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Journal : Journal of Education, Humaniora and Social Sciences (JEHSS)

Yuridis Pemberian Kredit Bank dengan Jaminan Hak Tanggungan pada PT. Bank Mestika Dharma, Medan Evelin Wijaya; Fendy Fendy; Aisyah Aisyah
Journal of Education, Humaniora and Social Sciences (JEHSS) Vol 3, No 2 (2020): Journal of Education, Humaniora and Social Sciences (JEHSS) December
Publisher : Mahesa Research Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (841.797 KB) | DOI: 10.34007/jehss.v3i2.322

Abstract

The purpose of this study is to examine the policies of granting credit in PT. Bank Mestika Dharma, TBK along with bonded legality of credit agreement with mortgage guarantee and to find out legal certainty for creditors who hold mortgage rights guarantee.  The method of this research is descriptive analytic where the facts found are described in general along with their legal provisions. This research is carried out by doing on the spot and books research by looking the problems and compared with laws and/or implementing regulations which related to the binding of these mortgage rights guarantee. The results of this research is knowing that the collateral binding is very important for all financial institutions which perform their function as intermediation. In PT. bank Mestika Dharma, TBK, every credit must have credit agreement by binding certain guarantees, one of them is mortgage rights guarantee as regulated in UU No.4 in 1996 where this right will give creditor who have this mortgage rights guarantee to take precedence in obtaining payment of the claim from the sale of objects belonging to the debtor and based on the binding value rather than othe creditors in paying their obligation. 
Tinjauan Yuridis Kedudukan Harta Suami Istri Sebelum dan Sesudah Terjadinya Perkawinan(Studi Kasus Penetapan 39/Pdt/2018/PN Madiun) James Ng; Cynthia Phinaldo; Belinda Nathania; Aisyah Aisyah
Journal of Education, Humaniora and Social Sciences (JEHSS) Vol 3, No 3 (2021): Journal of Education, Humaniora and Social Sciences (JEHSS) April
Publisher : Mahesa Research Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (798.895 KB) | DOI: 10.34007/jehss.v3i3.555

Abstract

The making of the marriage agreement and the amendment to the marriage agreement are determined and made with the mutual agreement of both parties, in this case, the intention is that the agreement on the making of the marriage agreement is a free agreement and there is no coercion from any party. The purpose of this journal is to find out the share of division between husband and wife’s assets based on the provisions of the applicable laws and regulations, to find out the rules governing the position of husband and wife's assets before and after the occurrence. The research method used by author in this study is the normative method based on data sources, which requires secondary data. Inherited property is assets obtained from each prospective of husband and wife, the property is fully controlled by the owner of the property and cannot be mixed by other parties. The position of husband and wife's assets after the marriage is actually joint property, if there is no agreement to separate the assets, then after the issuance of the letter of determination of assets, the assets obtained after the issuance of the determination letter will become personal or individual property.