Claim Missing Document
Check
Articles

Found 18 Documents
Search

Pengaruh Non-Performing Financing dan Biaya Operasional Pendapatan Operasional terhadap Return on Assets di BMT Dana Ukhuwah Cabang Cicalengka Nur'aeni Nur'aeni; Cyntia Dewi; Vemy Suci Asih
Journal of Applied Islamic Economics and Finance Vol 2 No 1 (2021): Journal of Applied Islamic Economics and Finance (October 2021)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (390.669 KB) | DOI: 10.35313/jaief.v2i1.3505

Abstract

The purpose of this study is to explore the factors that affect the profitability of Baitul Maal wat Tamwil (BMT) Dana Ukhuwah Branch Cicalengka. The type of research used is associative quantitative research. In this study, it was obtained from the financial statements of BMT Dana Ukhuwah Period 2016-2020 in the form of Non-Performing Financing (NPF) data, Operational Costs of Operating Income (BOPO), and Return on Assets (ROA). The results showed that NPF had no significant effect on ROA, while BOPO had a significant effect on ROA. NPF and BOPO simultaneously have a significant effect on ROA.
Pengaruh Kurs Rupiah, BI7DRR dan Indeks Harga Saham Gabungan terhadap Harga Saham PT Bank bjb tbk yang Terdaftar di Bursa Efek Indonesia Agus Saeful Saeful; Ida Rapida; Nur'aeni Nur'aeni
Jurnal Dimamu Vol. 1 No. 1 (2021)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (887.878 KB) | DOI: 10.32627/dimamu.v1i1.385

Abstract

Based on the data that has been obtained, this research is motivated by fluctuations in stock prices which are influenced by external factors, namely the rupiah exchange rate, BI7DRR and JCI. This study aims to determine the effect of the rupiah exchange rate on the stock price of PT Bank BJB TBK, the effect of BI7DRR on the stock price of PT Bank BJB, the effect of the JCI on the stock price of PT Bank BJB TBK, knowing how the effect of the rupiah exchange rate, BI7DRR, and JCI on the stock price of PT Bank BJB TBK listed on the 2016-2020 Stock Exchange. The object of research is the rupiah exchange rate, BI7DRR, JCI and the share price of PT Bank BJB Tbk which are listed on the Indonesia Stock Exchange 2016-2020. The type of research is quantitative associative with secondary data types with data collection techniques in the form of documentation studies and literature studies. The results showed that partially the rupiah exchange rate had a significant effect of 14.65% on stock prices where the value of tcount > ttable (1.758 > 1.734), BI7DRR had no significant effect of 0.48% on stock prices t test, tcount < ttable (0.293 < 1.734), the JCI has a significant effect of 21.25% on stock prices and t-test, tcount > ttable (2.204 > 1.734), and simultaneously there is a significant effect between the rupiah exchange rate, BI7DRR, and the JCI of 44.68% on stock prices. PT Bank BJB TBK and f test results where fcount > ftable (4,308 < 3,20)
Pengaruh Premi, Hasil Underwriting dan RBC terhadap ROA pada Asuransi Syariah yang Terdaftar di OJK Periode 2016-2020 Tresnawati Tresnawati; Yudhy Yudhy; Nur'aeni Nur'aeni
Jurnal Dimamu Vol. 1 No. 2 (2022)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (760.478 KB) | DOI: 10.32627/dimamu.v1i2.480

Abstract

This study aims to determine how the influence of premiums, underwriting results, and RBC (Risk Based Capital) on ROA (Return on Assets) in Sharia General Insurance Registered at OJK (Financial Services Authority) either partially or simultaneously. This research method is associative quantitative with secondary data type in the form of sharia general insurance financial reports published by OJK from 2016 to 2020. The data collection techniques include documentation and literature study. While the data analysis used is multiple correlation analysis, multiple regression analysis, coefficient of determination analysis, t test design, and F test design. The results show that there is no influence between premiums on ROA in sharia general insurance registered with the OJK, there is a positive and negative effect. There is a significant relationship between underwriting results on ROA on sharia general insurance registered with the OJK, and there is no effect between RBC on ROA on sharia general insurance registered with the OJK.
Peran Bank Indonesia dalam Menstabilkan Perekonomian dan Jumlah Uang Beredar Melalui Kebijakan Moneter Yunan Hendra Permana; Nur'aeni Nur'aeni; Setiawan Setiawan
Jurnal Dimamu Vol. 1 No. 2 (2022)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (833.788 KB) | DOI: 10.32627/dimamu.v1i2.482

