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All Journal Jurnal Sosiohumaniora Kodepena (JSK)
Faisal
Universitas Serambi Mekkah, Banda Aceh, Indonesia
Religion Humanities Social Sciences Other

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Optimalisasi Sistem Informasi Debitor dalam Menekan Pembiayaan Bermasalah di Bank Pembiayaan Rakyat Syariah Aceh Zulfan; Andrew Shandy Utama; Nurfiani Syamsuddin; Muhammad Ridhwan; Sri Mulyono; Yulsafli; Faisal; Nasir; Ibrahim
Jurnal Sociohumaniora Kodepena (JSK) Vol. 1 No. 2 (2020): Jurnal Sosiohumaniora Kodepena
Publisher : Kodepena Indonesia

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Abstract

Adapun tujuan dari penelitian ini untuk mengetahui sejauh mana Bank Pembiayaan Rakyat Syariah di Provinsi Aceh telah menerapkan prinsif prudent of banking dalam menjalankan ketentuan Anti Pencucian Uang (APU) dan Pencegahan Pendanaan Terorisme (PPT), hambatan apa yang ditemukan dan upaya penyelesaiannya. Jenis penelitian ini bersifat Juridis Empiris, yaitu menelaah Peraturan yang mengatur tentang Anti Pencucian Uang (APU) dan Pencegahan Pendanaan Terorisme (PPT) serta Informasi Debitor dalam lingkup proses pemberian pembiayaan dibeberapa Bank Pembiayaan Rakyat Syariah (BPRS) di Provinsi Aceh. Berdasarkan penelitian di 11 Bank Pembiayaan Rakyat Syariah di Provinsi Aceh diketahui 7 bank, atau 68,3 % telah memiliki system operasional prosedur (sop) tentang APU dan PPT dan menjalankanya dengan baik, sementara 4 bank, atau 31,7 % memiliki ketentuan APU dan PPT, namun belum menjalankannya secara optimal. Alasan belum dilaksanakannya ketentuan tersebut secara maksimal masih dibutuhkan sosialisasi lebih intensif kepada pihak terkait, dalam hal ini petugas yang menangani dan bertanggung jawab atas terlaksananya program tersebut
BHINNEKA TUNGGAL IKA DAN KONFLIK SOSIAL; (KHAZANAH MULTIKULTURAL INDONESIA DI ERA POST TRUTH) Masduki Duryat; H. Moch Sholeh; Fahmi Arfan; Muchsin; Faisal; Ikramullah Zein; Muhammad Usman
Jurnal Sociohumaniora Kodepena (JSK) Vol. 2 No. 1 (2021): Jurnal Sosiohumaniora Kodepena
Publisher : Kodepena Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54423/jsk.v2i1.63

Abstract

Indonesia is one of the largest multicultural countries in the world, this can be seen from the sociocultural and geographical conditions of Indonesia that are so complex, diverse and broad. As a plural and heterogeneous country, Indonesia has the potential for multi-ethnic, multicultural, and multi-religious wealth, all of which are potentials to build a large multicultural nation "multicultural nation-state". This nation-state multicultural can be double charged; integration or conflict, which must be held together with full wisdom and nuances of tasamuh in the midst of society. As we understand together, the formation of the State of Indonesia on the basis of its country was formulated with a long and bloody struggle until it was proclaimed on August 17, 1945. The proclamation was also preceded by a long debate about the shape of the country - given the reality of Indonesia's plurality as a nation. as the foundation of the State, with the motto of Unity in Diversity. The effort for Indonesia to survive as a multicultural country continues to be carried out mainly by strengthening education (religion). Because education is believed to have a strategic role to build and restore the way of thinking and attitudes of students into a level that understands pluralism in society
Co-Authors Andrew Shandy Utama Fahmi Arfan H. Moch Sholeh Ikramullah Zein Masduki Duryat Muchsin Muchsin Muhammad Ridhwan Muhammad Usman Nasir Nasir Nurfiani Syamsuddin Sakdiah Ibrahim, Sakdiah Ibrahim Sri Mulyono Yulsafli Zulfan Zulfan