Sobana, Dadang Husen
Universitas Islam Negeri Sunan Gunung Djati Bandung, Indonesia

Published : 15 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 15 Documents
Search

Pengaruh Literasi Keuangan dan Inklusi Mahasiswa UIN Sunan Gunung Djati Bandung Terhadap Penggunaan Sistem Financial Technology Alawi, Nabil Muhammad; Asih, Vemy Suci; Sobana, Dadang Husen
Jurnal Maps (Manajemen Perbankan Syariah) Vol 4, No 1 (2020)
Publisher : Universitas Ma'soem

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32483/maps.v4i1.48

Abstract

This study aims to determine how much influence financial literacy and inclusion have on the use of the financial technology system. This research is motivated by the widespread use of financial technology among students. Financial technology helps to buy and selling transactions so that the payment system becomes more economical and efficient and remains active. The method used in this research is quantitative through a descriptive analysis approach. Data collection used questionnaires with research samples from UIN Sunan Gunung Djati Bandung. The results showed the effect of financial literacy, as evidenced by the usefulness indicators and linear ease indicators on the use of the financial technology system for students of UIN Sunan Gunung Djati Bandung. Respondents of 48% admit that literacy regarding the use of financial technology has been felt and is proven by the respondent's knowledge of financial technology, which can facilitate the process of business transactions or services. Also, research on the effect of inclusion is in line with the use of the financial technology system. Respondents of 70% admit that the development of financial technology at this time can be done to make online payments.
The Effectiveness of Zakat Distribution at the National Zakat Agency Deni Kamaludin Yusup; Dadang Husen Sobana; Fachrurazy Fachrurazy
al-'adalah Vol 18, No 1 (2021): al-'Adalah
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (236.644 KB) | DOI: 10.24042/adalah.v18i1.9912

Abstract

The effectiveness of zakat management in Indonesia can be seen from how far the zakat funds can be collected and properly distributed to the right people (mustahiq) by the zakat management agencies. This study aims to determine the extent of the collection, management, and distribution of zakat and its effect on the efficiency of zakat distribution by the National Zakat Agency in the 2008-2019 periods. This research uses the combination of qualitative and quantitative research, which the data source refers to the annual financial report of the National Zakat Management Agency in the 2008-2019 periods. Analysis of the Data uses the descriptive-qualitative and statistical-quantitative through correlation and linear regression tests. The results of this study show: first, the regulation of zakat has not been fully implemented in practice, so that the distribution of zakat has no positive and significant effect on the efficiency of zakat distribution; second, the role of zakat management institutions has no significant effect on the efficiency of zakat distribution in Indonesia; and third, the distribution of zakat and the role of zakat management institutions have no simultaneously positive and significant effect on the efficiency of zakat distribution in Indonesia, which is shown through the results of the significance test (F test) and the coefficient of determination test, as evidenced by the calculation results of the determination test only 19.1%, while the remaining 80.9% are other factors that are not studied. The implication of the results of this study is the management of zakat management must be improved so that its distribution becomes more effective and efficient.
Pasar Tradisional Syariah : Dari Teori Ke Implementasi (Pendampingan Di Pasar Syari’ah Campaka Kabupaten Cianjur) Ramdani Wahyu Sururie; Dadang Husen Sobana
Al-Khidmat Vol 1, No 2 (2018): Al-Khidmat : Jurnal Ilmiah Pengabdian Kepada Masyarakat
Publisher : Pusat Pengabdian kepada Masyarakat LP2M UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jak.v1i2.3330

