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All Journal Silampari Bisa: Jurnal Penelitian Pendidikan Bahasa Indonesia, Daerah, dan Asing Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences
Nurul Fathiya
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Religion Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences

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Impact of OVO Digital Wallet on Student Financial Management Behavior (Case Study in One of the Big Cities in Indonesia) Anisah Firli; Nurul Fathiya
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 2 (2022): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i2.4979

Abstract

The high number of internet users in Medan City which reached 82,5% of the population in Medan City is one of the reasons why 70% of North Sumatra digital wallet users are in Medan City. Financial technology or fintech payment can influence a person’s managerial behavior because it creates a sense of security in making transactions. To address this, this study aims at analyzing the impact of OVO digital payment (one of Indonesia's most popular fintech payments) on university students’ financial management behavior. A total of 400 students in Medan City who use OVO digital wallet participated in this study. The sample size was determined using Slovin’s formulation and it was analyzed using simple linear regression. The hypothesis test was done by using a t-test. This study found that OVO has a significant impact on students' financial management behavior in Medan City. This study suggests that fintech payments should be used wisely to have a good impact on financial management behavior, particularly among students.
Tindak Tutur dalam Pidato Bangtan Sonyeondan di United Nations General Assembly Nurul Fathiya; Ike Revita; Aslinda Aslinda
Silampari Bisa: Jurnal Penelitian Pendidikan Bahasa Indonesia, Daerah, dan Asing Vol 5 No 2 (2022): Silampari Bisa: Jurnal Penelitian Pendidikan Bahasa Indonesia, Daerah, dan Asing
Publisher : LPPM Universitas PGRI Silampari Lubuklinggau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31540/silamparibisa.v5i2.1813

Abstract

This research is about speech acts in a speech by Bangtan Sonyeondan at the United Nations General Assembly (UNGA) which aims to identify and describe the classification of speech acts contained in BTS speeches. The data from this qualitative descriptive research were obtained from 3 videos of BTS's speeches with UNICEF through the official UNICEF Youtube channel. Data were analyzed using the equivalent method. The results showed that there were four speech act classification categories found in this study, namely, representative, directive, commissive and expressive. Representative actions convey many facts about life during Covid-19. These speech acts are most commonly found in their speeches. From the utterances found, it explains a lot about the facts and the utterances conveyed. Directive speech acts ask speech partners to make changes and provide motivation for life during a pandemic. Commissive speech acts provide the ability to change a better life. Then, the expressive speech act uttered as an evaluation of changes and expectations from the speech was conveyed by BTS.
Co-Authors Anisah Firli Aslinda Aslinda