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Hybrid Contracts in Leasing and Ijarah Muntahiya Bit Tamlik in Indonesia Sharia Financial Institutions Darti Busni; Doli Witro; Raid Alghani; Iwan Setiawan; Nana Herdiana Abdurrahman
EkBis: Jurnal Ekonomi dan Bisnis Vol. 6 No. 1 (2022): EkBis: Jurnal Ekonomi dan Bisnis
Publisher : Fakultas Ekonomi dan Bisnis Islam, UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/EkBis.2022.6.1.1505

Abstract

This article discusses the implementation of the concept of hybrid contracts in the product of ijarah al muntahiya bit tamlik (IMBT) and leasing at Indonesia Islamic Financial Institutions. This article aimed to find out the implementation of hybrid contract concept in IMBT and leasing products at Indonesia Islamic Financial Institutions. This article was conducted using qualitative research method. The data in this study were obtained from library materials such as books, journals, articles, etc. Data analysis techniques used were data condensation, data presentation, and drawing conclusions. The analysis results showed that the development of contracts in Islamic financial institutions was inevitable due to the implementation of multi-contracts. The merging of two contracts is also known as (hybrid contract or al-'uqudal-murakkabah) such as ijarah al mutahiya bit tamlik (IMBT). IMBT is a combination of two inter-ijarah contracts (lease) and the sale and purchase or grant is made at the end of the lease term. The implementation and merging of two contracts (hybrid contracts) in IMBT may use several contracts, including ijarah contract, ba'i contract, wakalah contract, and hibah contract.
Implementation of the Hybrid Contract Concept in Multiservice Ijarah Financing as a Financing Alternative Health Service in the Covid-19 Pandemic Darti Busni; Doli Witro; Iwan Setiawan; Nana Herdiana Abdurrahman; Raid Alghani
JURIS (Jurnal Ilmiah Syariah) Vol 21, No 1 (2022)
Publisher : Institut Agama Islam Negeri Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (543.945 KB) | DOI: 10.31958/juris.v21i1.5173

Abstract

This article discusses applying the hybrid contract concept in multiservice ijarah financing as an alternative to financing health services. This is important to study because health services are one of the most urgent things in the current Covid-19 pandemic. This article aims to determine the form of contracts contained in multiservice ijarah financing as an alternative to financing health services in the Covid-19 pandemic. This type of research is normative legal research. The data were obtained from library materials such as books, journals, etc. The analysis results show that health financing can be carried out in two ways: the ijarah contract, which begins with the bank through investors doing the health institution after making the contract, and the wakalah contract through the customer himself. People who have financial problems paying for health costs with multiservice ijarah transactions can apply for health financing to Islamic Financial Institutions for their families to minimize deaths before treatment in the Covid-19 pandemic.
TITLE WALIYUL AMRI ADH-DHARURI BI SYAUKAH AS NU’S SUPPORT TO SOEKARNO IN GUIDED DEMOCRACY 1959-1965 Asa’ari Asa’ari; Jafar Ahmad; Andri Nurjaman; Doli Witro; Raid Alghani
Analisa: Journal of Social Science and Religion Vol 7, No 2 (2022): Analisa Journal of Social Science and Religion
Publisher : Balai Penelitian dan Pengembangan Agama Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18784/analisa.v7i2.1784

Abstract

The Nahdlatul Ulama Party is one of the Islamic parties that became a loyalist party to President Soekarno during the implementation of guided democracy. This is because the political strategy used by the NU Party is a realistic political strategy and tends to be accommodating and cooperative in dealing with President Soekarno’s new political situation, namely guided democracy. So that after the NU Party decided to accept guided democracy, the return of the 1945 Constitution, and the Nasakom and Manipol-Usdek, the NU party supported the leadership of President Soekarno, one of its supports was the awarding of a charter with the title waliyul amri adh-dharuri bi syaukah from Nahdlatul Ulama to President Soekarno. This paper aims to reveal the waliyul amri adh-dharuri bi syaukah title charter as moral support from the Nahdlatul Ulama Party to the leadership of President Soekarno during the guided democracy. The method used in this study is the historical method, while the approach used is the hermeneutic theory of Paul Ricoeur. The results of the study show that the waliyul amri adh-dharuri bi syaukah charter is a form of moral support from the Nahdlatul Ulama Party for the leadership of President Soekarno, so it has legitimized that the government led by President Soekarno himself is a legitimate government according to the eyes of fiqh law. This charter is also the basis for acceptance and support from the NU Party for President Soekarno and his guided democracy.
Religious Radicalism Prevention Model in Ma’had Al-Jami’ah at State Islamic Universities Asa'ari Asa'ari; Rifqi Nurdiansyah; Mursal Mursal; Doli Witro; Raid Alghani
Nadwa: Jurnal Pendidikan Islam Vol 16, No 1 (2022)
Publisher : FITK UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/nw.2022.16.1.13871

