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All Journal DAYAH: Journal of Islamic Education Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Indonesian Journal of Islamic and Social Science (IJISS)
Fahmi Makraja
Universitas Islam Negeri Sunan Kalijaga Yogyakarta
Religion Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Challenges of Students In Learning The Islamic Yellow Book at Dayah Raudhatul Qur'an Darussalam, Aceh Besar, Indonesia Fahmi Makraja; Ulil Azmi
DAYAH: Journal of Islamic Education Vol 6, No 2 (2023): DAYAH: Journal of Islamic Education
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh, Aceh, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jie.v6i2.17309

Abstract

This research discusses the challenges of Dayah Raudhatul Qur'an Darussalam students in learning the yellow book. Dayah Raudhatul Qur'an Darussalam is one of the traditional dayahs in Aceh Besar district that still maintains the concept and learning model of classical "beut seumeubeut". The location of Dayah Raudhatul Qur'an is very strategic, which is located between two well-known campuses in Aceh, namely Syiah Kuala University and Ar-Raniry State Islamic University. The majority of students in Dayah Raudhatul Qur'an Darussalam are students from the two campuses and some from other campuses. This research uses a descriptive qualitative method, with the aim of discussing the challenges of Dayah Raudhatul Qur'an students in learning the yellow book. This research data was obtained through literature studies, observations and interviews. From the collected data, it was analyzed with a descriptive approach, namely describing the yellow book learning system in Dayah Raudhatul Qur'an Darussalam whose students were actually students. The results of this study show that there are several challenges for Dayah Raudhatul Qur'an Darussalam students in learning the yellow book, including lack of teaching staff, lack of learning time, insufficient and irregular repeating time, many student activities, and the negative impact of using technology. 
ANALISIS PENERAPAN AKAD WADIAH DALAM PRODUK TABUNGAN PADA BANK SYARIAH INDONESIA Fahmi Makraja; Khadijatul Musanna
Indonesian Journal of Islamic and Social Science Vol 1 No 2 (2023): Indonesian Journal of Islamic and Social Science
Publisher : LPPM IAI Almuslim Aceh

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Abstract

Savings products at BSI use a wadiah yad dhamanah agreement, namely the use of customer savings funds by the bank without sharing profits with the customer, but the customer is given a bonus from time to time by the bank according to the management's interruptions. Wadiah yad amanah almost does not exist in Indonesian sharia banks. In muamalah, both in trading and in Islamic banking, Islamic banking has also regulated that it must not harm other parties, must be transparent and there must be no element of usury. This research uses qualitative research. It is hoped that this research will be able to provide a detailed description of the theory regarding the comprehensive systematic application of wadiah contracts regarding matters relating to bank business activities with sharia principles, especially in raising funds, namely wadiah. The results of this research show that the implementation of the wadiah contract using wadiah yad dhamanah in Indonesian sharia banks seems forced in order to attract as many customers as possible, where the majority of the Indonesian population is Muslim, as well as in order to gain the trust of its customers.
ANALISIS CROWDFUNDING SYARIAH BERDASARKAN PRINSIP SYARIAH COMPLIANCE SERTA PENERAPANNYA PADA PRODUK PERBANKAN SYARIAH Fahmi Makraja; Abdul Mujib
Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 15 No. 2 (2023): Desember
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v13i2.7266

Abstract

The presence of Financial Technology is a concrete manifestation of economic development in the digital era. One form of fintech development is the emergence of crowdfunding which is accessed via an internet network connection. The purpose of this research is to find out the implementation of the sharia crowdfunding method from the point of view of sharia compliance in Indonesia. The method used in this study is qualitative by using an empirical juridical approach. The results of this study conclude that the application of the sharia crowdfunding method to real sector economic transactions is in accordance with sharia principles, meaning that the sharia crowdfunding method is permissible according to Islamic law. The interrelated parties in this crowdfunding are the organizers, initiators and investors or donors as well as the Sharia Supervisory Board as the supervisory institution for the implementation of sharia crowdfunding. The application of crowdfunding in the development of Islamic banking products must be in accordance with sharia principles, namely avoiding the elements of magrib (maisir gharar and usury). The development of crowdfunding-based Fintech has grown rapidly in Indonesia so that special regulations are needed to regulate this so that unwanted things do not occur.
Co-Authors Abdul Mujib Khadijatul Musanna Ulil Azmi