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All Journal Hukum Islam Al-Amwal : Journal of Islamic Economic Law Justisia Ekonomika Tasharruf: Journal Economics and Business of Islam Al-Adl : Jurnal Hukum Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam Az Zarqa': Jurnal Hukum Bisnis Islam Jurnal Ekonomi Syariah dan Bisnis Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Abdul Mujib
Universitas Islam Negeri Sunan Kalijaga Yogyakarta
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah

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ANALISIS CROWDFUNDING SYARIAH BERDASARKAN PRINSIP SYARIAH COMPLIANCE SERTA PENERAPANNYA PADA PRODUK PERBANKAN SYARIAH Fahmi Makraja; Abdul Mujib
Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 15 No. 2 (2023): Desember
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v13i2.7266

Abstract

The presence of Financial Technology is a concrete manifestation of economic development in the digital era. One form of fintech development is the emergence of crowdfunding which is accessed via an internet network connection. The purpose of this research is to find out the implementation of the sharia crowdfunding method from the point of view of sharia compliance in Indonesia. The method used in this study is qualitative by using an empirical juridical approach. The results of this study conclude that the application of the sharia crowdfunding method to real sector economic transactions is in accordance with sharia principles, meaning that the sharia crowdfunding method is permissible according to Islamic law. The interrelated parties in this crowdfunding are the organizers, initiators and investors or donors as well as the Sharia Supervisory Board as the supervisory institution for the implementation of sharia crowdfunding. The application of crowdfunding in the development of Islamic banking products must be in accordance with sharia principles, namely avoiding the elements of magrib (maisir gharar and usury). The development of crowdfunding-based Fintech has grown rapidly in Indonesia so that special regulations are needed to regulate this so that unwanted things do not occur.
Co-Authors Arifatul Uyun Asih Ulum Sari Dwi Novita Fahmi Makraja Fauziah Nur Lubis Maranda Sukma Mufatzizah Mohamad Hidayatullah A.K Husein Muhammad Lazuardi Annas Muhammad Shobirin Shobirin Nenden Herawaty Suleman Raihan Putri Dahlan Rivalni - Thamrin Robi’ah Awaliyah Siti Nurchahyanti Winceh Herlena