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All Journal USU LAW JOURNAL Nagari Law Review Jurnal Media Akademik (JMA)
Utary Maharani Barus
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Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : USU LAW JOURNAL

 1 
PERLINDUNGAN HUKUM TERHADAP PENGGUNA KARTU ATM TERTELAN DITINJAU DARI UU NO. 8 TAHUN 1999 TENTANG PERLINDUNGAN KONSUMEN (STUDI PUTUSAN NO: 77/PEN/BPSK/MDN/2012) Donny Mangiring Tua Siburian; Tan Kamello; Dedi Harianto; Utary Maharani Barus
USU LAW JOURNAL Vol 4, No 3 (2016)
Publisher : Universitas Sumatera Utara

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Abstract

ABSTRACT Transaction by using ATM (Automatic Teller Machine)  has  to  be  sure  that his ATM card can withdraw money and secrecy of PIN (Personal Identification Number).  A legal case in the ATM working system occurred that his ATM card was stuck in the machine and surprisingly he lost Rp. 76,800,000  from his accounts. The result of the research showed that protection for consumers in using ATM cards which are taken in ATM machines is regulated in Article 19, paragraph 1 of Law No. 8/1999 on Consumer Protection, Article 29, paragraph 5 of Law No. 10/1998 on Banking, the Regulation on Financial Service Authority No. 1/POJK.07/2013, and the Regulation of Bank Indonesia No. 16/1/PBI/2014 on Protection for Consumers as the Users of Financial System Service. It is recommended that regulation on legal protection for consumers whose ATM cards are taken in ATM machines,  the uniformity of judge’s decision in  BPSK verdict with the Court’s Ruling should also be established. Keywords: Legal Protection, ATM Card, Consumer Protection
Co-Authors Cheryl Patriana Yuswar Dedi Harianto Donny Mangiring Tua Siburian Hilbertus Sumplisius Wau Idha Aprilyana Sembiring Razika Azmila Siti Nurahmi Nasution T. Keizerina Devi Azwar Tan Kamello Yefrizawati