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The Influence Of Financial Stressors, Financial Behavior, Risk Tolerance, Financial Solvency, And Financial Knowledge On Financial Satisfaction Of Working Age Population Anisah Firli; Shafira Khairunnisa; Dadan Rahadian
Jurnal Manajemen Indonesia Vol 21 No 3 (2021): Jurnal Manajemen Indonesia
Publisher : Fakultas Ekonomi dan Bisnis, Telkom University.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25124/jmi.v21i3.3723

Abstract

Financial satisfaction is the ultimate goal of individuals who work hard and manage their finance. Working-age is the time when individuals are considered able to work and earn, yet they tend to fail to meet the expected financial satisfaction due to several factors. This research aims to test the influence of financial stressors, financial behavior, risk tolerance, financial solvency, financial knowledge on financial satisfaction. This research includes all important variables (financial stressors, risk tolerance, and financial solvency) that can determine financial satisfaction. The participants in this research were 100 respondents, selected by convenience sampling, from the working-age population in Jakarta, the capital city of Indonesia, who gave the biggest contribution to the economy. The data were analyzed by using multiple linear regression analysis. The findings show that financial stressors, financial behavior, risk tolerance, financial solvency, and financial knowledge simultaneously had a significant influence on financial satisfaction. Partially, only risk tolerance and financial knowledge variables affect financial satisfaction. The findings imply that the working-age population should manage financial stressors, financial behavior, risk tolerance, financial solvency, and financial knowledge properly to improve financial satisfaction reflecting financial welfare.
Improving Quality of Service Interaction Pattern Related Government, Tourism, and Society Agus Aprianti; Anisah Firli
Jurnal Komunikasi Universitas Garut: Hasil Pemikiran dan Penelitian Vol 3, No 1 (2017): April 2017 Jurnal Komunikasi Universitas Garut : Hasil Pemikiran dan Penelitian
Publisher : Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.10358/jk.v3i1.251

Abstract

Abstract. Indonesia is an archipelago country that has diverse cultures and plentiful natural resources. There is no denying that this gives a special attraction for local and international tourists to see and witness the event held on the unique culture that spread across regions in Indonesia. In addition to the typical Indonesian cultural event, frequently an important event was also held in Indonesia, both events at regional, national, to international. Event held in Indonesia is also very diverse, such as musical performances, sports, cultural tourism, education, and others. There is a fundamental problem that the pattern of interaction between the government, tourists, and society not yet optimal and this study attempts to explore patterns of interaction between the government, tourists and society; obstacles encountered related patterns of interaction between the government, tourists and society; as well as how to improve the quality of tourism services. The methodology used in conducting this study is to collect data from the literature with a qualitative approach (case study in Lombok Tourism). After discovered the pattern of interaction and how improve the quality of service, the next step will be adopted the concept of social media interaction engineering considerations in the digital age that utilize social media among government, tourists, and society. Keywords : Interaction Pattern; Management, Quality of Service;
Analisis Financial Distress dengan Menggunakan Metode Altman , Ohlson, Dan Fulmer Untuk Memprediksi Kebangkrutan Serta Kesesuaian Dengan Opini Auditor Ajie Bahrul Ilmi; Norita Norita; Anisah Firli
SOSIOHUMANITAS Vol 18 No 2: Agustus 2016
Publisher : Lembaga Penelitian Universitas Langlangbuana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (666.087 KB) | DOI: 10.36555/sosiohumanitas.v18i2.67

Abstract

Financial di stress adalah situasi dimana suatu perusahaan menghadapi masalah kesulitan keuangan yang dapat berdampak kebangkrutan. Penelitian ini membahas tentang kondisi keuangan perusahaan dan kesesuaiannya dengan opini auditor. Jenis penelitian ini adalah deskriptif komparatif. Populasi pada penelitian ini adalah perusahaan sektor pertambangan batu bara yang terdaftar di Bursa Efek Indonesia tahun 2009 - 2014. Dalam menganalisis kondisi keuangan , penelitian ini memakai tiga metode prediksi yaitu Metode Altman , Ohlson dan Fulmer. Hasil penelitian menunjukan bahwa menurut metode Altman terdapat enam perusahaan yang mengalami financial distress . Sedangkan menurut Ohlson semua perusahaan pertambangan batu bara dalam kondisi safe zone . Lain halnya dengan metode Ful mer yang mengindikasikan ada sembilan perusahaan yang mengalami kebangkrutan. Dari ketiga metode tersebut, metode Ohlson memiliki tingkat kesesuaian terhadap opini auditor tertinggi yaitu 98%, sedangkan Altman sebesar 50% dan Fulmer 42%.
ANALISIS PREDIKSI KEBANGKRUTAN DENGAN MODEL ALTMAN, SPRINGATE, OHLSON, DAN GROVER PADA PERUSAHAAN DI SEKTOR PERTANIAN BURSA EFEK INDONESIA PERIODE 2011 – 2015 Annisa Oktaviandri; Anisah Firli; Aldilla iradianty
Majalah Ilmiah UNIKOM Vol 15 No 1 (2017): Majalah Ilmiah Unikom
Publisher : Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (690.814 KB)

