Claim Missing Document
Check
Articles

Found 7 Documents
Search
Journal : Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan

ANALISIS EFISIENSI LEMBAGA KEUANGAN MIKRO Susila, Ihwan
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 8, No 2 (2007): JEP Desember 2007
Publisher : Universitas Muhammdaiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This article discuss about microfinance organizations. The research based on analysis of efficiency of Badan Kredit Desa (BKD) in Sukoharjo district in Central of Java Province. In the earlier, paper discuss about microfinance and its role in the economics development. Analysis data use Data Envelopment Analysis with three inputs and two outputs to analysis of financial performance and eight inputs and four outputs to analysis of general efficiency. This research found that from 169 BKD used as setting in this research, only 21 BKD have efficiency in finance performance and 73 BKD in general performance. In the future, microfinance organizations (BKD) need innovation especially in the system which originated in developing countries where it has successfully enabled extremely impoverished people to engage in self-employment projects that allow them to generate an income and, in many cases, begin to build wealth and exit poverty. Due to the success of microcredit, many in the traditional banking industry have begun to realize that these microcredit borrowers should more correctly be categorized as pre-bankable; thus, microcredit is increasingly gaining credibility in the mainstream finance industry and many traditional large finance organizations are contemplating microcredit projects as a source of future growth.
ANALISIS EFISIENSI LEMBAGA KEUANGAN MIKRO Susila, Ihwan
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 8, No 2 (2007): JEP Desember 2007
Publisher : Universitas Muhammdaiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jep.v8i2.1043

Abstract

This article discuss about microfinance organizations. The research based on analysis of efficiency of Badan Kredit Desa (BKD) in Sukoharjo district in Central of Java Province. In the earlier, paper discuss about microfinance and its role in the economics development. Analysis data use Data Envelopment Analysis with three inputs and two outputs to analysis of financial performance and eight inputs and four outputs to analysis of general efficiency. This research found that from 169 BKD used as setting in this research, only 21 BKD have efficiency in finance performance and 73 BKD in general performance. In the future, microfinance organizations (BKD) need innovation especially in the system which originated in developing countries where it has successfully enabled extremely impoverished people to engage in self-employment projects that allow them to generate an income and, in many cases, begin to build wealth and exit poverty. Due to the success of microcredit, many in the traditional banking industry have begun to realize that these microcredit borrowers should more correctly be categorized as pre-bankable; thus, microcredit is increasingly gaining credibility in the mainstream finance industry and many traditional large finance organizations are contemplating microcredit projects as a source of future growth.
OTONOMI DAERAH: KAJIAN KESIAPAN DUNIA USAHA DAN BIROKRASI Susila, Ihwan
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 4, No 1 (2003) : JEP Juni 2003
Publisher : Universitas Muhammdaiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jep.v4i1.4013

Abstract

Decentralization is the reflection of economic and politic reformation. The politic change in developing countries in the last decade shows the tendency that local government has the authority to public service in the local society. Due to technology change and integration in the global market, it is a big demand for the government to control the politic and economic system in the country. The regional autonomy has two different effects. The regional autonomy, however gives the opportunity to their districts to grow and develop their own districts. On the contrary, the regional autonomy can be worse. This occurs due to the lack of preparation of the district to apply the policy. The key to minimize or eliminate the problem is by enhancing the quality of human resources. Preparation of business and bureaucracy to face the regional autonomy will be discussed.
ANALISIS STRUKTUR INDUSTRI SUSU DI INDONESIA Susila, Ihwan
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 4, No 2 (2003) : JEP Desember 2003
Publisher : Universitas Muhammdaiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jep.v4i2.4027