Abstract

Based on the observation, that the background in this research is the economic condition and the money supply in Indonesia as seen from the last five years, then what policies have been issued by Bank Indonesia.This study aims to determine the mechanism and role of Bank Indonesia in maintaining economic stability and the money supply through Monetary Policy.The object of research in this is located at the Representative Office of Bank Indonesia, West Java Province. The type of this research is descriptive qualitative with a qualitative approach. The source of the data obtained in the form of primary data with field observations and interviews, namely by direct observation in the field and a question and answer process with resource persons to exchange information and ideas in obtaining information and using secondary data by obtaining information through the official website of Bank Indonesia and the Central Statistics Agency. The results of this study indicate that the mechanisms and roles performed by Bank Indonesia in maintaining economic stability and the Money Supply through Monetary Policy are first, through the BI 7DRR (Bank Indonesia 7 Day Repo Rate) interest rate and Open Market Operations, Second, by using policy instruments. Macroprudential and Discount Policy.
PENGARUH PEMBIAYAAN IJARAH DAN PEMBIAYAAN QARDH TERHADAP TINGKAT LABA BERSIH DI BANK BRI SYARIAH Eneng Elyana; Jalaluddin Jalaluddin; Nuraeni Nuraeni
Ar-Rihlah : Jurnal Keuangan dan Perbankan Syariah Vol 1, No 1 (2021): Maret
Publisher : Universitas Suryakancana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (344.404 KB) | DOI: 10.35194/arps.v1i1.1294