Abstract

Di tengah persaingan seperti sekarang ini, eksistensi pasar tradisional seolah “hidup segan mati pun tak mau”. Stigma negatif, tempatnya becek, kumuh, kotor, semrawut, banyak copet, minim fasilitas hingga ke karakter pedagangnya yang tidak jujur, mengurangi timbangan dan sebagainya. Oleh karena itu tidak sedikit masyarakat tidak peduli dengan keberadaan pasar tradisional ini, hingga banyak dari konsumen beralih ke pasar modern, yang ramah, bersih, aman, nyaman dan seabreg keunggulan lain. Padahal sejatinya pasar tradisional ini adalah urat nadi perekonomian nyata di negeri yang mayoritas Muslim ini. Visi Kabupaten Cianjur, “Cianjur Lebih Maju dan Agamis”. aksentuasi pada gerakan Cianjur Agamis yang terimplementasikan dalam aktiftas perdagangan yaitu direalisasikan pendirian pasar tradisional syariah di Kecamatan Campaka yang disingkat Pasar Syariah Campaka (PSC). Tujuan pengabdian ini: pertama, mendampingi penyusunan naskah akademik mengenai konsep pasar syariah yang langsung diimple¬mentasikan di Pasar Tradisional Syari’ah di Kecamatan Campaka; Kedua, mendampingi para calon pengelola dan pedagang Pasar Rakyat Syari’ah Campaka hingga memahami hak dan kewajibannya sebagai pedagang di PSC. Ketiga Mendampingi Pemerintah Daerah cq. Dinas Koperasi UKM, Perdagangan dan Perindustrian Kabupaten Cianjur dalam mewujudkan Pasar Syariah Campaka sebagai destinasi wisata ekonomi syariah di Kabupaten Cianjur untuk menunjang  wisata ungulan Cianjur situs megalitikum Gunung padang; Metode pengabdian dilakukan dengan metode bimbingan, asistensi, pengarahan, pelatihan  dan kegiatan sejenis lainnya kepada stake holders pasar syari’ah Campaka guna meningkatkan kemampuan dan kepedulian mereka dalam memberikan layanan dan pengelolaan serta pembiasaan sesuai dengan etika bisnis, prinsip-prinsip dan karakteristik  pasar syari’ah yang dikehendaki.Hasil kajian dan pengabdian memperlihatkan, bahwa subjek-subjek yang mesti ada dalam Pasar Syariah Campaka  adalah, 1). Pengelola Pasar, 2) Pedagang; 3). Pembeli; 4) Distributor; 5) Dewan Pengawas Pasar Syari’ah Campaka (DPPSC); 6) Lembaga Keuangan Syari’ah Pendukung Pasar Syar’ah Campaka (LKS-PPSC); 7) Lembaga Penyelesaian Perselisihan Pelaku Pasar Syari’ah Campaka (LPPPPSC/LP4SC). Dengan kriteria-kriteria pasar adalah: Akad-akad (transaksi)  mesti akad syari’ah dengan rukun dan syarat yang terpenuhi, Permodalan Pedagang mesti dari Lembaga keuangan berbasis syari’ah; Jenis dan Barang yang diperdagangkan harus halal; Alat Ukur / Timbangan tidak boleh dikurangi/curang dan harus akuntable; Harga di Pasar Syari’ah Campaka tidak mahal namun berkeadilan; Lingkungan yang bersih, aman dan nyaman (asri suasana islami); serta adanya reward & Funnisment bagi para pedagang di PS Campaka.
PENGARUH MARGIN LABA KOTOR DAN MARGIN LABA OPERASIONAL TERHADAP PERTUMBUHAN PENDAPATAN PADA PT. ACE HARDWARE INDONESIA, TBK. Roudhatul Jannah; Dadang Husen Sobana; Sulaeman Jajuli
Finansha: Journal of Sharia Financial Management Vol 1, No 1 (2020): Finansha: Journal of Sharia Financial Management
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/fsfm.v1i1.10050

Abstract

AbstractThis article is motivated by the assumption of stable income growth indicating the efficiency of the company in managing its operating activities, and its human resources to increase profitability. This article aims to determine whether the gross profit margin and operating profit margin are factors that affect revenue growth at PT. ACE Hardware Indonesia, Tbk. This article also uses descriptive methods and quantitative approaches. Research data is secondary data taken from the financial statements of PT. ACE Hardware Indonesia, Tbk. and supported by literature study and documentation, which were processed statistically and quantitatively using SPSS. The results of this study conclude that both partially and simultaneously, the gross profit margin and the operating profit margin do not have a significant effect on the growth of PT. ACE Hardware Indonesia, Tbk. The implication of this research is that companies must pay attention to other factors to increase revenue growth, besides that the company must control operating expenses as well as cost of goods sold in order to maximize the increase in operating profit margins and gross profit margins. Keywords: Gross Profit Margin, Operating Profit Margin, Income Growth AbstrakArtikel ini dilatarbelakangi oleh asumsi pertumbuhan pendapatan yang stabil mengindikasikan efisiensi perusahaan dalam mengelola kegiatan operasi, dan sumber daya manusianya untuk meningkatkan profitabilitas. Artikel ini bertujuan untuk mengetahui apakah margin laba kotor dan margin laba operasional menjadi faktor yang mempengaruhi pertumbuhan pendapatan pada PT. ACE Hardware Indonesia, Tbk. Artikel ini juga menggunakan metode deskriptif dan pendekatan kuantitatif. Data penelitian merupakan data sekunder yang diambil dari laporan keuangan PT. ACE Hardware Indonesia, Tbk. dan didukung dengan studi kepustakaan dan dokumentasi, yang diolah secara statistik dan kuantitatif menggunakan SPSS.  Hasil penelitian ini menyimpulkan baik secara parsial dan simultan, margin laba kotor dan margin laba operasional tidak memiliki pengaruh yang signifikan terhadap pertumbuhan pendapatan PT. ACE Hardware Indonesia, Tbk. Implikasi dari penelitian ini adalah perusahaan harus memperhatikan faktor lain untuk meningkatkan pertumbuhan pendapatan, selain itu juga perusahaan harus mengontrol beban-beban operasional juga beban pokok penjualan agar maksimal menaikkan margin laba operasional dan margin laba kotor. Kata kunci: Margin Laba Kotor, Margin Laba Operasional, Pertumbuhan Pendapatan
EVALUASI FAKTOR–FAKTOR YANG MEMPENGARUHI KINERJA KEUANGAN (STUDI KASUS LIPPO KARAWACI TBK) Latifah Wulandari Binti Asbaruna; Ridwan Ismail Gorib; Dadang Husen Sobana
Finansha: Journal of Sharia Financial Management Vol 2, No 1 (2021): Finansha: Journal of Sharia Financial Management
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/fjsfm.v2i1.12580

