Articles
<![CDATA[Claim Payment Administration Procedure At PT. Prudential Life Assurance Binjai Branch ]]>
<![CDATA[Sallimah Ika Putri Malau]]>;
<![CDATA[Yusrizal Yusrizal]]>
<![CDATA[ Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli ]]>
Publisher : <![CDATA[Penerbit ADM ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.53697/emak.v3i3.583
<![CDATA[Administrative procedures for payment of life insurance claims to the insured at PT. Prudential Life Assurance Binjai Branch. Every decision made by humans is full of risks. The problem studied is how the administrative procedures for payment of life insurance claims and what obstacles are faced in the payment of life insurance claims at PT. Prudential Life Assurance Binjai Branch. The research method used is the empirical legal research method. The sources of data in this study are primary data obtained directly from field research in the form of statements or interviews from related parties in this study while secondary data comes from library research through legislation, literature, books and official documents. From the results of this study it was concluded that the implementation of life insurance claim payments is contained in standard life administration operating procedures, claims are accepted if the documents and claim forms submitted are complete and the obstacles that are often encountered in submitting life insurance claims are documents, forms and identities that do not match and taking too long to file a claim.]]>
<![CDATA[Analysis of the Insurance Claim Settlement Mechanism of PT. Pru Syariah Binjai Achievement ]]>
<![CDATA[Ella Sri Wahyu Ningsih]]>;
<![CDATA[Yusrizal Yusrizal]]>
<![CDATA[ Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli ]]>
Publisher : <![CDATA[Penerbit ADM ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.53697/emak.v3i3.584
<![CDATA[PT Pru Syariah Prestasi Binjai provides protection for the insured along with very long term investments that carry high risks. This is because in addition to the life insurance company as the insurer, there are risks that come from investments that are sensitive to the global crisis that cannot be ascertained when it will occur. This research is focused on the benefits and mechanisms of prudential insurance. The research method uses empirical normative, with descriptive research type. The approach to the problem in this research is a non-judicial case study approach, namely the study approach at PT Prudential Life Assurance in Binjai City by examining the implementation of life insurance agreements. The results showed that the prudential insurance claim mechanism went through the process specified in the policy and the claims section had been prepared. The Insured is required to fill out all the prescribed claim forms. If the insured has an accident/illness, prepare supporting documents (original receipts, medical records, laboratory results, police reports). Furthermore, in the event of death, the heirs submit a claim doctor's certificate/hospital and the company will validate all documents and the investment results. Then the funds are transferred to the account of the insured or the related heirs.]]>
<![CDATA[Ethics of Prudential Insurance Agents in Marketing Life Insurance Products ]]>
<![CDATA[Anjali Marwiyah Siregar]]>;
<![CDATA[Yusrizal Yusrizal]]>
<![CDATA[ Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli ]]>
Publisher : <![CDATA[Penerbit ADM ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.53697/emak.v3i3.585
<![CDATA[The purpose of this study is to find out how the ethics of Prudential insurance agents in marketing life insurance products at PT. Prudential Life Assurance Binjai Branch. The type of research used is descriptive using a qualitative approach. Based on the results of research and analysis that has been carried out, it can be seen that the ethics of the insurance agent Prudential Binjai branch in marketing the product there is no special training from the company about sharia insurance, but the agents are given several requirements and strengthened by the agent code of ethics from Prudential in the form of a guide book. Life insurance product marketing strategy at PT. The Prudential Life Assurance of the Binjai Branch according to Islamic economics has not been running well in accordance with the principles of Islamic Economics because there have been several violations, ranging from agency recruitment to the system that the company pays little attention to.]]>
<![CDATA[Factors Affecting Interest in Becoming a Sharia Insurance Participant (Study of Sharia Insurance Participants at Prudential Binjai Branch) ]]>
<![CDATA[Arpin Dalimunthe]]>;
<![CDATA[Yusrizal Yusrizal]]>
<![CDATA[ Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli ]]>
Publisher : <![CDATA[Penerbit ADM ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.53697/emak.v3i3.589
