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ANALISIS FAKTOR SOSIAL BUDAYA DAN PSIKOLOGIS YANG MEMPENGARUHI KEPUTUSAN NASABAH MEMILIH PEMBIAYAAN PADA WARUNG MIKRO (Studi pada PT Bank Syariah Mandiri Cabang Banjarmasin) Syafril; Nuril Huda
JWM (JURNAL WAWASAN MANAJEMEN) Vol. 3 No. 3 (2015)
Publisher : Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (660.185 KB) | DOI: 10.20527/jwm.v3i3.144

Abstract

This study aims to find out and to analyze: (1) the influence of socio-cultural and sychological factors that influence customer decisions in choosing micro inancing in PT Bank Syariah Mandiri, Banjarmasin Branch, and (2) which Socio-cultural and psychological factors influence the clients’ decisions in choosing microfinance in PT Bank Syariah Mandiri and which factors are more dominant. The background of this research is to examine some of the results of previous researchers who claim that religious factors greatly influence the decisions in selecting the products of Islamic banks, while other researchers claim that economic factors are more dominant in deciding the selection of the products of Islamic banks. The results of this study indicate that religious, economic, reference groups, family, social class, motivation, learning and memory factors have significant influence in the decision making of microfinance BSM election, while cultural factors and perceptions do not affect the decision makings. The dominant factor in the selection of decision making of microfinance BSM is a religious factor. The results of this study are expected to be useful for Islamic banks in setting promotional strategies to improve the customer’s decision in choosing the financing of Islamic banks.
KEGIATAN PEMELIHARAAN JALAN DESA TERAPU TAHUN 2022 Muhammad Fahmi; Mohdari; Syafril; Neti Rosiana Fadilah; Wiszda Asma; Lidiana; Yuliani
Jurnal Abdimas Sosek (Jurnal Pengabdian dan Pemberdayaan Masyarakat Sosial Ekonomi) Vol. 3 No. 1 (2023)
Publisher : Departemen Pengabdian Masyarakat Perkumpulan Dosen Manajemen Indonesia (PDMI)

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Abstract

Infrastructure development is a must for a nation that wants to progress because it can increase the acceleration of the traffic of people and goods. Infrastructure development does not only occur in urban areas but also has to reach rural areas which are sources of production of several public consumption goods such as agricultural and plantation products. The government has established a village fund program as a driving force for development in rural areas with a large enough budget so that villages continue to grow and attract young people to return home to build their villages. One sector that is of concern to village officials is road access in rural areas which is still not good. We aim to serve this community to help Terapu Village, Aluh-aluh District, Banjar Regency, South Kalimantan Province in using village funds for the construction of road facilities in the village. This service has a good impact on the village community because it gets input and opinions in the use of village funds for the benefit of the community.
PELATIHAN KEWIRAUSAHAAN BIDANG PEMASARAN DIGITAL Syafril; Taufik Hidayat
Jurnal Abdimas Sosek (Jurnal Pengabdian dan Pemberdayaan Masyarakat Sosial Ekonomi) Vol. 3 No. 2 (2023)
Publisher : Departemen Pengabdian Masyarakat Perkumpulan Dosen Manajemen Indonesia (PDMI)

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Abstract

Menjadi seorang wirausaha merupakan salah pilihan bagi orang untuk mendapatkan uang. Wirausaha bagi sebagian orang merupakan hal yang sangat sulit dilakukan karena pola pikir menjadi pekerja sebagai pegawai negeri sipil dan pegawai swsta sudah tertanam sejak dini. Perlu suatu kemauan yang kuat untuk menjadi seorang wirausaha bukan menjadi pilihan karena terpaksa. Untuk merubah pola pikir dari mental seorang pekerja perlu didukung dengan kebijakan pemerintah sejak dini untuk mendidik mental anak bangsa menjadi seorang wirausaha sejati. Pelatihan ini merupakan salah satu cara untuk merubah pola pikir mahasiswa agar setelah lulus sarjana memiih menjadi seorang wirausaha daripada berkerja pada orang lain. Pelatihan ini merupakan wujud kepeduian kampus terhadap masa depan mahasiswa dan juga bangs ini agar tercipta para wirausaha terdidik yang tangguh dan sukses. Wirausaha merupakan pengerak perekonomian suatu negara agar menjadi negara maju karena menciptakan lapangan kerja dan meningkatkan pendapatan negara.