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Yudhy Yudhy
Universitas Ma’soem
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Pengaruh Premi, Hasil Underwriting dan RBC terhadap ROA pada Asuransi Syariah yang Terdaftar di OJK Periode 2016-2020 Tresnawati Tresnawati; Yudhy Yudhy; Nur'aeni Nur'aeni
Jurnal Dimamu Vol. 1 No. 2 (2022)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (760.478 KB) | DOI: 10.32627/dimamu.v1i2.480

Abstract

This study aims to determine how the influence of premiums, underwriting results, and RBC (Risk Based Capital) on ROA (Return on Assets) in Sharia General Insurance Registered at OJK (Financial Services Authority) either partially or simultaneously. This research method is associative quantitative with secondary data type in the form of sharia general insurance financial reports published by OJK from 2016 to 2020. The data collection techniques include documentation and literature study. While the data analysis used is multiple correlation analysis, multiple regression analysis, coefficient of determination analysis, t test design, and F test design. The results show that there is no influence between premiums on ROA in sharia general insurance registered with the OJK, there is a positive and negative effect. There is a significant relationship between underwriting results on ROA on sharia general insurance registered with the OJK, and there is no effect between RBC on ROA on sharia general insurance registered with the OJK.
Pengaruh Bargaining Power dan Kegiatan Usaha Nasabah terhadap Penentuan Nisbah Bagi Hasil Pembiayaan Mudharabah Bahmid I Magi; Herni Nuraeni; Yudhy Yudhy; Eni Nuraeni
Jurnal Dimamu Vol. 2 No. 1 (2022)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/dimamu.v2i1.660

Abstract

This study aims to find out how the influence of bargaining power and customer business activities on determining the ratio of mudharabah financing profit sharing at Bank BSI KC Suniaraja Bandung both individually and simultaneously. The object of research used is mudharabah financing at Bank BSI KC Suniaraja Bandung. The type of research is associative quantitative with primary data types, while data collection techniques are in the form of observations, interviews, questionnaires and literature studies. The population is 113 mudharabah financing customers. The results showed that there was a significant influence of bargaining power on determining the profit sharing ratio of mudharabah mudharabah financing at Bank BSI KC Suniaraja Bandung where the results of the thitung test were > ttabel (8,330> 2,012), there was a significant influence of customer business activities on determining the ratio of sharing the mudharabah mudharabah financing at Bank BSI KC Suniaraja Bandung where the results of the thitung test were > ttabel (5,351>2,012), and simultaneously there is a significant influence between bargaining power and customer business activities on determining the profit sharing ratio of mudharabah financing at Bank BSI KC Suniaraja Bandung where the calculation result is > ftabel (10,873>3.18).
Pengaruh Pendidikan, Pengalaman Kerja dan Lingkungan Kerja terhadap Kinerja Karyawan di BPRS Amanah Rabbaniah Banjaran Neng Esa Sayidah Maesaroh; Adi Indradi Wazdi; Yudhy Yudhy; Elan Rusnendar
Jurnal Dimamu Vol. 2 No. 1 (2022)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/dimamu.v2i1.662

Abstract

The study aims to find out the effect of education, experience of work and environment of work on employee performance at BPRS Amanah Rabbaniah Banjaran either partially or simultaneously. The object of this study is the performance of employees at BPRS Amanah Rabbaniah Banjaran. As for the type of study that is quantitative associative. The type of data in this study is primary data, and the data collection techniques in the form of observations, interviews, literature studies, and questionnaires. Population of 62 people. While the sample used was purposive sampling with the determination of the sample using the slovin formula as many as 54 people. The result of this study indicate that education has a significant effect on employee performance where the value of tcount > ttable (5,696 > 2,008), experience of work does not significantly affect employee performance where the value of tcount < ttable (0,996 < 2,008), environment of work has a significant effect on employee performance where the value of tcount > ttable (5,381 > 2,008), simultaneously education, experience of work and environment of work significantly effect on employee performance where Fcount > Ftable (15,256 > 2,79).
Co-Authors Adi Indradi Wazdi Bahmid I Magi Elan Rusnendar Eni Nuraeni Herni Nuraeni Neng Esa Sayidah Maesaroh Nur'aeni Nur'aeni Tresnawati Tresnawati