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All Journal Jurnal Informatika Ekonomi Bisnis Jurnal Pendidikan dan Kewirausahaan Al-Fikru : Jurnal Pendidikan dan Sains Jurnal Informatika Ekonomi Bisnis
Maula Nasrifah
Universitas Islam Zainul Hasan Genggong
Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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Studi Analisis Kelayakan Penyaluran Modal Usaha Pertanian dalam Perspektif UU NO. 21 Tahun 2008 Maula Nasrifah; Khovivatul Jannah
JURNAL PENDIDIKAN DAN KEWIRAUSAHAAN Vol 10 No 2 (2022)
Publisher : STKIP PGRI SITUBONDO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47668/pkwu.v10i2.345

Abstract

Penelitian ini bertujuan untuk menganalisis proses kelayakan dalam menyalurkan pembiayaan di BMT UGT Sidogiri kemudian menganalisa kesesuaiannya dengan UU No. 21 Tahun 2008 dan menjelaskan layak atau tidak prosesnya memberikan pembiayaan modal usaha pertanian. Berdasarkan hasil penelitian dilapangan ditemukan bahwa langkah awal untuk menganalisa kelayakan penyaluran modal usaha adalah dengan mengetahui prosedur pengajuan pembiayaan, dan menganalisis kelayakan nasabah pembiayaan di BMT UGT Sidogiri ditinjau dari UU No.21 Tahun 2008. Penelitian ini menggunakan metode kualitatif, untuk mendapatkan suatu pemahaman yang mendalam yang disarankan. Tehnik pengumpulan datanya meliputi wawancara, observasi dan dokumentasi.
ANALISIS FENOMENA KEHIDUPAN SEORANG PEKERJA SEKS KOMERSIAL (PSK) YANG BERKELUARGA DI DESA SIDOMULYO KABUPATEN PROBOLINGGO Fika Anjana; Maula Nasrifah
Al-Fikru : Jurnal Pendidikan Dan Sains Vol 2 No 1 (2021): VOLUME 2 NUMBER 1 (2021) APRIL
Publisher : UNZAH Genggong

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (168.088 KB) | DOI: 10.55210/al-fikru.v2i1.646

Abstract

ABSTRACTThis study aims to analyze the phenomenon of a commercial sex worker (PSK) life who has a family in the village of Sidomulyo, Probolinggo Regency. Interpretative is used to determine the paradigm of this research. Emile Durkheim's Social Fact Theory has a major role in conducting this research. While the method used in this research is qualitative. Interviews, observation, and documentation are the methods used in this study to retrieve data.The results of this study explain that: First, the Social Interaction, Social Contact, and Social Communication of PSK with the community is going well, there has never been any conflict or dispute, this is in accordance with the Social Interactions that occur between PSK and the surrounding community. Second, the communication relationship between PSK and the community is going well, because among them there is a sense of mutual respect, mutual respect, and mutual help between each other and besides that, PSKalso feel comfortable living in the village, because it has become a familiar place for the PSK. Third, PSK considers that the surrounding community is their own family, this proves that the form of sympathy possessed by sex workers is very high for the surrounding community. Fourth, the Social Interaction between PSK went well, it was proven by the absence of conflict, dispute, contradiction, and competition.Keywords: the phenomenon of a commercial sex worker (PSK) life who has a family
Optimalisasi Peran Account Officer dalam Penentuan Kelayakan Pengajuan Pembiayaan di BMT Maslahah Idayatus Saleha; Endah Tri Wisudaningsih; Maula Nasrifah
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 2 (2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v5i2.244

Abstract

Account Officers have an important role in increasing the efficiency of the institution. Apart from recruiting members, account officers are responsible for various tasks, such as resolving problematic financing, conducting surveys, and conducting financing analysis. accept or reject requests for financing, and become a source for sharia institutions to ensure the continuity of requests for financing. Account Officers must evaluate customers for financing and realizing funding. The purpose of this study is to identify the methods used by account officers to assess the feasibility of applying for financing at the BMT Maslahah Besuk Branch, and explain the supporting factors and inhibiting factors for Account Officers in determining the feasibility of applying for financing at the BMT Maslahah Besuk Branch and explain the solutions they make. in overcoming these inhibiting factors. To express these challenges completely and clearly, researchers used a qualitative approach with raw data collection techniques such as observation, interviews, and documentation. Additional investigations were conducted, and the conclusions reached indicated that the Account Officers modified their approach by working through five steps, including the funding stage, the data collection stage, the data analysis stage, the approval stage, and the disbursement stage. then the 5C concept is used to evaluate. Factors constraining Account Officers in determining eligibility for financing Lack of information on prospective members, inappropriate use of financing, and incomplete customer data are obstacles that must be overcome by Account Officers to assess whether or not a financing is appropriate. Reviewing the 5C principles, taking a personal approach when talking to prospective customers, conducting interviews, preparing the necessary documents, and educating prospective customers so as not to hinder the financing application process.
Optimalisasi Peran Account Officer dalam Penentuan Kelayakan Pengajuan Pembiayaan di BMT Maslahah Idayatus Saleha; Endah Tri Wisudaningsih; Maula Nasrifah
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 2 (2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (486.125 KB) | DOI: 10.37034/infeb.v5i2.244

Abstract

Account Officers have an important role in increasing the efficiency of the institution. Apart from recruiting members, account officers are responsible for various tasks, such as resolving problematic financing, conducting surveys, and conducting financing analysis. accept or reject requests for financing, and become a source for sharia institutions to ensure the continuity of requests for financing. Account Officers must evaluate customers for financing and realizing funding. The purpose of this study is to identify the methods used by account officers to assess the feasibility of applying for financing at the BMT Maslahah Besuk Branch, and explain the supporting factors and inhibiting factors for Account Officers in determining the feasibility of applying for financing at the BMT Maslahah Besuk Branch and explain the solutions they make. in overcoming these inhibiting factors. To express these challenges completely and clearly, researchers used a qualitative approach with raw data collection techniques such as observation, interviews, and documentation. Additional investigations were conducted, and the conclusions reached indicated that the Account Officers modified their approach by working through five steps, including the funding stage, the data collection stage, the data analysis stage, the approval stage, and the disbursement stage. then the 5C concept is used to evaluate. Factors constraining Account Officers in determining eligibility for financing Lack of information on prospective members, inappropriate use of financing, and incomplete customer data are obstacles that must be overcome by Account Officers to assess whether or not a financing is appropriate. Reviewing the 5C principles, taking a personal approach when talking to prospective customers, conducting interviews, preparing the necessary documents, and educating prospective customers so as not to hinder the financing application process.
Co-Authors Endah Tri Wisudaningsih Fika Anjana Idayatus Saleha Khovivatul Jannah