Abstract

ABSTRAKBerdasarkan hasil observasi bahwa yang melatarbelakangi penelitian ini yaitu terjadinya fluktuatif pada laporan keuangan pembiayaan ijarah dan qardh yang akan berdampak terhadap laba bersih Bank BRI Syariah. Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh pembiayaan ijarah dan pembiayaan qardh terhadap laba bersih baik secara parsial maupun simultan. Objek penelitian yaitu menggunakan laporan keuangan Bank BRI Syariah. Jenis penelitian yaitu kuantitatif asosiatif dengan jenis data sekunder. Adapun populasi dan sampel yaitu laporan keuangan triwulanan tentang pembiayaan ijarah dan pembiayaan qardh periode 2015-2019. Teknik pengumpulan data berupa observasi, wawancara, studi pustaka, dan dokumentasi. Hasil Penelitian menunjukan bahwa tidak terdapat pengaruh signifikan antara pembiayaan ijarah terhadap laba bersih dimana sebesar -0,1482 <  sebesar 2.109, tidak terdapat pengaruh signifikan antara pembiayaan qardh terhadap laba bersih dimana nilai   sebesar -0,991 <  2.109,  serta tidak berpengaruh signifikan pembiayaan ijarah dan qardh secara simultan terhadap laba bersih dimana nilai Fhitung 0,474  <  Ftabel 3,59. ABSTRACTBased on the results of the observation that the background of this research is the fluctuation in the financial statements of ijarah and qardh financing which will have an impact on the net profit of BRI Syariah Bank. This study aims to determine how the effect of ijarah financing and qardh financing on net income either partially or simultaneously. The object of research is to use the financial statements of Bank BRI Syariah. This type of research is associative quantitative with secondary data types. The population and sample are quarterly financial reports on ijarah financing and qardh financing for the 2015-2019 period. Data collection techniques in the form of observation, interviews, literature study, and documentation. The results showed that there was no significant influence between ijarah financing on net income where tcount was -0.1482 <ttable was 2.109, there was no significant effect between qardh financing on net income where the tcount value was -0.991 <ttable was 2.109, and had no effect. significant ijarah and qardh financing simultaneously on net income where the value of Fcount 0.474 <Ftable 3.59.
Peran Manajemen Risiko dan Pengendalian Internal dalam Meningkatkan Kinerja Karyawan di Bank BJB Syariah KCP Majalaya Cucun Sumiati; Nur'aeni Nur'aeni
Jurnal Dimamu Vol. 1 No. 3 (2022)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine how the role of risk management and internal control in improving employee performance at Bank BJB Syariah KCP Majalaya. The object of research in this report is to describe the level of performance of employees at Bank BJB Syariah KCP Majalaya. The type of research is descriptive qualitative with primary data types and uses data collection techniques in the form of observation, interviews, documentation, literature study. The population is all 12 employees at Bank BJB Syariah KCP Majalaya.The results showed that Bank BJB Syariah KCP Majalaya has implemented the principles of risk management, namely: Transparency, Accountability, Responsibility, Professional, Fairness so that it can boost employee performance levels. The existence of the Sharia Supervisory Board also encourages a level of discipline in fulfilling sharia principles in raising funds, channeling funds, and providing services. Forming a Risk Management Committee (KMR), a Risk Management Work Unit (SKMR) that is independent of the Operational Work Unit both structurally and operationally as a means to support the smooth implementation of Risk Management at the Bank. Implementation of compliance, Internal Audit and Internal Audit functions to ensure the Bank's compliance with applicable regulations that can boost employee performance levels to comply with / implement commitments made by the bank to the Financial Services Authority.
Analisis Dampak Profitabilitas Terhadap Harga Saham Pada Perusahaan Sektor Infrastruktur Setiawan Setiawan; Dimas Sumitra Danisworo; Nur'aeni Nur'aeni; Alexander Bima Sandra
Jurnal Accounting Information System (AIMS) Vol. 4 No. 2 (2021)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/aims.v4i2.269

Abstract

Indonesia needs a lot of infrastructures to continue to support its economic growth. This has attracted investors to invest in infrastructure companies. However, companies must show high profitability so that investors are more interested so that the company's shares can continue to rise. This study aims to reveal the effect of profitability on stock prices in infrastructure sector companies in Indonesia. The research method is associative which looks at the pattern of relationships between research variables. Based on data collection, there were 188 observations of companies engaged in the infrastructure sector for the period 2016 to 2018. The data analysis was SEM-PLS. The results reveal that only Earning per Share (EPS) has a significant effect on stock prices. The effect formed is positive with a significance level of below 5%.
Pengaruh Reward dan Motivasi terhadap Kinerja Karyawan di PT Bank Muamalat Indonesia Bandung Akmal Tamami; Nur'aeni Nur'aeni
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 7 No. 1 (2023)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v7i1.826

Abstract

Based on the observation results, the background of this research is the fluctuation in the number of customers and the number of employees. Which is suspected to be influenced by rewards and employee motivation at PT Bank Muamalat Indonesia Bandung Head Office. This study aims to determine how the influence of reward and motivation on employee performance either partially or simultaneously. The object of this study is the performance of employees at PT Bank Muamalat Indonesia Bandung Head Office. The type of research is quantitative associative with primary data types using data collection techniques in the form of observation, interviews, literature and questionnaires. While the sampling technique used a saturated sample where the entire population was sampled, namely all employees numbering 40 people. The results showed that there was a significant influence between rewards on employee performance of 77,8% with the results of the t test where the tcount > ttable value (11,552 > 2,024), there was a significant influence between motivation on performance employees by 78.7% with the results of the t test where the value of tcount > ttable (11,844 > 2,024), and simultaneously there is a significant influence between reward and motivation on employee performance is 83,6% with the results of the F test where the value of Fcount > Ftable (94,197 > 3,24).