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Analysis of the Variables that Affect Bookstore Customer Satisfaction Wulan, Elis Ratna; Husaeni, Uus Ahmad
International Journal of Nusantara Islam Vol 3, No 2 (2015): International Journal of Nusantara Islam
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijni.v3i2.484

Competition, which becomes more widespread, complex, and intense, drives companies to must be able to see the various opportunities that exist and to identify strategies for creating customer satisfaction. As an example of a company must be able to produce products with good quality, reasonable price, facilities, and companies are able to create a positive image in the eyes of consumers. This strategy is quite important in facing the competitive level of competition with rival firms. This research is aimed to analysis simultaneously or partially positive effect of the facilities, prices and corporate image on customer satisfaction, as well as analyzing the most dominant variable in effecting bookstore customer satisfaction. Data used in this research are primary data from Tmbookstore customer in Cianjur city, West Java Indonesia, which were collected from respondents using valid and reliable questionnaire. A total of 100 respondents were selected from Tmbookstore visitors by accidental sampling. Data were analyzed using multiple regression analysis. Results of the research indicate that product, price, location, and simultaneously affect to bookstore consumer satisfaction. Partially, only two of the three variables that affect bookstore consumer satisfaction namely price and company image. Image of the company is the most a dominant impact on bookstore customer satisfaction.

DETERMINAN PROFITABILITAS PADA BANK PEMBIAYAAN RAKYAT SYARIAH DI INDONESIA Husaeni, Uus Ahmad
EKSPANSI Vol 9, No 1 (2017)
Publisher : Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract: The purpose of this study is to examine the factors that affect the profitability in Islamic rural bank in Indonesia. The analytical tool used in this research is multiple linear regression analysis. The results of the study, to simultaneously show that the Third Party Funds, Capital Adequacy Ratio, Financing to Deposit Ratio Non Performing Financing and Operating Expanse to Operating Income (BOPO) significantly affects to Return on Asset (Profitability), while the rest is explained by other factors not enrolled in this study. Keywords: Financing, Internal Factors; Islamic Rural Banks, Multiple Regression

ANALISIS PENGARUH DANA PIHAK KETIGA DAN NON PERFORMING FINANCING TERHADAP RETURN ON ASSET PADA BPRS DI INDONESIA Husaeni, Uus Ahmad
EQUILIBRIUM Vol 5, No 1 (2017): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v5i1.2462

This study aimed to test the effect of Third Party Funds and Non Performing Financing toward Return on Assets of Sharia Rular Bank (BPRS). The researcher analyzed BPRS performance since January 2014 to June 2016. The data used in this study was secondary data and sample was taken by using purposive sampling method. The instrument of data analysis was multiple linear regression analysis at significance level 5%. The results of the study show that the Third Party Funds and Non Performing Financing simultaneously gives significant effect on Return on Assets 52.6%, while the rest 47.4% is explained by other factors which are not included in this study.

THE INFLUENCE OF MARKETING MIX ON DECISIONS TO BE A ISLAMIC BANKING CUSTOMER IN CIANJUR REGENCY Husaeni, Uus Ahmad
IQTISHADIA Vol 10, No 2 (2017): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v10i2.2966

Keputusan masyarakat untuk memilih perbankan syariah di Kabupaten Cianjur sangat rendah. Saatini, nasabah perbankan syariah di KabupatenCianjur hanya sekitar 5-8 % dari total pendudukyang berjumlah 2.335 juta jiwa. Padahal, 98 %penduduk di Kabupaten Cianjur beragama Islamyang juga dikenal sebagai kota santri. Oleh karenaitu, perlu dilakukan pengujian apakah marketingmix yang meliputi produk, harga, tempat, danpromosi mampu mempengaruhi keputusanmenjadi nasabah perbankan syariah. Penelitian inibertujuan untuk menguji pengaruh produk, harga,tempat, dan promosi terhadap keputusan menjadinasabah perbankan syariah. Alat analisis yangdigunakan dalam penelitian ini adalah analisisregresi linear berganda. Hasil penelitian, secarasimultan menunjukkan bahwa produk, harga,tempat, dan promosi berpengaruh signifikan terhadap keputusan menjadi nasabah perbankan syariah, sedangkan sisanya dijelaskan oleh faktorlain yang tidak diikutsertakan dalam penelitianini.

THE INFLUENCE OF MARKETING MIX ON DECISIONS TO BE A ISLAMIC BANKING CUSTOMER IN CIANJUR REGENCY Husaeni, Uus Ahmad
IQTISHADIA Vol 10, No 2 (2017): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v10i2.2966

Keputusan masyarakat untuk memilih perbankan syariah di Kabupaten Cianjur sangat rendah. Saatini, nasabah perbankan syariah di KabupatenCianjur hanya sekitar 5-8 % dari total pendudukyang berjumlah 2.335 juta jiwa. Padahal, 98 %penduduk di Kabupaten Cianjur beragama Islamyang juga dikenal sebagai kota santri. Oleh karenaitu, perlu dilakukan pengujian apakah marketingmix yang meliputi produk, harga, tempat, danpromosi mampu mempengaruhi keputusanmenjadi nasabah perbankan syariah. Penelitian inibertujuan untuk menguji pengaruh produk, harga,tempat, dan promosi terhadap keputusan menjadinasabah perbankan syariah. Alat analisis yangdigunakan dalam penelitian ini adalah analisisregresi linear berganda. Hasil penelitian, secarasimultan menunjukkan bahwa produk, harga,tempat, dan promosi berpengaruh signifikan terhadap keputusan menjadi nasabah perbankan syariah, sedangkan sisanya dijelaskan oleh faktorlain yang tidak diikutsertakan dalam penelitianini.