Abstract

Tujuan penelitian ini adalah mengevaluasi faktor-faktor yang mempengaruhi kinerja keuangan di PT. Lippo Karawaci Tbk. Metode penelitian yang digunakan adalah studi kasus, pengumpulan data, mempelajari literatur, media cetak dan internet untuk diolah, dianalisis dan diambil kesimpulan, dalam rangka memperoleh gambaran secara sistematis akan kinerja keuangan perusahaan. Hasil penelitian menunjukan Kinerja keuangan perusahaan Lippo Karawaci Tbk hampir keseluruhan mengalami kondisi kurang baik. Tingkat current ratio, debt to equity ratio, return on equity dan Perputaran modal kerja pada perusahaan Lippo Karawaci cenderung tidak stabil. Penurunan current ratio disebabkan oleh peningkatan utang lancar lebih besar dibandingkan dengan peningkatan aktiva lancar. Untuk DER pada tahun 2019 kondisi struktur modal pada perusahaan baik hal ini ditunjukkan oleh DER sebesar 60% karena rasio rata – rata debt to equity sebesar 80%. Untuk penurunan return on equity  disebabkan oleh besarnya modal sendiri tanpa disertai kenaikan laba bersih yang tinggi. Begitu juga dengan rasio perputaran modal kerja, untuk dapat lebih meningkatkan tingkat perputaran modal kerja, pihak perusahaan harus dapat lebih meningkatkan tingkat pendapatannya.
THE EFFECT OF RETURN ON ASSETS, FIRM SIZE, AND FINANCING TO DEPOSIT RATIO ON THE STOCK PRICE OF PT. BRI SHARIA, TBK. Dadang Husen Sobana
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 5, No 2 (2021)
Publisher : Univeristas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (75.493 KB) | DOI: 10.29313/amwaluna.v5i2.7152

Abstract

The stock price of PT BRI Shariah TBK since carrying out the IPO has continued to appreciate to 120 per cent, first the decision to merge three state-owned sharia banks into one Indonesian sharia bank in the last quarter of 2020. This study aims to analyze the various factors that affect the share price of PT BRI Shariah TBK during 2019-2020 based on ROE, Company Size, and FDR as variables that were thought to influence it. The study uses a descriptive method with a quantitative approach. The study uses secondary data obtained from the monthly publication reports and the monthly share price of PT. BRI Shariah, TBK, accessed from Yahoo Finance. Data analysis using multiple regression analysis, where the processing uses E-views 9 software. This study concludes that simultaneously ROE, Firm Size, and FDR have a significant effect on the stock price of PT. BRI Shariah TBK, Then partially ROE and FDR have a significant effect on the stock price of PT. BRI Shariah TBK in 2019 and 2020.
Determinan Dana Pihak Ketiga Bank Umum Syariah Di Indonesia Dadang Husen Sobana; Ricky Hamzah; Sri Habibah
JPS (Jurnal Perbankan Syariah) Vol 2 No 2 (2021): JPS (Jurnal Perbankan Syariah) - October
Publisher : LPPM Publishing & Printing

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (682.026 KB) | DOI: 10.46367/jps.v2i2.389

