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PERSEPSI PELAKU UMKM DESA PEMATANG SERAI KABUPATEN LANGKAT TERHADAP LEMBAGA KEUANGAN MIKRO SYARIAH Heriyati Chrisna; Hernawaty Hernawaty; Noviani Noviani
Jurnal Abdi Ilmu Vol 14 No 2 (2021): Jurnal Ilmiah Abdi Ilmu
Publisher : UNIVERSITAS PEMBANGUNAN PANCA BUDI

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Abstract

This study aims to determine how the perception of UMKM in the village of Pematang Serai Tanjung Pura District Langkat Regency on Syariah Microfinance Institutions (LKMS). This research is descriptive research with a qualitative approach. The data collection technique is in the form of primary data consisting of documentation, interviews, and questionnaires. Questionnaires were distributed to 12 UMKM in the village of Pematang Serai. Samples as many as 12 people were chosen because indeed the number of UMKM players who were members of the Pucuk Lemonger's UMKM community were only 12 people because they were only formed by several time ago. The results showed that the perpetrator of the UMKM of the village of Pematang Serai Village included in the category that was still not good / low because UMKM players were still not so understanding the characteristics and services provided by sharia financial institutions. They still assume that this syariah microfinance institution is almost the same as conventional bank financial institutions that apply high interest so that they are afraid of the risks caused if they cannot afford loans. It is necessary to socialize from universities, especially the Pancabudi Development University to provide an understanding of them related to Islamic microfinance institutions to resolve the issue of business capital in particular
FAKTOR - FAKTOR YANG MEMPENGARUHI MINAT BERWAKAF TUNAI PADA JAMAAH MAJELIS TAKLIM ISTIQOMAH KELURAHAN TANJUNG SARI MEDAN Heriyati Chrisna; Noviani Noviani; Hernawaty Hernawaty
Jurnal Akuntansi Bisnis dan Publik Vol 11 No 2 (2021): JURNAL Akuntansi Bisnis dan Publik
Publisher : UNIVERSITAS PEMBANGUNAN PANCA BUDI

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Abstract

Sebagai tindak lanjut dari lahirnya Undang-undang Wakaf, beberapa bank syari’ah dan lembaga pengelola wakaf meluncurkan produk dan fasilitas yang menghimpun dana wakaf dari masyarakat. Seperti Baitul Mal Muamalat, meluncurkan Waqaf Tunai Muamalat (Waqtumu), Dompet Dhuafa Republika meluncurkan Tabung Wakaf Indonesia (TWI), dan Pos Keadilan Peduli Umat (PKPU) juga meluncurkan wakaf uang. Lembaga Wakaf Majelis Ulama Indonesia (MUI) menilai potensi wakaf di Indonesia amatlah besar, apalagi 85% masyarakat Indonesia adalah muslim. Lebih lanjut, laporan menunjukkan potensi aset wakaf tunai per tahun mencapai lebih dari Rp100 triliun, dengan realisasi sekitar Rp 400 miliar di tahun 2018. Data terakhir menunjukkan bahwa potensi wakaf di Indonesia mencapai Rp300 triliun dengan realisasi yang baru mencapai sekitar Rp500 miliar. Rendahnya realisasi wakaf tunai ini disebabkan masih rendahnya pemahaman masyarakat muslim tentang wakaf tunai ini. Penelitian ini dilakukan pada jamaah majelis ta’lim Istiqomah yang berada di kelurahan Tanjung Sari Medan. Hasil dari penelitian ini adalah bahwa faktor – faktor yang meliputi pendapatan , religiusitas dan pengetahuan berpengaruh positif dan signifikan terhadap minat berwakaf tunai pada jamaah majelis ta’lim Istiqomah sedangkan faktor norma subjektif berpengaruh negative dan tidak signifikan terhadap minat berwakaf tunai pada jamaah majelis ta’lim Istiqomah. Secara simultan ,faktor pendapatan, norma subjektif, religiusitas dan pengetahuan berpengaruh terhadap minat berwakaf tunai pada jamaah majelis ta’lim Istiqomah. Faktor pendapatan, norma subjektif, religiusitas dan pengetahuan mampu menjelaskan minat berwakaf tunai pada jamaah majelis ta’lim Istiqomah sebesar 65,6% sedangkan sisanya sebesar 34,4% dijelaskan oleh faktor atau variabel lain yang tidak termasuk dalam penelitian ini.
ANALISIS PREDIKSI KEBANGKRUTAN MENGGUNAKAN METODE ALTMAN Z-SCORE PADA PT. RAMAYANA LESTARI SENTOSA Tbk Hernawaty Hernawaty; Intan Kumala Sari; Yunita Sari Rioni
Jurnal Akuntansi Bisnis dan Publik Vol 11 No 2 (2021): JURNAL Akuntansi Bisnis dan Publik
Publisher : UNIVERSITAS PEMBANGUNAN PANCA BUDI

