ardika Prasada Fatma Meria Hasanal Mulkan Helwan Kasra Heni Marlina Lilies Anisah Mohammad Maulana Kusumawardhana Mona Wulandari Muhamad Fakhri Muhamad Sanusi Sarah Qosim Shafa Nabila Utami Siti Mardiyati Syahdila Nuriah Syamsul Syamsul Yonani Yonani