Garuda - Garba Rujukan Digital

PERLINDUNGAN HUKUM BAGI PEMEGANG POLIS DAN/ ATAU PESERTA ASURANSI JIWA DALAM AKAD WAKALAH BIL UJRAH PRODUK UNIT LINK SYARIAH Nugraheni, Destri Budi; Ilhami, Haniah
Jurnal Media Hukum Vol 20, No 2 (2013)
Publisher : Fakultas Hukum Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Syariah unit link life insurance is Syariah Insurancâs productÂ that provide benefits and investment protection by allowing participants to choose the type of investment themselves. This product is abainding by the regulations, including the obligation to implement syriah principle. One form of akad that is used in this product is akad wakalah bil ujrah which authorizes the insurance company to manage the charity fund and investment funds. Legal protection for policyholders and/or participants should be implemented in the insurance policy specifically related to legal protection in the event of a loss in risk management activities and/or investment management activities caused by the willful misconduct, negligence, or breach of contract made by the Company Keywords : wakalah, syariah insurance, legal protection

KRIMINALISASI PENGELOLAAN ZAKAT (TINJAUAN KETENTUAN PASAL 41 UU NO 23 TAHUN 2011) Niken Subekti Budi Utami; Destri Budi Nugraheni
Yustisia Jurnal Hukum Vol 2, No 1: JANUARI-APRIL
Publisher : Faculty of Law, Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/yustisia.v2i1.11064

ABSTRACTThis research was conducted wih library research to obtain secondary data and field research to obtain primary data.The results of this study indicate that in the view of Islamic Scientist, Zakat Management Act there are some drawbacks. First, under the coordination of placement BAZNAS, LAZ cause has no authority, but on the other side of the LAZ are required to make the report public accounting. Second, LAZ could only have authority when a public organization that has a community empowerment program, but this provision may result in unfair LAZ in the management of zakat, as it will further the interests of these organizations. Third, to implement the Zakat Management Act needs to be made government regulation, so that its implemen- tation will bring benefits to the community and not cause harm. According to the criminal scientist, the provisions of article 41 UUPZ which impose criminal sanctions for unlicensed LAZ that felt quite right, because the intent of legislator of UUPZ, zakat management is done professionally so that it will create a prosperous society, as well as the criteria of the criminalization of the LAZ is not permitted, which include the purpose of imposition of penalty, the onset of the victim, the principle of cost and the results, the ability of law enforcement officials and the public support, are not appropriate.Keyword : zakat, LAZ,criminalitation AbstrakPenelitian ini bertujuan untuk mengetahui pengelolaan zakat yang dilakukan oleh lembaga pengelola zakat apabila ditinjau dari perspektif Hukum Islam dan untuk mengetahui kriminalisasi dalam Pasal 41 UU No. 23Tahun 2011 tentang Pengelolaan Zakat ditinjau dari perspektif Hukum Pidana. Penelitian ini adalah penelitian yuridis empiris yang dilakukan melalui penelitian pustaka dan penelitian lapangan dengan metode Focus Group Discussion. Narasumber adalah para ahli hukum Islam dan Hukum Pidana, sedangkan para responden adalah pengelola Lembaga Amil Zakat yang berada di Daerah Istimewa Yogyakarta, baik pengelola dari Lembaga Amil Zakat yang telah berijin maupun yang belum berijin. Hasil penelitian menunjukkan bahwa ahli hukum Islam menyatakan bahwa para ulama sepakat, wajib atas penguasa untuk mengangkat amil atau lembaga pengelola zakat. Namun, rumusan pengelolaan zakat secara sentralisasi berada di tangan pemerintah, masih dapat diperdebatkan dengan melihat peran masyarakat yang gemilang dalam pengelolaan zakat melalui LAZ. Kriteria kriminalisasi yang meliputi pemidanaan harus memperhatikan tujuannya, adanya unsur victimizing, prinsip biaya dan hasil, dan dukungan masyarakat, tidak terpenuhi dalam mengkriminalisasi LAZ seperti yang ditentukan dalam Pasal 41 UU Pengelolaan Zakat. Maksud dari pemerintah membentuk UUPZ baru, adalah untuk lebih meningkatkan pengumpulan, pendistribusian dan pendayagunaan zakat, sehingga dapat menciptakan masyarakat Indonesia yang sejahtera. Mencermati maksud tersebut, dirasakan kurang tepat ketentuan pemidanaan bagi LAZ karena tidak adanya catatan buruk kinerja LAZ dan apabila hukum dipandang sebagai alat untuk melakukan perubahan sosial, yaitu mengubah masyarakat yang miskin menjadi sejahtera, maka selayaknya bukan pendekatan sanksi yang dilakukan melainkan dengan pendekatan berupa insentif.Kata kunci : Zakat, Lembaga Amil Zakat, kriminalisasi