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Abstract

Penelitian ini bertujuan untuk memprediksi dan manganalisis potensi kebangkrutan dengan menggunakan metode Altman Z-Score pada PT.Ramayana Lestari Sentosa Tbk periode 2008-2018 yang disebabkan oleh kerugian atau masalah yang ada perusahaan tersebut. Penelitian ini menggunakan pendekatan deskriptif kuantitatif. Data yang digunakan adalah data sekunder berupa laporan keuangan PT.Ramayana Lestari Sentosa Tbk pada periode tahun 2008 sampai dengan 2018. Dengan menggunakan lima variabel yang mewakili working capital (X1), retained earnings (X2), EBIT (X3), BVE (X4) dan Sales (X5). Hasil penelitian menunjukkan : dari perhitungan nilai Z-Score yang dihasilkan tahun 2008-2018 pada PT.Ramayana Lestari Sentosa Tbk berada dalam kategori sehat yaitu dengan menghasilkan nilai Z-Score di atas 2,9. Hasil ini menunjukkan bahwa perusahaan dari tahun 2008-2018 tidak mengalami kebangkrutan
Sosialisasi Wakaf Tunai Pada Majelis Taklim Istiqomah Kelurahan Tanjung Sari, Medan Heriyati Chrisna; Hernawaty Hernawaty; Noviani Noviani
Pelita Masyarakat Vol 3, No 1 (2021): Pelita Masyarakat, September
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/pelitamasyarakat.v3i1.5634

Abstract

This community service was carried out in the Majelis  Taklim  Istiqomah which is a maternal recitation group in Tanjung Sari Medan Village. This pemeral in the Majelis  Taklim  Istiqomah departed from the results of the research that had been carried out. The results of the study proved that the factors that included revenue, religiusity and knowledge had a positive and significant effect on the interest in cash in the congregation of the Majelis  Taklim  Istiqomah while the subjective norm factor had a negative and insignificant effect on the interest in cash in the congregation of the Majelis  Taklim  Istiqomah. Simultaneously, income factors, subjective norms, religiosity and knowledge influence the interest in working in cash in the jamaah Majelis  Taklim  Istiqomah. Revenue factors, subjective norms, religiusity and knowledge are able to explain the interest in cash in the pilgrims of the Majelis  Taklim  Istiqomah amounted to 65.6% while the remaining 34.4% is explained by other factors or variables which are not included in this study. From the initial observation and interview results with some members of the recitation and reinforced with the results of the research can be taken by a conclusion that the knowledge of the mothers of taklim assemblies about cash waqf still very low, can even be said to be very low, because they still argue that waqf only in the form of mosques, graves or schools. From these problems, the service team has socialized the cash waqf in the mothers of Majelis  Taklim  Istiqomah, and the socialization went smoothly and followed by being very enthusiastic about the the mothers of Majelis  Taklim  Istiqomah.
PENGARUH PENGEMBANGAN KARIR, KEPEMIMPINAN DAN KOMPETENSI TERHADAP KINERJA KARYAWAN PT. TELKOM AKSES MEDAN Eka Putri Istiqomah; Hernawaty Hernawaty; Ramadhan Harahap
Ensiklopedia Education Review Vol 3, No 3 (2021): Volume 3 No.3 Desember 2021
Publisher : Lembaga Penelitian dan Penerbitan Hasil Penelitian Ensiklopedia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33559/eer.v3i3.1378

Abstract

This study aims to determine whether career development, leadership and competence partially and simultaneously have a positive and significant effect on employee performance at PT Telkom Access Medan. The data analysis technique used is quantitative method with the help of SPSS version 20.0 program. This study uses multiple linear regression analysis. The population in this study were all employees of PT Telkom Access Medan and a sample of 95 respondents. Primary data collection using a questionnaire. The results showed that career development, leadership and competence partially and simultaneously had a positive and significant effect on employee performance at PT Telkom Access Medan.Keywords: career development, leadership, competence, performance 
ANALYSIS OF FACTORS THAT MAY AFFECT THE PERFORMANCE OF ACCOUNTING INFORMATION SYSTEMS AT PT. PAWNTOWN(PERSERO) REGIONAL OFFICE I MEDAN Dita Syafira; Hernawaty Hernawaty; Ahmad Fadlan
Proceeding of The International Conference on Economics and Business Vol. 1 No. 1 (2022): Proceeding of The International Conference on Economics and Business
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/iceb.v1i1.248

