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All Journal Jurnal Hukum Bisnis Bonum Commune Nagari Law Review JURNAL MERCATORIA Unes Law Review Media Iuris UNES Journal of Swara Justisia Jurnal Ilmu Hukum, Humaniora dan Politik (JIHHP) Jurnal Ilmu Hukum
Ulfanora, Ulfanora
Andalas University
Humanities Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Physics Public Health Social Sciences

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Journal : JURNAL MERCATORIA

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KEWENANGAN BADAN PENYELESAIAN SENGKETA KONSUMEN (BPSK) DALAM MENYELESAIKAN SENGKETA ASURANSI PASCA KELUARNYA PERATURAN OTORITAS JASA KEUANGAN (OJK) NOMOR 1/POJK.07/2014 Kumala, Wisnu; Yaswirman, Yaswirman; Ulfanora, Ulfanora
JURNAL MERCATORIA Vol 12, No 2 (2019): JURNAL MERCATORIA DESEMBER
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (816.701 KB) | DOI: 10.31289/mercatoria.v12i2.2748

Abstract

There is a tug of authority in resolving insurance disputes outside the court between the Consumer Dispute Settlement Agency (BPSK) based on Law Nomor 8 of 1999 concerning Consumer Protection with Alternative Dispute Resolution Institutions (LAPS) based on Financial Services Authority Regulation Number 1/POJK.07/2014. This encourages the author to conduct legal research in order to determine the authority of BPSK in resolving insurance disputes as well as the legal consequences of the decision after the issuance of the Financial Services Authority Regulation Number 1/POJK.07/2014 using the statutory approach. This legal research results in the finding that BPSK is still authorized to settle insurance disputes following the issuance of the Financial Services Authority Regulation Number 1/POJK.07/2014, this is based on the provisions of the Lex superior derogat legi inferiori principle. Then there is no legal effect on the BPSK decision after the issuance of the Financial Services Authority Regulation. This is because BPSK's decision has been based on Law Number 8 of 1999 concerning Consumer Protection, whose position is higher than the Regulation of the Financial Services Authority. So there is no need for BPSK to follow the provisions of the regulations whose hierarchy of legislation is lower than the Consumer Protection Act. Therefore BPSK's decision is "final and binding" as explained in Article 54 paragraph 3 of the Consumer Protection Act.
Kewenangan Badan Penyelesaian Sengketa Konsumen (BPSK) dalam Menyelesaikan Sengketa Asuransi Pasca Keluarnya Peraturan Otoritas Jasa Keuangan (OJK) Nomor 1/POJK.07/2014 Wisnu Kumala; Yaswirman Yaswirman; Ulfanora Ulfanora
JURNAL MERCATORIA Vol 12, No 2 (2019): JURNAL MERCATORIA DESEMBER
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/mercatoria.v12i2.2748

Abstract

There is a tug of authority in resolving insurance disputes outside the court between the Consumer Dispute Settlement Agency (BPSK) based on Law Nomor 8 of 1999 concerning Consumer Protection with Alternative Dispute Resolution Institutions (LAPS) based on Financial Services Authority Regulation Number 1/POJK.07/2014. This encourages the author to conduct legal research in order to determine the authority of BPSK in resolving insurance disputes as well as the legal consequences of the decision after the issuance of the Financial Services Authority Regulation Number 1/POJK.07/2014 using the statutory approach. This legal research results in the finding that BPSK is still authorized to settle insurance disputes following the issuance of the Financial Services Authority Regulation Number 1/POJK.07/2014, this is based on the provisions of the Lex superior derogat legi inferiori principle. Then there is no legal effect on the BPSK decision after the issuance of the Financial Services Authority Regulation. This is because BPSK's decision has been based on Law Number 8 of 1999 concerning Consumer Protection, whose position is higher than the Regulation of the Financial Services Authority. So there is no need for BPSK to follow the provisions of the regulations whose hierarchy of legislation is lower than the Consumer Protection Act. Therefore BPSK's decision is "final and binding" as explained in Article 54 paragraph 3 of the Consumer Protection Act.
Co-Authors Almaududi Almaududi Almaududi Almaududi Amelia, Dian Arya Putra Rizal Pratama Arya Putra Rizal Pratama Aziz, Harry Azhar Devianty Fitri Dian Amelia Dian Amelia Kumala, Wisnu M. Iflah Febrizal Misnar Syam Nanda Oetama Nanda Utama Nanda Utama nanda utama utama Tasman Tasman Wisnu Kumala Yaswirman, Yaswirman Yaswirman, Yaswirman Zulkifli Zulkifli