<![CDATA[This research was made because of the increasing number of sharia insurance because sharia insurance is an effort to protect and help each other between a number of people or parties through investments in the form of assets that provide a pattern of return to face certain risks through contracts (commitments) that are in accordance with sharia. The results of the research conducted were descriptive qualitative research and used primary and secondary data. The writing method used by the author is a literature review. The literature review method is a method used to describe a finding or theory as material for further research that is obtained and used as reference material. The results obtained are the factors that influence the public's interest in becoming a participant in Sharia insurance at Prudential's Binjai branch.]]>
<![CDATA[Analisis Proses Pengajuan Klaim Nilai Tunai Penuh Melalui Sistem Asuransi Syariah pada PT Asuransi Jiwa Syariah Bumiputera Cabang Medan ]]>
<![CDATA[Sri Aderafika Sani]]>;
<![CDATA[Yusrizal Yusrizal]]>
<![CDATA[ Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 2 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (1178.761 KB)
|
DOI: 10.47467/alkharaj.v5i2.1365
<![CDATA[PT Asuransi Jiwa Syariah Bumiputera is one of the companies engaged in insurance by adhering to sharia principles. Claiming is the process of asking for guarantees or rights for losses suffered by the insured to the insurance company. This reseaarch is a research wiith qualitative method. The purposse of thiis study is to explaine how the procedure for submitting Full Cash Value at PT Asuransi Jiwa Syariah Bumiputera Medan Branch. From the result’s of the study, it is known thaat the procedure for submitting Full Cash Value at PT Asuransi Jiwa Syariah Bumiputera is quite simple, if the customer who submits a claim has submitted a complete claim application and submitted the documents required by PT Asuransi Jiwa Syariah Bumiputera, the claim will be approved. PT Asuransi Jiwa Syariah Bumiputera Medan Branc already has an informatiion system to manages data and transaction for submitting existing Full Cash Value Claims. However, the implementation is efficient, because there are still submissions made manually and using the media. Keywords: Application Process, Claim, Insurance]]>
<![CDATA[Analisis Penanganan Klaim Asuransi Proteksi Pembiayaan Syariah Pada PT. Asuransi Askrida Syariah Cabang Medan ]]>
<![CDATA[Muhammad Andre Alkahfi]]>;
<![CDATA[Yusrizal Yusrizal]]>
<![CDATA[ El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol 3 No 6 (2022): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam ]]>
Publisher : <![CDATA[Institut Agama Islam Nasional Laa Roiba Bogor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (957.111 KB)
|
DOI: 10.47467/elmal.v3i6.1233
<![CDATA[A claim on insurance is a request made by a customer to an insurance company for payment for risks incurred under a previous contract. Claims submitted will be reviewed by the company and then paid to the policyholder upon approval. The insurance company is responsible for paying insurance claims for a risk that arises in a loan agreement based on a pre-agreed agreement and provided that the specified terms and conditions are met. The purpose of writing this article is to find out the procedure for handling sharia financing protection insurance claims at PT Asurasi Askrida Syariah Medan Branch. The research method used by the author in writing this article is to use the interview method, the observation method, and also the library research method. Primary data and secondary data are the data used. The data analysis method used is a technical data analysis method. Based on the otained analysis results it can e concluded that PT Asuransi Askrida Syariah Medan Branch has implemented process for handling sharia financing protection insurance claims by providing a good settlement in accordance with applicable standards.. Keywords: Insurance, Claims, Protection, Financing.]]>
<![CDATA[Strategi Pemasaran Agen Dalam Mempertahankan Loyalitas Nasabah di PT Prudential Life Assurance Cabang Binjai ]]>
<![CDATA[Febby Ayu Syahputri Gurning]]>;
<![CDATA[Yusrizal Yusrizal]]>
<![CDATA[ El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol 4 No 1 (2023): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam ]]>
Publisher : <![CDATA[Institut Agama Islam Nasional Laa Roiba Bogor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (338.303 KB)
|
DOI: 10.47467/elmal.v4i1.1359
<![CDATA[Prudential Life Assurance, a branch of Binjai, is a company engaged in insurance. In an effort to increase sales of insurance policies in Binjai City generally use several marketing strategies. The marketing strategy is implemented by the insurance agent/consultant of the company. This type of research is descriptive with a qualitative approach. Data collection used by using interviews, study documentation and observation. The study in this research is to find out "Agent Marketing Strategy in Maintaining Customer Loyalty at PT Prudential Life Assurance Binjai branch with research aspects: insurance products, premium prices, promotions, places, people and physical facilities. The results showed that the branch of PT. Prudential Life Assrance Binjai branch has been able to carry out the marketing strategy created and determined by the company through several patterns, namely mobilizing its agents/consultants to the maximum in the field with adequate knowledge about insurance products and benefits so that they have the ability to explain them to potential customers/prospective consumers and marketing patterns in a comprehensive manner. Online through the company's website which is promoted