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All Journal QALAMUNA: Jurnal Pendidikan, Sosial, dan Agama JURNAL PRODUKTIVITAS
Aulia Yunicha Harly
Universitas Muhammadiyah Jambi
Arts Humanities Economics, Econometrics & Finance Education Social Sciences

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Analisis Rasio Profitabilitas dan Kaitannya Terhadap Pertumbuhan Laba Bank Sebelum dan Selama Pandemi Covid 19 (Studi kasus Pada PT. Bank Rakyat Indonesia) Iqra Wiarta; Aulia Yunicha Harly; Endah Tri Kurniasih; Faradilla Herlin
Jurnal Produktivitas: Jurnal Fakultas Ekonomi Universitas Muhammadiyah Pontianak Vol 8, No 2 (2021): Jurnal Produktivitas: Jurnal Fakultas Ekonomi Universitas Muhammadiyah Pontianak
Publisher : Universitas Muhammadiyah Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29406/jpr.v8i2.3078

Abstract

Sebagai lembaga intermediasi sebuah Bank memiliki peranan sentral dalam perekonomian sebuah negara. Sebuah bank diharapkan mampu bertahan dalam menghadapi ketidakpastian ekonomi terutama setelah adanya wabah pandemi covid 19 ini. Penelitian ini berfokus pada analisis rasio profitabilitas PT. Bank Rakyat Indonesia Tbk dan juga bagaimana pengaruh dari rasio tersebut terhadap pertumbuhan laba. Data yang digunakan dalam penelitian ini yaitu data sekunder yang bersumber dari Annual Report PT. Bank Rakyat Indonesia Tbk (BBRI) periode 2016 sampai dengan 2020. Adapun rasio yang dijadikan penelitian yaitu rasio profitabilitas yang terdiri dari NIM, dan ROA serta Perkembangan laba Bank selama 4 tahun.Hasil penelitian menunjukan kinerja profitabilias dan perkembangan laba dari Bank BRI selama 5 tahun berfluktuasi dan memiliki kecondongan untuk meningkat setiap tahunnya hanya saja pada saat tahun 2020 mengalami penurunan. Sedangkan hasil regresi linier berganda menunjukan bahwa rasio profitabilitas memiliki pengaruh terhadap pertumbuhan laba BBRI.
Education Dynamics Amid Economic Crisis: Access, Quality, Prosperity Through Policy, Society Adi Putra; Abd Haris; Lizabeth Sari Dewi; Aulia Yunicha Harly
QALAMUNA: Jurnal Pendidikan, Sosial, dan Agama Vol 14 No 2 (2022): Qalamuna - Jurnal Pendidikan, Sosial, dan Agama
Publisher : Lembaga Penerbitan dan Publikasi Ilmiah Program Pascasarjana IAI Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/qalamuna.v14i2.3931

Abstract

In this extensive study, we thoroughly analyzed educational dynamics within the context of an economic crisis, primarily focusing on the intricate interplay among social, economic, and policy factors. Our research aimed to understand how these factors intersected and collectively influenced educational access, quality, and well-being during economic turmoil. The research methodology encompassed a comprehensive review of existing literature, empirical data collection through surveys and interviews, and quantitative analysis of educational outcomes across diverse economic conditions. Policy interventions were pivotal in shaping education's response to the economic crisis. Targeted measures, such as increased funding for low-income schools and initiatives supporting educators, proved effective in mitigating the adverse effects of economic downturns on education. Qualitative data underscored the invaluable role of social capital and community resilience in supporting education during challenging times. Communities with active social networks and robust community organizations supported students and educators. Our findings unveiled a multifaceted landscape marked by both challenges and opportunities. Notably, the economic crisis disproportionately impacted marginalized populations, leading to widening disparities in educational outcomes. Access to educational resources was severely disrupted, particularly in disadvantaged regions, exacerbating pre-existing inequalities. Moreover, the psychological well-being of students and educators emerged as a crucial aspect of educational quality, with rising stress and anxiety influencing the learning environment.
Co-Authors Abd Haris Adi Putra Endah Tri Kurniasih Faradilla Herlin Iqra Wiarta Lizabeth Sari Dewi