ANALISIS FATWA DEWAN SYARIAH NASIONAL TENTANG WAKALAH, HAWALAH, DAN KAFALAH DALAM KEGIATAN JASA PERUSAHAAN PEMBIAYAAN SYARIAH Destri Budi Nugraheni
Jurnal Media Hukum Vol 24, No 2 (2017): December
Publisher : Fakultas Hukum Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jmh.2017.0088.124-136

The objective of this research is to analyze the Fatwa of Dewan Syariah nasional (Syariah National Board) concerning Wakalah, Hawalah, and Kafalah so that whether it can be applied in the activities of islamic finance company. This is a juridical normative research and focused on analyzing secondary data, specifically in 2 (two) types of Legal material, Primary and Secondary Legal Matrerials. Furthermore, all data will be analyzed and presented descriptevely. This research shows that, regarding Wakalah, the Fatwa about Wakalah and Wakalah bil Ujrah are in conformity with activities by Islamic Finance Company Service. Wakalah was used as Complementary Agreement in Murabahah Financing with Islamic Finance Company as Principal. In the other side, Fatwa concering Wakalah bil Ujrah used when Islamic Finance Company take a position as Grantee. Even though Financial Service Authority’s Regulation specify that service activities may use Hawalah and Kafalah Agreement, but based on this research’s analysis about Fatwa and Fikih, only Hawalah bil Ujrah and Kafalah bil Ujrah that may be used by Islamic Finance Company.

ANALISIS YURIDIS MULTI AKAD DALAM PEMBIAYAAN PENGALIHAN HUTANG PADA PT BANK BRISYARIAH Destri Budi Nugraheni
Mimbar Hukum - Fakultas Hukum Universitas Gadjah Mada Vol 27, No 2 (2015)
Publisher : Fakultas Hukum Universitas Gadjah Mada

PT Bank BRISyariah Bank uses two types of multiple akad in take over financing which are 3 (three) independent akad: akad qardh, purchase agreement, and akad murabahah, and the other one is akad hawalah wal murabahah which are also a multiple akad, a combination between akad hawalah and akad murabahah. Akad qardh used as a basis for granting loans to customers to repay the loan at a conventional bank, and then customer and purchase agreement to sell its assets which are no longer bound as collateral, to the bank. Customer then sell the assets through murabaha financing agreement. PT Bank BRISyariah menggunakan dua jenis multi akad dalam transaksi pengalihan hutang yaitu tiga akad yang berdiri sendiri yaitu akad qardh, perjanjian jual beli, dan akad pembiayaan murabahah, serta akad hawalah wal murabahah yang juga merupakan multi akad, perpaduan akad hawalah dan akad murabahah. Akad qardh digunakan sebagai dasar pemberian pinjaman kepada nasabah untuk melunasi kreditnya di bank konvensional, selanjutnya nasabah dengan perjanjian jual beli menjual asetnya yang sudah tidak lagi terikat sebagai jaminan hutang, kepada bank syariah. Hasil penjualan digunakan nasabah untuk melunasi qardh-nya kemudian menjual aset melalui akad pembiayaan murabahah, sehingga Bank berhak mendapatkan margin keuntungan.

