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PENGARUH PERSEPSI NASABAH TENTANG PROMOSI DAN KUALITAS PELAYANAN TERHADAP MINAT MENABUNG NASABAH Sakum Sakum; Hidaya Iftia
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 5 No. 01 (2020): JESPB Edisi April 2020
Publisher : LPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v5i01.87

Tujuan dari penelitian ini adalah untuk mencari adakah pengaruh antara persepsi nasabah tentang promosi dan kualitas pelayanan secara parsial terhadap minat menabung, di BJB syariah. Tujuan yang kedua adalah untuk mengetahui adakah pengaruh antara persepsi nasabah tentang promosi dan kualitas pelayanan secara simultan terhadap minat menabung di BJB syariah. Hasil penelitian menunjukkan bahwa ada pengaruh antara persepsi nasabah tentang promosi dan kualitas pelayanan secara parsial maupun simultan terhadap minat menabung di BJB. Kualitas pelayanan, dalam penelitian ini, lebih mempengaruhi minat menabung dari pada persepsi nasabah tentang promosi.

IMPLEMENTASI AKAD MURABAHAH PADA PRODUK PEMBIAYAAN MURABAHAH DI KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARIAH BAITUL MAAL WAT TAMWIL FAJAR CABANG BEKASI Sakum; Ria Elsa Fitri
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 6 No. 01 (2021): JESPB Edisi April 2021
Publisher : LPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v6i01.173

In the preparation of this thesis, researchers used qualitative research, the type of research used was library research and field research. Sources of data obtained through primary and secondary data sources, for data collection using two methods, namely: interviews and documentation, for data analysis techniques using 3 methods, namely data reduction, data presentation, and drawing conclusions. This study aims to determine the implementation or practice of the murabahah contract in murabahah financing products at Baitul Maal wat Tamwil Fajar Bekasi branch whether it is in accordance with Islamic law and Fatwa DSN MUI No. 04 / DSN-MUI / IV / 2000 About Murabaha. The result of this research is that in the practice of the murabahah contract at KSPPS BMT Fajar has implemented it according to the SOP and in accordance with Islamic law and fatwa DSN MUI No. 04 / DSN-MUI / IV / 2000 About Murabaha. Based on the results of the study, it can be concluded that the implementation of the murabahah contract on murabahah financing products at KSPPS BMT Fajar Bekasi branch is in accordance with Islamic law and Fatwa DSN MUI No. 04 / DSN-MUI / IV / 2000 About Murabaha. This is based on the results of the analysis of interviews with members who apply for murabahah financing.

Strategi Manajemen Bisnis Syariah Dalam Situasi Pandemi Covid 19 Bidang Foodpreneur di Kabupaten Tangerang Sakum; Junita Khoirunisa
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 6 No. 02 (2021): JESPB Edisi Oktober 2021
Publisher : LPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v6i02.244

Every trial that Allah SWT gives always has wisdom that sometimes humans are unable to prevent, as currently being faced with getting a trial in the form of the Covid-19 virus. The Covid-19 virus is so that humans return to the teachings that have been exemplified by the Prophet Muhammad, especially in their business activities. This study aims to find out the strategies carried out by business actors in the Foodpreneur field in dealing with the Covid-19 Pandemic in Sharia business, the right strategy will lead business actors to survive during the Pandemic. The business sector must be able to adapt to today's world conditions, so there is a need for new strategies in business management. The method used in this research is qualitative with a Taman Snack study on business people in the Foodpreneur sector in Tangerang Regency. The results of the study show that the strategies used by business actors are to innovate products, improve service quality, read and capture digital opportunities, and adjust promotional materials. The strategy carried out by business actors is able to make business actors survive during the pandemic.

ANALISIS SWOT POLA GRAMEEN KOPERASI KONVENSIONAL & KOPERASI SYARIAH Sakum; Andhika Alfathanah
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 7 No. 01 (2022): JESPB Edisi April 2022
Publisher : LPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v7i01.311

This research is an empirical research conducted in 2014. This study aims to determine the working mechanism of Grameen in Amartha Micro Finance Cooperative and the working mechanism of sharia Grameen in Baytul Ikhtiar Cooperative. The analysis used is a SWOT analysis. Namely for mapping the strengths (strengths), weakness (weakness), opportunities (opportunity), and threats (threats).The research was conducted using a descriptive method, namely exploring and exploring problems regarding the working mechanism of Grameen and Grameen sharia in the Amartha Micro Finance Cooperative and the Baytul Ikhtiar Cooperative. The problems are explored through the data in the cooperative, as well as interviews with the customers of the cooperative. In addition, the data in the cooperative is data that have been documented in the cooperative. The results show that the Amartha Micro Finance Cooperative and the Baytul Ikhtiar Cooperative have different strengths, weaknesses, opportunities, and threats. So that different strategies are needed to increase the company's capacity and capability.