Abstract

Sektor pertanian merupakan sektor utama yang terdaftar dalam Bursa EfekIndonesia (BEI). Kondisi ekonomi Indonesia yang sedang lesu memberikandampak terhadap kinerja perusahaan di sektor pertanian, dibuktikan denganmenurunnya konstribusi sektor pertanian terhadap PDB Indonesia danmenurunnya indeks saham sektor pertanian. Kondisi tersebut dikhawatirkanakan mendorong perusahaan di sektor pertanian kepada kebangkrutan,sehingga diperlukan adanya early warning bagi perusahaan agar dapatmengantisipasi kemungkinan yang akan terjadi dengan menggunakan modelprediksi kebangkrutan.Penelitian ini bertujuan untuk membandingkan empat model prediksikebangkrutan, yaitu model Altman, Springate, Ohlson, dan Grover sebagaiprediktor terbaik dalam menganalisis kebangkrutan pada perusahaan di sektorpertanian yang terdaftar di BEI periode 2011-2015.Jenis penelitian dilakukan dengan cara deskriptif verifikatif. Populasi yangdigunakan adalah perusahaan yang bergerak di sektor pertanian yang terdaftardi BEI periode 2011-2015. Teknik pengambilan sampel yaitu menggunakanmetode non-probality sampling dengan pendekatan purposive sampling dandidapatkan 14 perusahaan untuk dijadikan sampel penelitian. Uji hipotesisdilakukan dengan menggunakan paired t-test dan tingkat kesesuaian. Hasilanalisis menunjukkan bahwa terdapat perbedaan antara beberapa modelprediksi dan model prediksi terbaik adalah model Grover dengan tingkatkesesuaian sebesar 82,86%.
Impact of OVO Digital Wallet on Student Financial Management Behavior (Case Study in One of the Big Cities in Indonesia) Anisah Firli; Nurul Fathiya
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 2 (2022): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i2.4979

Abstract

The high number of internet users in Medan City which reached 82,5% of the population in Medan City is one of the reasons why 70% of North Sumatra digital wallet users are in Medan City. Financial technology or fintech payment can influence a person’s managerial behavior because it creates a sense of security in making transactions. To address this, this study aims at analyzing the impact of OVO digital payment (one of Indonesia's most popular fintech payments) on university students’ financial management behavior. A total of 400 students in Medan City who use OVO digital wallet participated in this study. The sample size was determined using Slovin’s formulation and it was analyzed using simple linear regression. The hypothesis test was done by using a t-test. This study found that OVO has a significant impact on students' financial management behavior in Medan City. This study suggests that fintech payments should be used wisely to have a good impact on financial management behavior, particularly among students.
The Causality of Qatar, Kuwait, and the United Arab Emirates Sharia Stock Indices on Indonesian Sharia Stock Index Anisah Firli; Satria Jayasena
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 4, No 2 (2021): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i2.1910

Abstract

The capital market plays an important role in encouraging the investment, economy, and prosperity of a country. The sharia capital market was formed to be a new alternative in investing. The movement of the capital market can be influenced by various factors, one of which is the influence of other countries, also known as contagion, which in turn causes causality between the stock indices of each country. This study was conducted to determine whether there was a causal relationship between the sharia stock indices of Qatar and Indonesia, between the sharia stock indices of Kuwait and Indonesia, and between sharia stock indices of the United Arab Emirates and Indonesia. Stock index data of QERI, FTFLKS, FTDKUS, and ISSI for 5 years were tested using the Stationarity Test and the Granger Causality Test to determine the quality between indices. This study provides different findings from other studies, showing no causality in the sharia stock indices of Qatar, Kuwait, and the United Arab Emirates on Indonesia. The findings of this study can be used as input for investors in determining their investment portfolio if they wish to invest in the sharia capital market.