Abstract

Research conducted at PT. Pegadaian (Persero) Medan Regional Office I aims to determine the influence of the factors that make the performance of the Accounting Information System quality. The research method was carried out with an associative quantitative approach. The research data was obtained by distributing questionnaires to 50 employees of the company who were sampled. Data processing was carried out with the help of the SPSS Version 22 application. Data analysis was carried out using multiple linear regression approaches, partial tests, simultaneous tests, and determination tests. The conclusions from this study indicate that personal technical skills, top management support, user involvement in developing systems, education and training programs, partially have a positive and not significant effect on the performance of accounting information systems at PT. Pegadaian (Persero) Regional Office I Medan, while the existence of the Steering Committee has a positive and significant effect on the performance of the Accounting Information System at PT. Pegadaian (Persero) Regional Office I Medan. Simultaneously personal technical skills, Top Management support, user involvement in developing systems, education and training programs, and the existence of the Steering Committee have a positive and significant effect on the performance of the accounting information system at PT. Pegadaian (Persero) Regional Office I Medan.
TERNAKLOKA : A WEB-BASED MARKETPLACE FOR QURBAN AND AQIQAH Sri Wahyuni; Dini Julia Sari; Hernawaty Hernawaty; Nur Afifah
JURTEKSI (Jurnal Teknologi dan Sistem Informasi) Vol 9, No 2 (2023): Maret 2023
Publisher : STMIK Royal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33330/jurteksi.v9i2.1662

Abstract

Abstract: This research was conducted with the aim of overcoming the problems faced by conventional breeders, especially breeders in Kota Pari Village, namely obstacles in carrying out promotions outside the area, both outside the village and outside the province. In the conventional buying and selling process, the role of middlemen is also influential, resulting in low livestock prices for breeders and very expensive for buyers. The condition of the livestock has also decreased due to stress and their food is not maintained when they are marketed in traditional livestock markets. The transportation process also becomes expensive if the cattle do not sell well in the livestock market. The web-based application for qurbani animals and aqikah mar-ketpalce overcomes all the problems of conventional sales. Applications built using the PHP programming language and MySQL database. The website-based application for qurbani and aqikah animal marketplaces connects goat and cattle breeders in Kota Pari village with buyers who can be reached from various regions and all corners of the world. The application also provides various types of qurban and aqikah, both purchasing qurban and aqikah animals as usual or the choice of qurban and aqikah packages that have been cooked by the seller. So that the application built makes it easier for sellers and buyers of qurban animals and aqikah            Keywords: application; aqiqah; marketplaces; sacrifice                                                           Abstrak: Penelitian ini dilakukan dengan tujuan untuk mengatasi permasalahan yang dihadapi para peternak konvensional khusunya peternak di Desa Kota Pari, yaitu kendala dalam melakukan promosi diluar daerah baik luar Desa maupun luar provinsi. Pada proses jual beli konvensional peran serta tengkulak juga berpengaruh, sehingga mengakibatkan harga ternak menjadi murah untuk peternak dan menjadi sangat mahal untuk pembeli. Kondisi ternak juga menjadi menurun dikarekan setres dan makannya tidak terjaga pada saat dipasarkan di pasar ternak tradisional. Proses pengangkutan juga menjadi mahal jika ternak tidak laku dipasar ternak. Aplikasi Marketpalce hewan qurban dan aqikah berbasis website mengatasi semua permasalahan penjualan konvensional. Aplikasi yang dibangun menggunakan bahasa pemprogram PHP dan database MySQL. Apilkasi marketplace hewan qurban dan aqikah berbasis website menjadikan penghubung peternak kambing dan sapi di desa Kota Pari  dengan pembeli yang dapat dijangkau dari berbagai daerah dan seluruh penjuru dunia. Pada Aplikasi juga di sediakan berbagai jenis qurban dan aqikah, baik pembelian hewan qurban dan aqikah seperti biasa ataupun pilihan paket qurban dan aqikah yang sudha dimasak oleh penjual. Sehingga aplikasi yang dibangun memudahkan penjual dan pembeli hewan qurban dan aqikah. Kata kunci: aplikasi; aqikah; marketplace; qurban
Accounting System for MSME Development Noviani Noviani; Heriyati Chrisna; Hernawaty Hernawaty
Proceeding of The International Conference on Economics and Business Vol. 2 No. 1 (2023): Proceeding of The International Conference on Economics and Business
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/iceb.v2i1.274