PENGARUH EFISIENSI, KEMUDAHAN, DAN KEAMANAN INFORMASI TERHADAP MINAT MENGGUNAKAN APLIKASI FINTECH Fikri Akbar; Sakum; Solikhul Hidayat
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 7 No. 02 (2022): JESPB Edisi Oktober 2022
Publisher : LPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v7i02.597

This study aims to determine how the effect of efficiency, convenience, and information security on interest in using fintech applications. The population of this study were students of the Faculty of Islamic Religion, Pelita Bangsa University with a sample of 130 people. Primary data obtained from respondents via Google Docs. The sampling technique used was purposive sampling method and the analytical technique used was multiple linear regression test. The results showed that the efficiency variable had a positive and significant effect on interest in using fintech applications. The convenience variable has a positive and significant effect on interest in using fintech applications. And the information security variable has a positive and significant effect on interest in using fintech applications. And from the results of the determination test, it can be stated that efficiency, convenience, and information security have a simultaneous effect on interest in using fintech applications.

PENGELOLAAN PEMULIHAN EKONOMI NASIONAL MELALUI KEMENTERIAN KOORDINATOR BIDANG PEREKONOMIAN REPUBLIK INDONESIA Sakum Sakum; Ismamudi Ismamudi
JURNAL PELITA ILMU Vol. 16 No. 02 (2022): JURNAL PELITA ILMU - Oktober 2022
Publisher : Direktorat Penelitian dan Pengabdian Masyarakat (DPPM) Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar

Dalam dua tahun terakhir, ketahanan ekonomi nasional diuji oleh guncangan krisis global yang belum pernah terjadi sebelumnya, yaitu pandemi COVID-19 yang mulai merebak di Indonesia sejak awal tahun 2020. Pemerintah memberikan respon cepat untuk memulihkan perekonomian nasional melalui berbagai bauran kebijakan. Namun, Ketidakpastian dan Tantangan Global menjadi perhatian bagi kebijakan pemerintah dalam mengambil keputusan dalam merumuskan strategi Pemulihan Ekonomi Nasional yang efektif dan efisien, khususnya Kementerian Koordinator Bidang Perekonomian Republik Indonesia. Sehingga menarik untuk dikaji dalam penelitian ini. Metode penelitian menggunakan deskriptif kualitatif. Hasil penelitian menunjukkan bahwa Kebijakan Pemerintah dalam Pemulihan Ekonomi dan Menjaga Stabilitas Harga dilakukan melalui Pelonggaran mobilitas masyarakat sejalan dengan pengendalian Covid-19, Kebijakan Fiskal sebagai Peredam Guncangan, Stabilisasi Harga, Peningkatan Kualitas Sumber Daya Manusia melalui Program Kartu Prakerja, Mendorong Pengembangan UMKM: UMKM Naik Kelas, dan Melanjutkan Reformasi Struktural.

Sosialisasi Bank Sampah dan Pemanfaatan Limbah Menjadi Produk Bernilai di Desa Cibatu sebagai Pengembangan Desa Go Green Sakum; MH Ainulyaqien; Yudianto Achmad; Adam Lubis; Saiful Mukti Ali
Jurnal Pengabdian Pelitabangsa Vol. 2 No. 01 (2021): JURNAL ABDIMAS April 2021
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jabmas.v2i01.2522

Environmental issues are problems that cause damage to the habitat of living things. It is largely caused by human social and economic activities aimed at fulfilling life's needs. One simple effort that can be made to reduce household waste is to separate organic and inorganic waste. Organic waste can be composted, while inorganic waste can be turned into various recycled products. This is done through the waste bank programme. In the community service programme, there are several methods of approach that can help in solving existing problems. One of them is through training, counselling, and guidance methods, so that residents/communities can understand waste management and utilise it into goods that have economic value. The Community Service Team (PKM) carried out this method in three stages, namely preparation, socialisation, and mentoring. In the preparation stage, researchers discussed the waste condition in the village, waste management programmes, and socialisation of waste banks. There is a need to understand the dangers of waste to the environment and health. The ability to manage household waste has a significant impact on various aspects of life. Socialisation activities regarding the utilisation of beverage wrapper waste into useful items through handicraft making videos from household waste. In dealing with the waste problem, socialisation activities involving the utilisation of beverage wrap waste into handicrafts have an important role.

