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The Role of Baitul Maal Wa Tamwil in The Economic Empowerment of Poor Women in Cianjur District Uus Ahmad Husaeni
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (132.54 KB) | DOI: 10.29040/jiei.v7i2.2129

Abstract

This study aims to analyze BMT's role in poor women's economic empowerment in the Cianjur Regency. This research is a qualitative descriptive study using economic and sociological approaches. This research's data sources are primary data obtained from BMT and interviews and secondary data from library research. Furthermore, the data collection method is carried out by observation, interviews, and documentation for further analysis by reducing data, presenting data, and drawing conclusions. The results showed that BMT played a role in empowering the economy of women. Their income increases so that they can meet their daily needs and become more independent. Besides, they became smarter in managing finances and began to be actively involved in household decision making. Empowerment of women can improve women's welfare and independence in various aspects of life, particularly the economy. Applying the function of empowering women in microfinance institutions such as BMT is the right solution to improve the economy of the community, especially women
Analysis of the Variables that Affect Bookstore Customer Satisfaction Wulan, Elis Ratna; Husaeni, Uus Ahmad
International Journal of Nusantara Islam Vol 3, No 2 (2015): International Journal of Nusantara Islam
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijni.v3i2.484

Abstract

Competition, which becomes more widespread, complex, and intense, drives companies to must be able to see the various opportunities that exist and to identify strategies for creating customer satisfaction. As an example of a company must be able to produce products with good quality, reasonable price, facilities, and companies are able to create a positive image in the eyes of consumers. This strategy is quite important in facing the competitive level of competition with rival firms. This research is aimed to analysis simultaneously or partially positive effect of the facilities, prices and corporate image on customer satisfaction, as well as analyzing the most dominant variable in effecting bookstore customer satisfaction. Data used in this research are primary data from Tmbookstore customer in Cianjur city, West Java Indonesia, which were collected from respondents using valid and reliable questionnaire. A total of 100 respondents were selected from Tmbookstore visitors by accidental sampling. Data were analyzed using multiple regression analysis. Results of the research indicate that product, price, location, and simultaneously affect to bookstore consumer satisfaction. Partially, only two of the three variables that affect bookstore consumer satisfaction namely price and company image. Image of the company is the most a dominant impact on bookstore customer satisfaction.
DETERMINAN PROFITABILITAS PADA BANK PEMBIAYAAN RAKYAT SYARIAH DI INDONESIA Husaeni, Uus Ahmad
EKSPANSI Vol 9, No 1 (2017)
Publisher : Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Abstract: The purpose of this study is to examine the factors that affect the profitability in Islamic rural bank in Indonesia. The analytical tool used in this research is multiple linear regression analysis. The results of the study, to simultaneously show that the Third Party Funds, Capital Adequacy Ratio, Financing to Deposit Ratio Non Performing Financing and Operating Expanse to Operating Income (BOPO) significantly affects to Return on Asset (Profitability), while the rest is explained by other factors not enrolled in this study. Keywords: Financing, Internal Factors; Islamic Rural Banks, Multiple Regression
ANALISIS PENGARUH DANA PIHAK KETIGA DAN NON PERFORMING FINANCING TERHADAP RETURN ON ASSET PADA BPRS DI INDONESIA Husaeni, Uus Ahmad
EQUILIBRIUM Vol 5, No 1 (2017): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v5i1.2462

Abstract

This study aimed to test the effect of Third Party Funds and Non Performing Financing toward Return on Assets of Sharia Rular Bank (BPRS). The researcher analyzed BPRS performance since January 2014 to June 2016. The data used in this study was secondary data and sample was taken by using purposive sampling method. The instrument of data analysis was multiple linear regression analysis at significance level 5%. The results of the study show that the Third Party Funds and Non Performing Financing simultaneously gives significant effect on Return on Assets 52.6%, while the rest 47.4% is explained by other factors which are not included in this study.
THE INFLUENCE OF MARKETING MIX ON DECISIONS TO BE A ISLAMIC BANKING CUSTOMER IN CIANJUR REGENCY Husaeni, Uus Ahmad
IQTISHADIA Vol 10, No 2 (2017): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v10i2.2966

Abstract

Keputusan masyarakat untuk memilih perbankan syariah di Kabupaten Cianjur sangat rendah. Saatini, nasabah perbankan syariah di KabupatenCianjur hanya sekitar 5-8 % dari total pendudukyang berjumlah 2.335 juta jiwa. Padahal, 98 %penduduk di Kabupaten Cianjur beragama Islamyang juga dikenal sebagai kota santri. Oleh karenaitu, perlu dilakukan pengujian apakah marketingmix yang meliputi produk, harga, tempat, danpromosi mampu mempengaruhi keputusanmenjadi nasabah perbankan syariah. Penelitian inibertujuan untuk menguji pengaruh produk, harga,tempat, dan promosi terhadap keputusan menjadinasabah perbankan syariah. Alat analisis yangdigunakan dalam penelitian ini adalah analisisregresi linear berganda. Hasil penelitian, secarasimultan menunjukkan bahwa produk, harga,tempat, dan promosi berpengaruh signifikan terhadap keputusan menjadi nasabah perbankan syariah, sedangkan sisanya dijelaskan oleh faktorlain yang tidak diikutsertakan dalam penelitianini.
Determinan Pembiayaan Pada Bank Pembiayaan Rakyat Syariah di Indonesia Husaeni, Uus Ahmad
Esensi: Jurnal Bisnis dan Manajemen Vol 7, No 1 (2017)
Publisher : Faculty of Economic and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/ess.v7i1.4542

