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All Journal Monex: Journal of Accounting Research Jurnal AKSI (Akuntansi dan Sistem Informasi) Martabe : Jurnal Pengabdian Kepada Masyarakat Owner : Riset dan Jurnal Akuntansi Ekono Insentif JABI (Jurnal Akuntansi Berkelanjutan Indonesia) Balance Vocation Accounting Journal EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Jurnal Abdimas Sangkabira Jurnal Informasi, Perpajakan, Akuntansi, dan Keuangan Publik
Fitri Amaliyah
Politeknik Harapan Bersama
Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Social Sciences

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Journal : Jurnal AKSI (Akuntansi dan Sistem Informasi)

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The Influence of Financial Literacy on The Application of Fintech and Its Impact on The Sustainability of MSME Businesses Fitri Amaliyah; Hetika Hetika
Jurnal AKSI (Akuntansi dan Sistem Informasi) Vol. 9 No. 1 (2024)
Publisher : Politeknik Negeri Madiun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32486/aksi.v9i1.665

Abstract

The purpose of this study is to determine the level of literacy and application of fintech and its impact on the sustainability of MSME businesses in Tegal City. The method of data collection in this study was using questionnaires. Meanwhile, the sampling technique uses purposive sampling as many as 72 MSMEs. The hypothesis proposed, was statistically tested using WarpPLS version 7.0. The results of the study found that 1) financial literacy affects the use of fintech in MSMEs, 2) the use of fintech affects the business sustainability of MSMEs. 3) Financial literacy affects the sustainability of MSME business 4) The use of fintech is able to mediate the relationship between financial literacy and MSME business sustainability. Adequate financial literacy and the use of appropriate financial technology have a direct impact on the sustainability of MSME businesses so that they can compete in the market for a long time. MSMEs can carry out strategies to support business sustainability, namely through financial literacy and the use of fintech in their daily transactions. The implication for related parties is to be able to propose programs that can support the optimization of MSME business sustainability
Co-Authors Albiri Yusuf Anita Karunia Aryanto Aryanto Dewi Kartika Heri Risnanto Hesti Widianti Hetika Hetika Hetika Hetika Hetika Hetika Hikmatul Maulidah Ida Farida Imam Hasan Jouzar Farouq Ishak Kholifah Fil Ardhi Kholifah Fil Ardhi Krisdiyawati Krisdiyawati Musaffa Aqil Naila Hanum Nurul Inayah Ririh Sri Harjanti Tatik Sarinawati Wahyu Laelatul Hidayah Yeni Priatna Sari Yeni Priatna Sari, Yeni Priatna