Abstract

Decision for a strategy needs circumstantial analysis from environment of external and internal situation. There are two important situations which need considered. First, industrial condition and its emulation. Second, company capability to compete, resource, strength and internal feebleness, and the market position. All peripatetic organization in macro environment having major effect to company strategy. Such macro environment according to Thompson and Stricland (2003) for example: free economics, demography, social values and the life style, legislation and governmental regulation, and the technological factors. From other side macro environment, a business organization given on by environment of emulation and direct interconnected industry with company. According to Porter (1980), there are five very strength have an effect on to determination of company strategy in a industry in order to earn to own competing excellence that is: suppliers, new comer in industry, buyer, company of competitor and other; dissimilar company offering substitute product. The factors give pressures in emulation which influence compared by stronger of other macro factor industrial growth of milk in Indonesia nor quit of factors or strength and emulation pressures. During the time productivity of raw material of milk that is fresh milk in Indonesia still be pertained by lower, so that not yet earned to fulfill national requirement.
ANALISIS EFISIENSI LEMBAGA KEUANGAN MIKRO Ihwan Susila
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 8, No 2 (2007): JEP Desember 2007
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jep.v8i2.1043

Abstract

This article discuss about microfinance organizations. The research based on analysis of efficiency of Badan Kredit Desa (BKD) in Sukoharjo district in Central of Java Province. In the earlier, paper discuss about microfinance and its role in the economics development. Analysis data use Data Envelopment Analysis with three inputs and two outputs to analysis of financial performance and eight inputs and four outputs to analysis of general efficiency. This research found that from 169 BKD used as setting in this research, only 21 BKD have efficiency in finance performance and 73 BKD in general performance. In the future, microfinance organizations (BKD) need innovation especially in the system which originated in developing countries where it has successfully enabled extremely impoverished people to engage in self-employment projects that allow them to generate an income and, in many cases, begin to build wealth and exit poverty. Due to the success of microcredit, many in the traditional banking industry have begun to realize that these microcredit borrowers should more correctly be categorized as pre-bankable; thus, microcredit is increasingly gaining credibility in the mainstream finance industry and many traditional large finance organizations are contemplating microcredit projects as a source of future growth.
OTONOMI DAERAH: KAJIAN KESIAPAN DUNIA USAHA DAN BIROKRASI Ihwan Susila
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 4, No 1 (2003) : JEP Juni 2003
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jep.v4i1.4013

Abstract

Decentralization is the reflection of economic and politic reformation. The politic change in developing countries in the last decade shows the tendency that local government has the authority to public service in the local society. Due to technology change and integration in the global market, it is a big demand for the government to control the politic and economic system in the country. The regional autonomy has two different effects. The regional autonomy, however gives the opportunity to their districts to grow and develop their own districts. On the contrary, the regional autonomy can be worse. This occurs due to the lack of preparation of the district to apply the policy. The key to minimize or eliminate the problem is by enhancing the quality of human resources. Preparation of business and bureaucracy to face the regional autonomy will be discussed.
ANALISIS STRUKTUR INDUSTRI SUSU DI INDONESIA Ihwan Susila
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 4, No 2 (2003) : JEP Desember 2003
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jep.v4i2.4027

Abstract

Decision for a strategy needs circumstantial analysis from environment of external and internal situation. There are two important situations which need considered. First, industrial condition and its emulation. Second, company capability to compete, resource, strength and internal feebleness, and the market position. All peripatetic organization in macro environment having major effect to company strategy. Such macro environment according to Thompson and Stricland (2003) for example: free economics, demography, social values and the life style, legislation and governmental regulation, and the technological factors. From other side macro environment, a business organization given on by environment of emulation and direct interconnected industry with company. According to Porter (1980), there are five very strength have an effect on to determination of company strategy in a industry in order to earn to own competing excellence that is: suppliers, new comer in industry, buyer, company of competitor and other; dissimilar company offering substitute product. The factors give pressures in emulation which influence compared by stronger of other macro factor industrial growth of milk in Indonesia nor quit of factors or strength and emulation pressures. During the time productivity of raw material of milk that is fresh milk in Indonesia still be pertained by lower, so that not yet earned to fulfill national requirement.