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TINJAUAN EARNING RATIO PADA BANK PERKREDITAN RAKYAT (BPR) YANG ADA DIKOTA PADANG Endang Afriyeni; Jumyetti Jumyetti
Jurnal Ilmiah Poli Bisnis Vol 10 No 2 (2018): Volume 10 No. 2 Oktober 2018
Publisher : Politeknik Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30630/jipb.10.2.36

Abstract

The study aims to find out and measure the Earning Ratio of Rural Banks that were in the city of Padang during 2014-2016. ROA as one of the indicators used to measure earnings from a bank. Data was obtained from six Rural Banks in the city of Padang. The result were that during 2014 until 2016 the highest ROA ratio was 2.75% while the lowest was -3.73% (in 2016). The ROA ratio of the six Rural Banks in the city of Padang shows that only the Third Rural Bank shows the Healthy criteria for two consecutive years (2016, 2015). Whereas the First Rural Bank was only in 2016 included in the criteria of Healthy. The criteria for Healthy Enough is only one year successfully achieved by the Second Rural Bank, Fifth Rural Bank and Sixth Rural Bank. Whereas the Fourth Rural Bank for three consecutive years is unhealthy. This means that the Rural Bank has not been efficient in managing its assets to generate profits during 2014-2016.
Komparasi Kinerja Bank Mandiri dan Bank BCA Berdasarkan Rasio Profitabilitas endang afriyeni; Raysa Amelia; Jumyetti Jumyetti; Novirwan Trinanto
Jurnal Ilmiah Poli Bisnis Volume 11 Nomor 2 Tahun 2019
Publisher : Politeknik Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30630/jipb.11.No. 2.251

Abstract

This study aims to compare the profitability of Bank Mandiri with BCA banks. they differ in ownership status and different amount of assets but are able to obtain almost the same profit. Using descriptive analysis because it is done to show and describe the state of the object of research related to profitability (measured by the ratio of GPM, NPM, ROA, ROE, BOPO, Rate of Return on Loans and Interest Expense Ratio) of the company. The objects of this study are Bank Mandiri and Bank BCA. The results of this study indicate that Bank BCA has better performance than Bank Mandiri based on profitability ratios. The best performance is shown by the ratio of NPM and BOPO.
Pengaruh Brand Image dan Lokasi terhadap Keputusan Calon Mahasiswa Melanjutkan Studi di Perguruan Tinggi Sepri Neswardi; Ika Yuanita; Jumyetti Jumyetti
Jurnal Ilmiah Poli Bisnis Volume 14 Nomor 2 Tahun 2022
Publisher : Politeknik Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30630/jipb.v0i0.860

Abstract

Brand Image is a determining factor in decision making. This study aims to determine whether brand image (brand image), location affect the decision of prospective students to continue their studies in college. The place of research is Padang State Polytechnic with 244 students who are the class of 2022 in the Department of Commerce Administration. The research method uses quantitative methods with data collection using questionnaires, primary data obtained using quantitative analysis with data processing tools using SPSS. Data analysis was performed with multiple linear regression (independent variables brand image and location, while dependent variable is decision making). The percentage contribution of the influence of brand image and location variables on purchasing decisions is 46%, while the rest (100% - 46% = 54%) is influenced by other variables that are not taken into account in this study. The limitation of this research is that the number of samples is still small, namely 244 people and further research can be carried out with a large sample with the addition of other variables as factors that influence DNA, which can also be done with a mix method.
Edukasi Pengelolaan Keuangan Berbasis Spreadsheet pada Usaha Kecil Menengah di Jorong Ladang Laweh Kabupaten Agam Endang Afriyeni; Jumyetti Jumyetti; Gustina Gustina
Jurnal Abdimas: Pengabdian dan Pengembangan Masyarakat Vol 4 No 1 (2022)
Publisher : Pusat Penelitian dan Pengabdian Kepada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (591.554 KB) | DOI: 10.30630/jppm.v4i1.520

Abstract

Tujuan dari kegiatan pengabdian ini adalah memberikan penjelasan dan pelatihan tentang proses pencatatan transaksi keuangan secara manual dan penyusunan laporan keuangan dengan benar sehingga karyawan mampu membuat pencatatan transaksi sesuai standar yang ada. Mitra kegiatan pengabdian masyarakat ini adalah Bengkel Dika Motor yang beralamat di Jorong Ladang Laweh Kabupaten Agam. Menggunakan metode penyuluhan, diskusi dan pelatihan. Melalui kegiatan pengabdian ini, tim telah berhasil memberikan pelatihan bagaimana cara melakukan proses pencatatan transaksi hingga proses penyusunan laporan keuangan. Indikator keberhasilan kegiatan dapat dilihat dari dua indikator yaitu pertama, kemampuan dari peserta pelatihan telah mampu menjelaskan pentingnya pencatatan transaksi keuangan. Kedua, peserta pelatihan telah mampu menyusun laporan keuangan masing-masing sesuai standar yang ada. Disarankan agar kegiatan pencatatn ini dapat terus diterapkan sehingga sehingga dapat memberikan informasi tentang posisi keuangan, kinerja, dan arus kas dalam usahanya.
Impact Of Digital Leadership on Small Medium Enterprises Resilience: The Mediating Role of Employee Creativity Rahmat Eka Putra; Sepri Neswardi; Primadona Primadona; Jumyetti Jumyetti; Ika Yuanita
AMAR (Andalas Management Review) Vol 7 No 1 (2023)
Publisher : Management Institute Faculty of Economics Universitas Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25077/amar.7.1.35-61.2023

Abstract

Survival of Small Medium Enterprises (SMEs) is important in uncertainty and rapid advancement of digitalization nowadays, which leads to significant changes in the business environment. SMEs must be able to be resilient and face turbulence to survive and maintain business continuity. To support this resilience, digital leaders are required to help enterprises transform and lead them to a more promising future. Thus, SMEs have a digital mindset so that they can recognize and exploit opportunities, as well as overcome the challenges of surviving in an increasingly dynamic environment. Based on Social Exchange Theory and Resource Base Theory, this study examines the relationship between digital leadership and SMEs resilience through the mediation of employee creativity. Based on a sample of 179 SMEs from various sectors in Indonesia. The data were analyzed using AMOS-SEM by assessing construct validity and reliability, as well as measurement and structural models. The analysis confirms the effect of digital leadership on SMEs' resilience. The findings also provide support for the mediating role of employee creativity. The findings reveal the effect mechanism of digital leaders on SMEs resilience and enrich the literature on antecedents of SMEs resilience. Practical implications and future research are also discussed.