through various electronic media. The technical marketing of various types of insurance owned by the company is done by moving agents/consultants to visit from house to house (door to door). communities that have been targeted by agents/consuls previously. The second technique is to hold meetings with groups of people both in offices and plantation companies and other economic institutions so that the sale of policies can be done collectively. Thus the branch company PT. Prudential Life Assurance Binjai branch managed to increase sales of insurance policies from the previous year, 2017. The conclusion of the research is that with a marketing strategy by visiting prospective customers from house to door (door to door) conducting marketing to many people at once in various agencies and companies, the company Prudential Life Assurance insurance at the Binjai branch has succeeded in gradually increasing sales of insurance policies from 2015-2021. Keywords: Strategy, Marketing, Prudential Life Assurance Binjai]]>
<![CDATA[Analisis Proses Underwriting pada Produk Kafalah Pembiayaan Surety Bond di PT Penjaminan Jamkrindo Syariah Cabang Medan ]]>
<![CDATA[Vega Liana]]>;
<![CDATA[Yusrizal Yusrizal]]>
<![CDATA[ El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol 4 No 1 (2023): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam ]]>
Publisher : <![CDATA[Institut Agama Islam Nasional Laa Roiba Bogor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (981.588 KB)
|
DOI: 10.47467/elmal.v4i2.1390
<![CDATA[The purpose of this study was to determine the Underwriting Process for the Surety Bond Financing Kafalah Product at PT Penjamina Jamkrindo Syariah Medan.This creates a healthy competitive environment between contractors and prevents the emergence of an unfair competition climate, such as monopoly, which may be carried out by principals/contractors with very large sums of money. Equitable regional development across Indonesia may result in a just and successful society, and it is inextricably linked to development projects. In Indonesia, a presidential edict stipulates that any development project procurement must not only satisfy administrative requirements, but also give assurances. PT. Jamkrindo Syariah is one of the insurance businesses that may provide surety bonds. To get a surety bond guarantee, the principal must submit the required papers to PT. Jamkrindo Syariah, which must then go through an underwriting procedure to assess whether the project is feasible. If possible, a policy will be given; otherwise, PT. Jamkrindo Syariah will send the principal a refusal letter. Keywords : Surety Bond, Underwriting]]>
<![CDATA[Penerapan Prinsip Good Corporate Governance pada PT Penjaminan Jamskrindo Syariah ]]>
<![CDATA[Rima Rizki Syahputri]]>;
<![CDATA[Yusrizal Yusrizal]]>
<![CDATA[ El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol 4 No 1 (2023): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam ]]>
Publisher : <![CDATA[Institut Agama Islam Nasional Laa Roiba Bogor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (919.428 KB)
|
DOI: 10.47467/elmal.v4i1.1397
<![CDATA[Good Corporate Governance (GCG) is the key to success for companies in obtaining profits to achieve long-term or short-term goals to be able to compete well in global business, in implementing Good Corporate Governance (GCG), companies apply the important concept of shareholder rights to obtain information with correct, accurate and timely. However, a thorough understanding of Good Corporate Governance (GCG) is required. Therefore, this article aims to classify, identify scientific publications and to find out the extent to which the implementation of Good Corporate Governance (GCG) principles which consist of transparency, accountability, responsibility, independence, and fairness. The results of this study were tested using triangulation of sources, then presented every principle that has been implemented by the research subject. The results show that the implementation of Good Corporate Governance (GCG) at PT. Jamkrindo Syariah. Keywords: Good Corporate Governance]]>
<![CDATA[Strategi Promosi Produk Asuransi Jiwadi PT Prudential Syariah Cabang Binjai ]]>
<![CDATA[Sakinah Sakinah]]>;
<![CDATA[Yusrizal Yusrizal]]>
<![CDATA[ EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 11 No 1 (2023) ]]>
Publisher : <![CDATA[UNIVED Press ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.37676/ekombis.v11i1.3335
<![CDATA[Business competition in today's modern era is increasing and also fierce, where every company is required to carry out attractive promotional strategies in order to get and attract customers. In this case, researchers are interested in researching sharia insurance products, namely life insurance. Which is where the purpose of this study is to find out what promotional strategies can be used by companies to attract customers. Because promotion is very necessary for the company because on the one hand it convinces consumers of the products offered, while on the other hand it determines the success of the company in facing competition in the market. In the context of business competition, each company makes maximum efforts to implement marketing strategies in order to increase product sales and maintain its name and market share.]]>