Abstract

Financing Determinants in The Indonesian Islamic Rural BankIslamic Rural Bank serves as a financial intermediary to carry out the activities of collecting and distributing funds from the public. Therefore, it is necessary to test whether internal factors, which include deposit funds, capital adequacy ratio, financing to deposit ratio and non-performing financing significantly affects to financing. The purpose of this study is to examine the factors that affect the financing in Islamic rural bank in Indonesia. The analytical tool used in this research is multiple linear regression analysis. The results of the study, to simultaneously show that the Third Party Funds, Capital Adequacy Ratio, Financing to Deposit Non-Performing Financing significantly affects to Distribution of Funding in SRB (BPRS), while the rest is explained by other factors not enrolled in this study.DOI:  10.15408/ess.v7i1.4542  
THE INFLUENCE OF ISLAMIC CORPORATE GOVERNANCE AND INTERNAL CONTROL ON INDICATIONS OF FRAUD IN ISLAMIC COMMERCIAL BANKS IN INDONESIA Uus Ahmad Ahmad Husaeni
IJIBE (International Journal of Islamic Business Ethics) Vol 6, No 2 (2021): September 2021
Publisher : UNISSULA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ijibe.6.2.92-103

Abstract

This article aims to analyze the implementation of ICG (Islamic Corporate Governance) and Internal Control on indications of fraud at Islamic Commercial Banks in Indonesia. The method used in this study is to use quantitative analysis with technical data analysis using multiple linear regression. The data used is secondary data obtained from Islamic banking financial reports, amounting to 60 data. The conclusion in this article is the influence of Islamic Corporate Governance which is proxied by the variables of the implementation of DPS duties and responsibilities, the performance of duties and responsibilities of the board of directors, and internal control, on the dependent variable, namely, the indication of fraud in Islamic Commercial Banks in Indonesia of 46.1 percent while the rest 53.9 percent is influenced by other factors which are not used in this study
Determinants of Micro and Small Business Financing In Sharia Commercial Banks In Indonesia Uus Ahmad Ahmad Husaeni
Jurnal Ilmiah Ekonomi Islam Vol 7, No 3 (2021): JIEI : Vol. 7, No. 3, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (122.122 KB) | DOI: 10.29040/jiei.v7i3.3510

Abstract

This study aims to examine and analyze the effect of bank size, efficiency, liquidity, and BI rate on MSME financing at Sharia Commercial Banks (BUS) in Indonesia. Research data in the form of secondary data obtained from the official website of Bank Indonesia. The data is analyzed using multiple linear regression analysis. Before the information is further explored, several classic assumption tests are performed, including normality test, multicollinearity test, heteroscedasticity test and autocorrelation test. Based on testing the hypothesis using the t-test it was concluded that bank size has a positive effect on MSME financing, efficiency does not affect MSME financing, liquidity has a positive impact on MSME financing, and the BI rate has a positive impact on MSME financing
Implementation of Corporate Governance in Fraud Prevention in Islamic Banking Uus Ahmad Husaeni; Reksa Jayengsari
Jurnal IUS Kajian Hukum dan Keadilan Vol 8, No 3 (2020): Jurnal IUS Kajian Hukum dan Keadilan
Publisher : Fakultas Hukum Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ius.v8i3.812

Abstract

The purpose of this article is to analyze the implementation of Bank Indonesia regulations on corporate governance for Islamic banking so as to avoid fraud. The research method in this article is a qualitative research method. The data sources of this article are primary data and secondary data. Primary data was obtained from field research on several Islamic banks, the Financial Services Authority (OJK), and the Corruption Eradication Commission of the Republic of Indonesia (KPK) who were respondents. The secondary data in the form of legislation regarding corporate governance and those related to sharia banking corporate governance, also data on research results from international journals, as well as other relevant literature. The results of the study show that the regulations issued by Bank Indonesia regarding corporate governance for Islamic banking are not in accordance with the provisions of positive law and Islamic law, and there are provisions that allow fraud. Because there is no philosophical basis, there are weaknesses in some juridical aspects, and contain sociological weaknesses.
Analysis of the Variables that Affect Bookstore Customer Satisfaction Elis Ratna Wulan; Uus Ahmad Husaeni
International Journal of Nusantara Islam Vol 3, No 2 (2015): International Journal of Nusantara Islam
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijni.v3i2.1383

Abstract

Competition, which becomes more widespread, complex, and intense, drives companies to must be able to see the various opportunities that exist and to identify strategies for creating customer satisfaction. As an example of a company must be able to produce products with good quality, reasonable price, facilities, and companies are able to create a positive image in the eyes of consumers. This strategy is quite important in facing the competitive level of competition with rival firms. This research is aimed to analysis simultaneously or partially positive effect of the facilities, prices and corporate image on customer satisfaction, as well as analyzing the most dominant variable in effecting bookstore customer satisfaction.  Data used in this research are primary data from Tmbookstore customer in Cianjur city, West Java Indonesia, which were collected from respondents using valid and reliable questionnaire. A total of 100 respondents were selected from Tmbookstore visitors by accidental sampling. Data were analyzed using multiple regression analysis. Results of the research indicate that product, price, location, and simultaneously affect to bookstore consumer satisfaction. Partially, only two of the three variables that affect bookstore consumer satisfaction namely price and company image. Image of the company is the most a dominant impact on bookstore customer satisfaction.