Abstract

This article aims to formulate a strategy for preventing anti-religious radicalism at PTKIN's Ma'had al-Jami'ah in Indonesia, which is synergized with the Ma'had al-Jami'ah curriculum for the development of Ma'had al-Jami'ah. This study utilized qualitative research methods and a case study approach. This study's population was Ma'had al-Jamiah at PTKIN in Indonesia. Observation of non-participants and interviews were utilized for data collecting, with condensation, presentation, and conclusion approaches for data analysis. The findings indicated that the strategic procedures implemented by Ma'had al-Jamiah PTKIN in Indonesia involved teachers' appointments. In preventing religious extremism from Ma'had al-Jami'ah PTKIN in Indonesia, one of the most effective measures is to adjust the Ma'had management system's curriculum. In addition, the model for avoiding religious extremism in Ma'had al-Jami'ah was implemented using the teaching model based on the Islamic Yellow Book (Kitab Kuning). Furthermore, this study argued that those responsible for selecting Ma'had al-Jami'ah teachers should comprehensively understand Islam.
TITLE WALIYUL AMRI ADH-DHARURI BI SYAUKAH AS NU’S SUPPORT TO SOEKARNO IN GUIDED DEMOCRACY 1959-1965 Asa’ari Asa’ari; Jafar Ahmad; Andri Nurjaman; Doli Witro; Raid Alghani
Analisa: Journal of Social Science and Religion Vol 7, No 2 (2022): Analisa Journal of Social Science and Religion
Publisher : Balai Penelitian dan Pengembangan Agama Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18784/analisa.v7i2.1784

Abstract

The Nahdlatul Ulama Party is one of the Islamic parties that became a loyalist party to President Soekarno during the implementation of guided democracy. This is because the political strategy used by the NU Party is a realistic political strategy and tends to be accommodating and cooperative in dealing with President Soekarno’s new political situation, namely guided democracy. So that after the NU Party decided to accept guided democracy, the return of the 1945 Constitution, and the Nasakom and Manipol-Usdek, the NU party supported the leadership of President Soekarno, one of its supports was the awarding of a charter with the title waliyul amri adh-dharuri bi syaukah from Nahdlatul Ulama to President Soekarno. This paper aims to reveal the waliyul amri adh-dharuri bi syaukah title charter as moral support from the Nahdlatul Ulama Party to the leadership of President Soekarno during the guided democracy. The method used in this study is the historical method, while the approach used is the hermeneutic theory of Paul Ricoeur. The results of the study show that the waliyul amri adh-dharuri bi syaukah charter is a form of moral support from the Nahdlatul Ulama Party for the leadership of President Soekarno, so it has legitimized that the government led by President Soekarno himself is a legitimate government according to the eyes of fiqh law. This charter is also the basis for acceptance and support from the NU Party for President Soekarno and his guided democracy.
Learning Management of Female Students with Dual Roles at State Islamic University Alwis Alwis; Rahmi Diana; Doli Witro; Rifqi Nurdiansyah; Raid Alghani
Ta'dib Vol 26, No 2 (2023)
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/jt.v26i2.10642

Abstract

This article aims to reveal learning management for State Islamic University students with dual roles, namely studying and managing the household. This study used a descriptive-quantitative method using a sample of eight female students pursuing undergraduate education at a State Islamic University in West Java through a convenience sampling technique. Data collection techniques are through observation, interviews, and documents. At the same time, the data analysis technique uses a technique popularized by Miles and Huberman, namely data condensation, data display, and concluding. The study results show that it is challenging to discipline female students with multiple roles in time management. However, following the flow, adapting, dividing the time, and trying to do each of these roles well. However, the achievement can not be felt optimally. Therefore, it is sporadic for female students to have multiple roles in determining the management of their study time. As for trying to continue to design good learning time management, it will be able to discipline in moving forward and achieving predetermined goals