Abstract

This study aims to provide input to MSMEs in the village of Klambir Lima Kebun Deli Serdang. Regarding the importance of using an accounting system and making work much easier and smoother. This study uses qualitative data with conducted secondary data and primary data taken from Klambir Lima Kebun Village. Research result it is hoped that it can be utilized for use in MSMEs. The results of this research describing the easiest system for Klambir five village SMEs is HUI POST which is the easiest to apply by Kelambir Lima MSMEs users, especially Loundri businesses.
Implementation of the Ternakloka Application membership method in increasing livestock sales in Kota Pari Village Sri Wahyuni; Dini Julia Sari; Hernawaty Hernawaty; Nur Afifah
International Conference on Sciences Development and Technology The 2nd ICoSDTech 2022
Publisher : International Conference on Sciences Development and Technology

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Abstract

Livestock has an important role in improving the economy of rural communities. However, there are still obstacles faced by breeders in Kota Pari Village. The main problems are the sale of livestock, difficulties in promoting livestock or bringing livestock to traditional markets and the involvement of middlemen in the process of buying and selling livestock. Overcoming these problems, the researchers implemented the website-based Ternakloka membership application membership method. The membership method which is based on fuzzy set theory allows for more flexible classification of data into categories. This study tested the Ternakloka application using the membership method in Kota Pari Village. The results of this implementation indicate a significant increase in the availability of livestock information to potential buyers. The evaluation results show that the Ternakloka application with the membership method has succeeded in increasing efficiency and transparency in selling livestock in Kota Pari Village. With better information accessibility and implementation of a more effective marketing strategy, livestock sales have increased which has a positive impact on the economy of the farming community. This research provides evidence that the use of livestock application technology using the membership method can be an innovative solution and has the potential to improve the welfare of farmers and encourage the growth of the livestock industry in rural areas.
PELATIHAN PEMBUATAN EKOENZIM BERBAHAN DASAR LIMBAH ORGANIK DI DESA TIMBANG JAYA KECAMATAN BAHOROK Najla Lubis; Hernawaty Hernawaty; Listina br Tamba; Namira Purba
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 4 No. 4 (2023): Volume 4 Nomor 4 Tahun 2023
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v4i4.20218

Abstract

Ekoenzim atau Eco enzyme (Ec) merupakan produk hasil fermentasi dari limbah bahan organik berupa sayuran atau buah-buahan. Limbah organik dalam rumah tangga banyak dihasilkan oleh masyarakat setiap hari, tidak terkecuali terjadi pada penduduk dan kelompok penduduk di desa Timbang Jaya, kecamatan Bahorok, Kabupaten Langkat, propinsi Sumatera Utara. Tujuan kegiatan pengabdian masyarakat ini adalah untuk melakukan edukasi dalam pengelolaan sampah/limbah diperlukan tambahan informasi dan pengetahuan serta kesadaran kelompok masyarakat tersebut akan pembuatan Ec sebagai salah satu produk multi fungsi, yang dapat mengatasi permasalahan banyaknya limbah atau sampah organik, khususnya dalam rumah tangga. Metode pengabdian yang digunakan adalah Participation Action Research (PAR) melalui tahapan tertentu. Kegiatan pengabdian dilaksanakan dengan beberapa tahapan, yaitu focus group discussion (FGD), sosialisasi kegiatan dan memberikan edukasi melalui ceramah dan diskusi, serta praktek langsung. Hasil dari pelatihan pembuatan Ec ini dapat membantu masyarakat dalam menjaga kebersihan lingkungan, mengelola limbah organik, baik limbah hasil pertanian dan peternakan, maupun limbah rumah tangga. Dengan pelatihan ini, penduduk desa dapat memanfaatkan limbah organik mereka sendiri untuk membuat ekoenzim. Selain mengurangi limbah organik yang masuk ke lingkungan, pelatihan ini juga dapat menciptakan sumber pendapatan tambahan dan meningkatkan kesadaran akan pentingnya menjaga keberlanjutan lingkungan.