Abstract

Third-party funds at Islamic commercial banks in Indonesia fluctuated. The factors that determine the accumulation of third-party funds are essential for Islamic banks' financial stability and management. This study aims to show and describe the effect of gross domestic product and inflation on third-party funds partially and simultaneously. The research method used is descriptive-associative with a quantitative approach. The population used is Islamic commercial banks in Indonesia. Data analysis using multiple linear regression. The results show that gross domestic product and inflation partially affect third-party funds in Islamic commercial banks in Indonesia. Meanwhile, simultaneously gross domestic product and inflation have a significant effect with a contribution of 85.5% to third-party funds in Islamic commercial banks in Indonesia. The increase in third-party funds depends on Indonesia's macroeconomic conditions, the dominant macroeconomic influencing the collection of third-party funds in Islamic commercial banks in Indonesia.
The Effect of Interest in becoming a Sharia Bank Customer to Students of FEBI Universitas Suryakancana, Indonesia Dadang Husen Sobana; Melani Salsabila Anjani
Talaa : Journal of Islamic Finance Vol. 1 No. 2: December 2021
Publisher : Department of Sharia Financial Management IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (629.176 KB) | DOI: 10.54045/talaa.v1i2.350

Abstract

This research is motivated by the main problem which considers the concept of Islamic banks to be the hsame as conventional banks. This study aims to describe the effect of prevention and knowledge of Islamic banking products on the interest in becoming a customer of Islamic banks in FEBI students of the Surya Kencana University. The method used is descriptive with a quantitative approach. The population was 581 FEBI students, so that the sample was taken by random sampling using the Slovin formula and obtained 86 respondents. The data analysis technique used multiple linear regression, coefficient of determination test, and hypothesis testing. The results of the study concluded that partially the motivation to avoid usury had an effect on the interest in becoming a sharia bank customer in FEBI students. No doubt with a contribution of 21.9%. Then, knowledge of Islamic banking products affects the interest in becoming a customer of Islamic banks in FEBI Elements students with a contribution of 46.4%. Simultaneously, avoiding usury and product knowledge have an effect on interest in becoming a sharia bank customer in FEBI Element students with a contribution of 68.3% with a strong coefficient proportion. While the remaining 31.7% is influenced by other factors outside the variables not examined with a low proportion coefficient.
MEMBANGUN KEMITRAAN UNIVERSITAS DENGAN PEMERINTAH DAERAH DALAM PENGEMBANGAN EKONOMI KREATIF BERBASIS SYARI’AH DI JAWA BARAT Dadang Husen Sobana; Mia Lasmi Wardiyah
Al-Muamalat: Jurnal Ekonomi Syariah Vol 5, No 2 (2018): July
Publisher : Sharia Economic Law Department, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v5i2.5164

Abstract

ABSTRAKAda beberapa kendala yang dihadapi UMKM di antaranya adalah keterkaitan dengan prospek usaha yang kurang jelas serta perencanaan, visi dan misi yang belum mantap. Ini terjadi karena UMKM bersifat income gathering yaitu menaikkan pendapatan, dengan ciri-ciri sebagai berikut: merupakan usaha milik keluarga, menggunakan teknologi yang masih relatif sederhana, kurang memiliki akses permodalan (bankable), dan tidak ada pemisahan modal usaha dengan kebutuhan pribadi, kurangnya akses informasi, khususnya informasi pasar. Tujuan penelitian untuk membangun suatu model kemitraan yang ideal antara Universitas Islam Negeri (UIN) Sunan Gunung Djati Bandung dengan Pemerintah Provinsi Jawa Barat dalam pengembangan industri ekonomi kreatif berbasis Syari’ah. Penelitian ini menggunakan metode deskriptif analitik, suatu penelitian untuk memberikan data yang seteliti mungkin tentang masalah yang dibahas. Adapun teknik pengumpulan data yang dikumpulkan melalui observasi, wawancara dan studi kepustakaan. Hasil penelitian menunjukan, model kemitraan yang ingin di bangun antara UIN SGD dan Pemerintah Provinsi Jawa Barat adalah model an-Nashirul Kaffah, dengan aqad mudharabah atau musyarakah.
The Variables that Affect Compliance of Muslim Merchants for Zakat Maal in the District of Cianjur Dadang Husen Sobana; Uus Ahmad Husaeni; Irpan Jamil; Dadang Saepudin
International Journal of Zakat Vol 1 No 1 (2016)
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (400.46 KB) | DOI: 10.37706/ijaz.v1i1.8

Abstract

The purpose of this study is to determine the variables that affect the level of compliance among Muslim merchants in the implementation of zakat maal. The quantitative method was used for the investigation and the results were compiled by multiple linear regression analysis. The total population enrolled in this study comprised 100 Muslim merchants. A non-probability sampling technique with this type of sampling was considered suitable for the purpose of this research that the sample collection purpose adapted to the purpose of research. Based on the results of multiple linear regression testing, it can be concluded that compliance zakat maal is affected by the variable level of education, level of income, commitment to Islamic rule, perceptions Zakat justice and transparency of zakat institution. Keywords: Compliance; welfare; Muslim merchants; zakat institution; zakat maal