Peningkatan Literasi Keuangan Syariah melalui Sosialisasi di Desa Cibatu Sukron Mamun; MH Ainulyaqien; Sakum; Nenda; Siti Juariah
Jurnal Pengabdian Pelitabangsa Vol. 2 No. 01 (2021): JURNAL ABDIMAS April 2021
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jabmas.v2i01.2524

Islamic finance plays an important role in the Indonesian economy. A national survey conducted by the Financial Services Authority (OJK) in 2016 showed that the level of public awareness and adoption of Islamic financial products and services is still low. This can be seen from the low Islamic Financial Literacy Index, reaching 8.11%, and the Islamic Financial Inclusion Index, reaching 11.06%. Thus, financial knowledge of Islam enables individuals to understand and apply the concept of Islamic finance to effectively manage their funds in accordance with Islamic principles.This research adopts qualitative methods based on raw data, namely interviews, triangulation analysis techniques of lectures, simulations, follow-up, and evaluation. From the evaluation results, it can be interpreted that the training activities to increase the literacy of Islamic financial institutions in Indonesia have had a positive impact on the local community in improving financial literacy related to Islamic financial institutions. Participants provide suggestions and input that can be the basis for improving and improving the quality of future service programmes. The service team can conduct regular follow-ups to ensure that the improvement of financial literacy continues and the community can apply the knowledge they have gained in their daily lives. this training has a positive impact on the local community in improving financial literacy related to Islamic financial institutions.

Pembinaan Kegiatan Olahraga Gerakan Masyarakat Sehat di Desa Karanghaur Kisanda Midisen; Sakum; Sarwo Edy; Rini Setyowati; Siti Juariah
Jurnal Pengabdian Pelitabangsa Vol. 2 No. 02 (2021): JURNAL ABDIMAS Oktober 2021
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jabmas.v2i02.2526

Physical activity has become a common practice among modern people. For young adults, physical activity provides various benefits including improved motor function and cardiopulmonary function. As the new generation of the nation, youth plays an important role in the growth and development of Indonesia. Thus, higher education plays an important role in the development of sports personnel, both in terms of hard skills and soft skills. Based on the observed problems, the proposed solution in the Kelurahan is to hold counselling on the health benefits of exercise, conduct aerobic exercises, hold sports discussions directly and WhatsApp, and conduct regular joint sports activities. After promoting the health benefits of physical activity, various sports organisations and groups sprung up into a community, including football, volleyball, sports, and badminton groups. During the transaction, people were very happy and took the action seriously to show the importance of exercise for health. The nationwide enthusiasm for this social initiative saw participants from various fields and raised many questions about the benefits of exercise. The formation of various communities and sports groups signalled the public's awareness of the importance of physical activity in improving health and quality of life. The socialisation was successful in increasing people's knowledge about health sports and its positive impact on physical, mental and social aspects. The suggestion is for continuous promotion and counselling activities on the benefits of exercise so that public awareness continues to increase.

Pembuatan Apotek Hidup atau Tanaman Obat Keluarga (TOGA) di Desa Karanghaur Sakum; Sarwo Edy; MH Ainulyaqien; Kisanda Midisen; Sukron Mamun
Jurnal Pengabdian Pelitabangsa Vol. 2 No. 02 (2021): JURNAL ABDIMAS Oktober 2021
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar

In post-pandemic conditions like now, the cultivation of live medicinal plants is very important. This can be an alternative to traditional medicine to overcome various complaints and diseases. In addition, during this period, each individual needs a strong immune system. One form of realising the utilisation of existing land in the village or region is to plant a live pharmacy, in order to enable daily needs. This community service activity is carried out through three stages of implementation methods. The first stage was the lecture/presentation method. The second stage also uses the material discussed in the second stage is about how to cultivate medicinal plants. The third stage is a demonstration of making a living pharmacy through the cultivation of family medicinal plants (TOGA). The planting of live pharmacy plants began with clearing the empty land, pulling out grass and sweeping up rubbish. The soil was also loosened with a hoe to remove weeds and dirt. Seedlings of plants such as turmeric, ginger, kencur, lemongrass, and galangal are processed before planting. The rhizomes of seeds such as turmeric, ginger, galangal, and kencur are dried in the sun and placed in a moist place to grow tuna. Meanwhile, lemongrass seeds are taken from mature plants and cut off the ends. After hiding, the plants need to be cared for with regular watering so that they develop well. The cultivation of live pharmacy plants has a positive economic impact, increasing the number of entrepreneurs, especially in the field of herbal medicine. this activity aims to increase public awareness and knowledge about the benefits of medicinal plants and make a positive contribution in the economic and health fields. The point is to be able to develop other variations of medicinal plants by propagating them on less functional land, and to be able to cultivate their survival for residents properly.

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