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All Journal Jurnal Mantik Informatika JURNAL ILMIAH SIMANTEK Outline Journal of Education International Journal of Management Research and Economics Digital Innovation : International Journal Of Management
Putri Mauliza
UNIVERSITAS BATTUTA
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Journal : Digital Innovation : International Journal Of Management

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Literature: Comparison Financial Literacy In The World Milenial VS Gen Z Etty Sri Wahyuni; Putri Mauliza; Sri Yanti
Digital Innovation : International Journal of Management Vol. 1 No. 3 (2024): July
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/digitalinnovation.v1i3.44

Abstract

This study provides a comprehensive comparative analysis of financial literacy among Millennials and Generation Z across various global contexts, drawing on recent data from major international surveys. The research examines key indicators of financial knowledge, behaviors, and attitudes, revealing a complex landscape characterized by both promising developments and significant challenges. While both generations demonstrate increased engagement with digital financial services, there often remains a gap between their technological savviness and comprehensive financial understanding. The analysis highlights significant regional disparities in financial literacy, influenced by factors such as digital technology prevalence, education systems, economic environments, and cultural attitudes. The study underscores the profound impact of technology on financial literacy and emphasizes the need for tailored financial education incorporating digital literacy and critical thinking skills. Policy implications include developing comprehensive national strategies for financial literacy and fostering international cooperation. This research contributes valuable insights for educators, policymakers, and financial institutions to enhance financial capability among young adults globally in an increasingly complex financial landscape.
Co-Authors Aprilda Yanti Faris Ramadhan Khaira Rizfia Fachrudin Nolla Puspita Dewi Sri Yanti Wahyuni, Etty Sri