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Journal : Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi

PELUANG DAN TANTANGAN AGEN DALAM MENINGKATKAN NASABAH ASURANSI SYARIAH (STUDI PADA PERUSAHAAN ASURANSI SYARIAH BUMI PUTERA CABANG JAMBI) Rani; Hansen Rusliani; Refky Fielnanda
Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Vol. 2 No. 1 (2022): Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimea.v2i1.247

Abstract

This study aims to determine the effect of the opportunities and challenges of agents in marketing sharia insurance products in Bumi Putra Jambi. This type of research is qualitative research. The data used is primary data obtained from the Bumi Putra Jambi company. The population is 463 customers during 2010-2022. The analysis used is swot analysis, swot analysis is the identification of various factors systematically to formulate company strategy. Strength (strength), weakness (weakness), Opportunity (opportunity) and threat (threat) are the company's strategic factors that need to be analyzed in the current conditions. The results of the study used strength (1.38), weakness (1.26), opportunity (1.61), and threat (0.93). So it can be concluded that the aopportunities and challenges have the same risk, so the Bumi Putra Jambi company must prepare the right strategy for agents in increasing customers and marketing sharia insurance products.
ANALISIS MANAJEMEN RISIKO AKAD PADA PEMBIAYAAN MUDHRABAH DI SEGMEN UMKM DI BANK SYARIAH INDONESIA KC JAMBI – GATOT SUBROTO Eja Armaz; Refky Fielnanda; Mahathir Hefrianda
Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Vol. 3 No. 1 (2023): Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimea.v3i1.250

Abstract

This study aims to determine the analysis of the Indonesian Islamic Bank (BSI) KC Jambi - Gatot Subroto regarding contract risk management in the distribution of mudharabah financing in the UMKM segment which is distributed to customers by Bank Syariah Indonesia. The purpose of this study was to find out how the role of the Indonesian Islamic Bank (BSI) KC Jambi - Gatot Subroto in analyzing the financing they channeled to customers greatly impacted Indonesian Islamic banks. The type of research method used is descriptive qualitative research on mudharabah contract financing in the UMKM segment at the Indonesian Islamic bank (BSI) Jambi - Gatot Subroto branch office regarding the distribution of mudharabah contract financing. It turns out that from the results of this study, the funds distributed were obtained by several factors that caused problems in financing mudharabah contracts in the UMKM segment such as internal and external factors, including internal factors such as inaccurate analysis, incorrectly predicting collateral or guarantees, and poor employee performance. good, then on external factors such as the global economy, natural disasters, declining sales levels and customers getting out of obligations during the contract. The results of this study are expected to be a reference and input for Bank Syariah Indonesia KC Jambi - Gatot Subroto in analyzing the risk of murabahah contract financing in the UMKM segment in the Indonesian Islamic bank KC Jambi - Gatot Subroto.
ANALISIS PERSEPSI MASYARAKAT DALAM MENGGUNAKAN PRODUK BANK SYARIAH Irma Damayanti; Ahsan Putra Hafiz; Refky Fielnanda
Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Vol. 3 No. 2 (2023): Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimea.v3i2.261

Abstract

The purpose of this study was to determine how the perception of the people of Kampung Baru, Kec. Muara Tembesi about Islamic banks. The author uses qualitative methods by using data collection methods by means of interviews, observations, documentation and drawing conclusions. The results of this study found that the perceptions of the people of Kampung Baru were different. There are four categories that are perceived by the public, namely Islamic banks that have operated using sharia principles, which are 67%, Islamic banks which are considered not yet fully operating using sharia principles, which are 15%, Islamic banks as a forum if there is a need, which is 11%, really. really do not understand Islamic banks by 24%. And there are four factors that influence the four categories, namely personal factors, psychological factors, and social factors
Pengaruh Good Corporate Governance Dan Islamic Corporate Social Responsibility Terhadap Profitabilitas (Roa) Pada Bank Umum Syariah Di Indonesia Tahun 2017-2020 Ami Mastura; Ambok Pangiuk; Refky Fielnanda
Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Vol. 3 No. 3 (2023): Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimea.v3i3.270

Abstract

This thesis aims to determine the Effect of Good Corporate Governance and Islamic Corporate Social Responsibility on Profitability (ROA) in Islamic Commercial Banks in Indonesia in 2017-2020. This study uses the independent variable, namely Good Corporate Governance with the proxy of the Board of Commissioners, Board of Directors and Islamic Corporate Social Responsibility. The dependent variable is Profitability (ROA). The data used in this study is secondary data, namely the annual report and the GCG report of Islamic Commercial Banks for the 2017-2020 period. The population in this study are all Islamic Commercial Banks registered with the Financial Services Authority in the 2017-2020 period. The sample was selected by purposive sampling method and 8 samples were obtained. The analytical method used in this research is panel data regression, model testing, classical assumption test, t test, and f test which are processed using the Eviews 8 application and Microsoft Excel 2010.           The results of this study indicate that the board of commissioners has no effect on profitability (ROA) at Islamic Commercial Banks in Indonesia in 2017-2020. The board of directors has no effect on the profitability (ROA) of Islamic Commercial Banks in Indonesia in 2017-2020. Islamic Corporate Social Responsibility has no effect on profitability (ROA) at Islamic Commercial Banks in Indonesia in 2017-2020. The board of commissioners, board of directors, Islamic Corporate Social Responsibility simultaneously (simultaneously) affect the profitability (ROA) of Islamic Commercial Banks in Indonesia in 2017-2020.