Pengaturan dan Implementasi Wasiat Wajibah di Indonesia Destri Budi Nugraheni; Haniah Ilhami; Yulkarnain Harahab
Mimbar Hukum - Fakultas Hukum Universitas Gadjah Mada Vol 22, No 2 (2010)
Publisher : Fakultas Hukum Universitas Gadjah Mada

This normative and empirical legal research analyses the nature of compulsory will (wasiyah al-wajib) according to the Compilation of Islamic Law and its implementation in Islamic court trial. We will also discuss a number of legal consideration deliberated by the judges when rendering a verdict in a compulsory will case. Penelitian hukum normatif dan empiris ini akan menganalisis sifat pengaturan wasiat wajibah dalam Kompilasi Hukum Islam dan implementasinya dalam pengadilan agama. Penelitian ini juga akan membahas beberapa pertimbangan hukum yang digunakan hakim ketika mengeluarkan putusan dalam suatu kasus pemberian wasiat wajibah.

Urgensi Penggunaan Mediasi dalam Penyelesaian Perkara Pembatalan Perkawinan di Pengadilan Agama Destri Budi Nugraheni
Al-Manahij: Jurnal Kajian Hukum Islam Vol 14 No 2 (2020)
Publisher : Sharia Faculty of State Islamic University of Prof. K.H. Saifuddin Zuhri, Purwokerto

The annulment of marriage is one of the exception cases within the obligation of using mediation based on the Supreme Court Regulation No. 1 of 2016. However, after 2016, there was the annulment of marriage court decisions still used mediation for its settlement. The aim of this research is to analyze the urgency of using mediation within the annulment of marriage settlement in the Religious Court and its relevance with upholding justice for justice seekers. The method of this research is juridical normative through analyzing the secondary data namely regulations and court decisions on annulment of marriages either with or without mediation. The results showed that there was no single successful mediation in resolving cases of marriage annulment and there was no difference in the reasons for filing a case between decisions using mediation or without mediation. Regarding the function of mediation that claims to give justice for justice seekers and reduce the accumulation of cases in the Supreme Court, it can be concluded that cases of marriage annulment should not use mediation in the settlement of the case, because it is related to the legality of a marriage, not related to marital disputes.

Child Protection Post the New Marriage Law: How Indonesian Religious Court Interpreting the Urgency in Child-age Marriage Haniah Ilhami; Destri Budi Nugraheni; Tata Wijayanta
Jurnal IUS Kajian Hukum dan Keadilan Vol. 11 No. 1: April 2023 : Jurnal IUS Kajian Hukum dan Keadilan
Publisher : Magister of Law, Faculty of Law, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ius.v11i1.1054

The amendment of the Law of Marriage in 2019 introduces the new concept of Dispensation of Marriage by providing some additional provisions: the obligations to provide the urgency of marriage and the specific supporting evidence in proving the urgency. This article aims to examine the interpretations of judges in Religious Court on defining the urgency of child-age marriage and the implementation of the supporting evidence in cases of Dispensation of Marriage. Based on the identification, the author analyzes the main questions about the protection of children's rights on those interpretations. Based on the normative legal research that examines the Rulings of Religious Court on the case of Dispensation of Marriage, this article uses the Nonprobability Sampling techniques, specifically the purposive sampling which refers to certain criteria, the author finds the inconsistencies in the interpretation of the urgency of marriage and the implementation of providing the supporting evidence, which influenced by 2 (two) factors, the Formal Regulation and the principle of judge’s independence. As a result, the author suggests detailed regulations regarding the supporting medical evidence, as well as the improvement of comprehensive and equal understanding for judges about the concept of child protection. Comparing to previous studies, this article shows its originality through a broader object study and comprehensive research analysis with more emphasis on juridical aspect, therefore that arguments and conclusions are built on a strong analytical foundation.

Title

Found 7 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 7 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 7 Documents
Search