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All Journal Jurnal Ilmu Administrasi Bisnis Jurnal Ekonomi Bisnis Syariah
Kiki Lestari
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Economics, Econometrics & Finance

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KESYARIAHAN PEMBIAYAAN MURABAHAH PADA BANK SYARIAH Kiki Lestari; Rahmat Mansur
Jurnal Ekonomi Bisnis Syariah Vol 3 No 2 (2020): Jurnal Ekonomi Bisnis Syariah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

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Abstract

Bank Muamalat Indonesia is a sharia bank that was first established in Indonesia and one of the banks whose operational activities are based on sharia principles or Islamic principles, namely the Qur'an and Hadith which aims to realize a superior financial services and payment traffic or banking system, and free from the usury or interest system by applying sharia principles. The products in Bank Muamalat Indonesia have diversity, including financing products based on buying and selling using murabahah contracts. The formulation of the problem in this research is how to apply murabahah financing at PT Bank Muamalat KCP Kolaka? and what are the supporting and inhibiting factors for Islamic murabahah financing at PT Bank Muamalat KCP Kolaka. The purpose of this study was to determine the application of murabahah financing at PT Bank Muamalat KCP Kolaka and to analyze the supporting and inhibiting factors for Islamic murabahah financing at PT Bank Muamalat KCP Kolaka. The research method used is this type of research using a descriptive qualitative approach. The process of collecting data was carried out by means of observation, interviews and documentation of murabahah financing. The research instruments were in the form of observation sheets or notebooks, interview guides and voice recorders, and documentation sheets in the form of photos and required documents. Data analysis used data reduction methods, data presentation and conclusion drawing. The results showed that murabahah financing that was practiced at Bank Muamalat KCP Kolaka in general was in accordance with sharia principles, namely the provisions stipulated in the DSN MUI fatwas both in terms of the terms of the parties, the murabahah contract, the pillars of murabahah, the stages of murabahah that applies to Islamic banking in Indonesia and several provisions relating to murabaha financing.
PENGARUH DISIPLIN KERJA MOTIVASI KERJA DAN LINGKUNGAN KERJA TERHADAP KINERJA KARYAWAN PT SARI WARNA ASLI UNIT V KUDUS (Studi Kasus pada Karyawan bagian Produksi) Kiki Lestari; Agung Budiatmo
Jurnal Ilmu Administrasi Bisnis Vol 7, No 3 (2018)
Publisher : Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (340.056 KB) | DOI: 10.14710/jiab.2018.21054

Abstract

The purpose of this study is to determine the effect of work discipline, work motivation and work environment on the performance of employees of production PT Sari Warna Asli Unit V Kudus. The type of research using explanatory research with data collection methods using interviews and data collection tools using questionnaires with a sample of 82 respondents employees of the production of PT. Sari Warna Asli Unit V Kudus uses Probability Sampling method. The analysis technique used validity test, reliability test, simple linear regression, multiple linear regression, t test, and F test with SPSS 16.0. From result of research indicate that work discipline have strong influence to employee performance equal to 75%, work motivation have good effect to employee performance equal to 63% and work environment have good effect to employee performance equal to 65,4% while simultan work discipline, work motivation and work environment strong influence on employee performance of 79,6%. This means that the better the discipline of work, work motivation and work environment then the higher the performance of employees of the production of PT. Sari Warna Asli Unit V Kudus. Job discipline variable to employee performance variable has the greatest influence from work motivation variable and work environment. Based on the results of the study, researchers suggested that PT. Native Color Sari further impose strict sanctions on employees who do not comply with company regulations, pay more attention to security and comfort employees in working for better performance
Co-Authors Agung Budiatmo Rahmat Mansur