Claim Missing Document
Check
Articles

Found 2 Documents
Search
Journal : Financial Management Studies

Comparative Analysis of the Financial Performance of Islamic and Conventional Banking Before and During the Covid-19 Pandemic chia chia putri milennia; Hendri Andi Mesta
Financial Management Studies Vol. 2 No. 1 (2022): Financial Management Studies
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jkmk.v2i1.59

Abstract

The final goal to be achieved in this study is to find out whether there are differences in the financial performance of Islamic and conventional banking before the pandemic and during the pandemic by using the Independent sample t-test in analyzing the Capital Ratio (CAR), Asset Quality Ratio (NPF/NPL), Profitability Ratio (ROA), Liquidity Ratio (FDR/LDR) and Efficiency Ratio (BOPO). The object of research is sharia and conventional banking registered with OJK as a National Private Commercial Bank. The sample selection in this study used a purpose sampling technique and the data used in this study is secondary data obtained from the OJK websitewww.ojk.go.id.The results of the Independent sample t-test showed that before the pandemic (2018-2019), there were significant differences in CAR and ROA in Islamic and conventional banking, and there were no significant differences in NPF/NPL, FDR/LDR, BOPO in Islamic banking. and conventional. Meanwhile, during the pandemic (2020-2021) there are significant differences in ROA and FDR/LDR for Islamic banking and conventional banking, while there are no significant differences in CAR, NPF/NPL, BOPO for Islamic and conventional banking. In this study, it was found that the financial performance of Islamic banking before the pandemic was better than conventional banking, but during the NPL, LDR and BOPO pandemics, conventional banking was better, while Islamic banking was better in CAR and ROA.
The Effect of Innovation, Working Capital, Liquidity and Sales Growth on Profitability in Pharmaceutical Companies listed on the Indonesian Stock Exchange Rani Sintya; Hendri Andi Mesta
Financial Management Studies Vol. 2 No. 2 (2022): Financial Management Studies
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jkmk.v2i2.104

Abstract

The goal of this studies is to discover whether there's an effect of innovation, operating capital, liquidity and sales increase on profitability. The item of studies is pharmaceutical businesses indexed at the IDX in the course of the 2016-2020 length. The sample choice in this have a look at used a purposive sampling method and the information used on this take a look at were secondary data obtained from the IDX internet site www.idx.co.id. The data analysis technique used is multiple linear regression analysis and hypothesis testing using SPSS 26. The results of the study state that innovation has no effect on profitability with a significance of 0.664. Working capital has an effect on profitability with a significance of 0.004. Liquidity has an effect on profitability with a significance of 0.002. Sales growth has an effect on profitability with a significance of 0.036.