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All Journal Jurnal Manajemen dan Bisnis Sriwijaya Jurnal Ekonomi Modernisasi Kafa’ah: Journal of Gender Studies
Ernawati Ernawati
Universitas Pendidikan Indonesia
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Strategi Diferensiasi dan Karakteristik Perbankan Terhadap Kinerja Perbankan Ernawati Ernawati; Agus Rahayu; Lili Adi Wibowo
JURNAL MANAJEMEN DAN BISNIS SRIWIJAYA Vol 19, No 1 (2021): Vol 19, Nomor 1, Tahun 2021
Publisher : Program Studi Magister Manajemen FE Unsri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/jmbs.v19i1.14355

Abstract

 Tujuan penelitian – Penelitian ini bertujuan untuk menguji pengaruh strategi diferensiasi dan karakteristik perbankan terhadap kinerja perbankan. Penelitian ini dilakukan pada perusahaan sektor finansial perbankan yang terdaftar indeks LQ45 Bursa Efek Indonesia tahun 2019-2020. Desain/Metodologi/Pendekatan – Sampel sebanyak 30 yang dipilih dengan menggunakan metode non-probability sampling dengan purposive sampling. Analisis data dengan teknik regresi linier berganda. Temuan – Hasil penelitian menunjukkan bahwa strategi diferensiasi yang diproksikan dengan SG&A/Sales memiliki pengaruh negatif dan signifikan terhadap kinerja perbankan yang diproksikan dengan Return On Asset (ROA. Karakteristik perbankan yang diproksikan dengan ukuran perbankan (LnTotal Asset) juga memiliki pengaruh negatif dan signifikan terhadap kinerja perbankan. Hal ini berarti bahwa manajemen memerlukan dana yang besar dalam pengelolaan strategi diferensiasi secara efektif sehingga mengakibatkan kinerja perbankan rendah. Perbankan lebih berhati hati dalam menerapkan strategi diferensiasi produk apalagi pada saat kondisi perekonomian tidak stabil seperti masa pandemi covid 19 karena dapat menimbulkan risiko pembiayaan yang besar dan menurunnya kinerja perbankan. Keterbatasan penelitian – Pengaruh strategi diferensiasi dan karakteristik perbankan yang negatif bisa menjadi penelitian selanjutnya dengan perusahaan dan proksi yang berbeda. Originality/value – Penelitian ini mengabungkan tentang teori manajemen strategik dan manajemen keuangan yang diukur dengan strategi diferensiasi, karakteristik perusahaan dan kinerja perusahaan, dengan pembahasan pada bank-bank yang terdaftar di LQ45 dengan pengujian variabel secara terpisah.
Strategi pengembangan kerajinan anyaman Purun untuk meningkatkan daya saing Ernawati Ernawati; Ratih Hurriyati; Puspo Dewi Dirgantari
Jurnal Ekonomi Modernisasi Vol. 17 No. 1 (2021): Februari
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Kanjuruhan Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (235.777 KB) | DOI: 10.21067/jem.v17i1.5215

Abstract

This research aims to recognize the ability and formulate a strategy of developing woven handicrafts Purun as the flagship product of Banjarbaru City. The approach is based on Porter's intensive strategy. The population in this study was all craftsmen-woven Purun while the sample was two groups of 45 craftsmen woven Purun in Kampung Purun Banjarbaru City. Data collection techniques with interviews, observations, and documents. Analytical techniques with descriptive analysis and SWOT analysis. The results showed that woven handicrafts Purun in Kampung Purun Banjarbaru city have considerable potential to be developed because it is a superior product. Increasing aspects of production, labor, marketing, capital, business management, and organization is an important aspect in the management of business development woven crafts Purun. While the political and regulatory, social and cultural aspects and technology is an aspect that can be an opportunity for the development of woven handicraft business Purun. Development strategy so that woven craft Purun becomes a superior product and can compete in the market is with incentive strategies, namely market penetration strategies, business strengthening strategies and product development strategies.
IKHWAN MODUS: DAMPAK DIGITALISASI NIKAH SYAR’I Risris Hari Nugraha; Mita Mawadda; Sasetya Mustika Putri Candrama; Ernawati Ernawati; Muhammad Faozy Fathurohim
Kafa`ah: Journal of Gender Studies Vol 12, No 2 (2022)
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jk.v12i2.453

Abstract

Ta'aruf is an Islamic law that aims to identify potential partners before entering the marriage stage. In this case, ta'aruf is understood as the best way and is very different from courtship because it is able to avoid adultery, the risk of dangerous venereal diseases, and the risk of dangerous actions or other crimes. However, the fact is that ta'aruf also carries a risk of crime, and this only applies to online ta'aruf. The purpose of this study is to find out the background of the perpetrators under the guise of conducting online ta'aruf and the factors that cause fraud in online ta'aruf. In this study, the researchers used a mixed method or a combination of two methods, namely qualitative data in the form of descriptions or exposures and quantitative data in the form of numbers based on surveys. This research method uses a concurrent embedded design, which is a mixed research model that applies one-stage qualitative and quantitative data collection at a time. And researchers used qualitative data as primary data and quantitative data as secondary data. The results of this study indicate that the personality of the perpetrator is the main factor in the occurrence of social deviations in online ta'aruf. The lack of protection against the system and rules for online ta'aruf and the standard of public understanding of online ta'aruf and its deviations (Ikhwan Modus) are supporting factors for the occurrence of cybercrime cases. 
Co-Authors Agus Rahayu Lili Adi Wibowo, Lili Adi Mita Mawadda Muhammad Faozy Fathurohim Puspo Dewi Dirgantari Ratih Hurriyati Sasetya Mustika Putri Candrama