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Analisis Pengaruh Portofolio Kredit Terhadap Kualitas Kredit dan Profitabilitas pada BPR Konvensional di Riau Dian Febrina
Jurnal Daya Saing Vol 3 No 1 (2017)
Publisher : Komunitas Manajemen Kompetitif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35446/dayasaing.v3i1.75

Abstract

Abstract: The present research was conducted at Riau Province. The purpose of this research is to influence of credit portfolio to non perfoming loan (NPL) and profitability (ROA) in Bank Perkreditan Rakyat (BPR) Convensional in Riau. The population of this research is a Bank Perkreditan Rakyat Convensional from annual report are listed in Perbarindo Riau during 2009-2013 with the number of saturation samples are 33 BPR in Riau. This research apply on using portofolio credit based on a type of used that is working capital loan, investment loan and consumer loan as an exogenous variable, credit quality (NPL) as an intervening variable and profitability (ROA) as a endogenous variable. The data were analyzed using path analysis. The result of this study indicate that working capital loan through credit quality indirectly significant negative effect on profitability, but the working capital loan directly positive effect on profitability. While investmen loan and consumer loan positive impact on profitability either directly or indirectly throught credit quality. Finally, credit quality and negative significant effect on profitability. Keywords: credit portfolio, working capital loan, investment loan, consumer loan, credit quality, non performing loan (NPL), profitability, return on assets (ROA) and path analysis.
THE INFLUENCE OF MOTIVATION, CREATIVITY, AND FAMILY ENVIRONMENT ON INTEREST IN ENTREPRENEURSHIP IN STUDENT ENTREPRENEURSHIP COMMUNITIES RIAU HIGH SCHOOL OF ECONOMICS Nurul Sukriani; Dian Febrina; Diana Sri Dewi
Jurnal Scientia Vol. 11 No. 02 (2022): Education, Sosial science and Planning technique, November
Publisher : Sean Institute

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Abstract

The purpose of this study is to determine the effect of Motivation, Creativity and Family Environment, on entrepreneurial interests among Riau of High School Economic Students. Methodology: The research method used was a survey method using a questionnaire distibuted to 35 samples. While the instrument quality testing techniques include validity and reliability tests. The classic assumption test technique uses the normality test, multicollinearity test, and heteroscedasticity test. As for testing the hypothesis using multiple linear regression analysis, t test (partial), and f test (simultaneous). Results: That only the Motivation variable has a significant effect on the Entrepreneurial Interest. Whereas Creativity And Family Environment Variables, there is no significant influence between creativity and the family environment on partiality for Entrepreneurial interest but on simultaneously, there is an influence between motiviation, creativity and family environment on entrepreneurial interests.
Knowledge, Abilities, Skills and Its Impact on Business Performance of Business Actors in the Culinary Sector Nurul Sukriani; Dian Febrina; Diana Sri Dewi
International Journal of Islamic Business and Management Review Vol. 3 No. 1 (2023)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijibmr.v3i1.619

Abstract

This study aims to analyze the effect of Knowledge, Abilities, and Skills on the Business Performance of Culinary Entrepreneurs in Pekanbaru City. The data analysis method used is quantitative. Sources of data using primary and secondary in the form of questionnaires and interviews. The population in this study are culinary business actors in the city of Pekanbaru. For the population and sample because the total population is not known with certainty, then a total sample of 97 people. The results of the study indicate that there is a simultaneous significant influence between Knowledge, Abilities, and Skills on the Business Performance of Culinary Entrepreneurs in Pekanbaru City. Partially also found that knowledge has a significant effect on business performance, ability has a significant effect on business performance, skills have a significant effect on business performance.