Determinan Pembiayaan Pada Bank Pembiayaan Rakyat Syariah di Indonesia Husaeni, Uus Ahmad
Esensi: Jurnal Bisnis dan Manajemen Vol 7, No 1 (2017)
Publisher : Faculty of Economic and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/ess.v7i1.4542

Financing Determinants in The Indonesian Islamic Rural BankIslamic Rural Bank serves as a financial intermediary to carry out the activities of collecting and distributing funds from the public. Therefore, it is necessary to test whether internal factors, which include deposit funds, capital adequacy ratio, financing to deposit ratio and non-performing financing significantly affects to financing. The purpose of this study is to examine the factors that affect the financing in Islamic rural bank in Indonesia. The analytical tool used in this research is multiple linear regression analysis. The results of the study, to simultaneously show that the Third Party Funds, Capital Adequacy Ratio, Financing to Deposit Non-Performing Financing significantly affects to Distribution of Funding in SRB (BPRS), while the rest is explained by other factors not enrolled in this study.DOI: 10.15408/ess.v7i1.4542

Determinants of Micro and Small Business Financing In Sharia Commercial Banks In Indonesia Uus Ahmad Ahmad Husaeni
Jurnal Ilmiah Ekonomi Islam Vol 7, No 3 (2021): JIEI : Vol. 7, No. 3, 2021
Publisher : ITB AAS INDONESIA Surakarta

This study aims to examine and analyze the effect of bank size, efficiency, liquidity, and BI rate on MSME financing at Sharia Commercial Banks (BUS) in Indonesia. Research data in the form of secondary data obtained from the official website of Bank Indonesia. The data is analyzed using multiple linear regression analysis. Before the information is further explored, several classic assumption tests are performed, including normality test, multicollinearity test, heteroscedasticity test and autocorrelation test. Based on testing the hypothesis using the t-test it was concluded that bank size has a positive effect on MSME financing, efficiency does not affect MSME financing, liquidity has a positive impact on MSME financing, and the BI rate has a positive impact on MSME financing

The Role of Baitul Maal Wa Tamwil in The Economic Empowerment of Poor Women in Cianjur District Uus Ahmad Husaeni
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

This study aims to analyze BMT's role in poor women's economic empowerment in the Cianjur Regency. This research is a qualitative descriptive study using economic and sociological approaches. This research's data sources are primary data obtained from BMT and interviews and secondary data from library research. Furthermore, the data collection method is carried out by observation, interviews, and documentation for further analysis by reducing data, presenting data, and drawing conclusions. The results showed that BMT played a role in empowering the economy of women. Their income increases so that they can meet their daily needs and become more independent. Besides, they became smarter in managing finances and began to be actively involved in household decision making. Empowerment of women can improve women's welfare and independence in various aspects of life, particularly the economy. Applying the function of empowering women in microfinance institutions such as BMT is the right solution to improve the economy of the community, especially women

The Variables that Affect Murābaḥa Financing in Islamic Commercial Banks Uus Ahmad Husaeni
International Journal of Nusantara Islam Vol 4, No 2 (2016): International Journal of Nusantara Islam
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijni.v4i2.1446

Murābaḥa financing is a type of financing that dominates the financing contract on Islamic banking in Indonesia. This shows that financing on the basis of sale (murābaḥa) has a greater contribution than the financing of the basis for the profit and loss sharing (muḍāraba and muṣāraka). The purpose of this study is to determine the factors that affect the financing of murābaḥa in the Islamic Commercial Banking in Indonesia by using variables Third Party Fund (DPK), Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non-Performing Financing (NPF) and Return on Assets (ROA). The population in this study is the performance of Islamic Commercial Banks in Indonesia in the period of January 2014 to June 2016. The data used in this research is secondary data and sample selection by using purposive sampling method. The analytical tool used in this research is multiple linear regression analysis at significantly the rate of 5%. The results of this study indicate that the variable DPK, CAR, FDR, NPF, and ROA simultaneously have an influence on Murābaḥa. Coefficient determination test results show that the five independent variables affect the dependent variable amounted to 87.6% and the remaining 12.4% is influenced by other variables. Partially DPK, CAR, FDR, and ROA have a positive and significant effect on the financing Murābaḥa. While the NPF has no influence on Murābaḥa financing.

Analysis of the Variables that Affect Bookstore Customer Satisfaction Elis Ratna Wulan; Uus Ahmad Husaeni
International Journal of Nusantara Islam Vol 3, No 2 (2015): International Journal of Nusantara Islam
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijni.v3i2.1383

Competition, which becomes more widespread, complex, and intense, drives companies to must be able to see the various opportunities that exist and to identify strategies for creating customer satisfaction. As an example of a company must be able to produce products with good quality, reasonable price, facilities, and companies are able to create a positive image in the eyes of consumers. This strategy is quite important in facing the competitive level of competition with rival firms. This research is aimed to analysis simultaneously or partially positive effect of the facilities, prices and corporate image on customer satisfaction, as well as analyzing the most dominant variable in effecting bookstore customer satisfaction. Data used in this research are primary data from Tmbookstore customer in Cianjur city, West Java Indonesia, which were collected from respondents using valid and reliable questionnaire. A total of 100 respondents were selected from Tmbookstore visitors by accidental sampling. Data were analyzed using multiple regression analysis. Results of the research indicate that product, price, location, and simultaneously affect to bookstore consumer satisfaction. Partially, only two of the three variables that affect bookstore consumer satisfaction namely price and company image. Image of the company is the most a dominant impact on bookstore customer satisfaction.

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