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All Journal Kinerja JDM (Jurnal Dinamika Manajemen) Proceeding Seminar LPPM UMP Tahun 2014 Benefit: Jurnal Manajemen dan Bisnis Jurnal Manajemen dan Kewirausahaan (JMDK) Jurnal Pengabdian UntukMu NegeRI Muhammadiyah International Journal of Economics and Business Ecobisma (Jurnal Ekonomi, Bisnis dan Manajemen) International Journal of Economics, Business and Accounting Research (IJEBAR) Dinamika Journal : Pengabdian Masyarakat Proceedings Series on Physical & Formal Sciences Indonesian Journal of Business Analytics (IJBA) Media Ekonomi Master: Jurnal Manajemen dan Bisnis Terapan Prosiding University Research Colloquium Prosiding Seminar Nasional Hasil-hasil Penelitian dan Pengabdian Pada Masyarakat Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Jurnal Manajemen Bisnis, Akuntansi dan Keuangan (JAMBAK) Jurnal Pengabdian Kepada Masyarakat Kalam
Wida Purwidianti
Universitas Muhammadiyah Purwokerto
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Journal : Indonesian Journal of Business Analytics (IJBA)

 1 
Financial Management Behavior: the Influence of Financial Knowledge, Financial Attitude, and Financial Literacy Mediated by Locus of Control Dika Damayanti; Naelati Tubastuvi; Wida Purwidianti; Yudhistira Pradhipta Aryoko
Indonesian Journal of Business Analytics Vol. 3 No. 6 (2023): December 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijba.v3i6.6907

Abstract

The purpose of this study is to identify the effect financial knowledge, financial attitude and financial literacy towards financial management behavior mediated by locus of control. This research used SmartPLS statistical analysis tool version 3.0. Based on the findings of this research, it shows that financial knowledge and financial literacy do not affect the locus of control, financial attitude has a positive and significant effect on the locus of control. Financial knowledge, financial literacy, and locus of control have a positive and significant effect on financial management behavior, financial attitude does not affect financial management behavior. The locus of control cannot mediate the effect of financial knowledge and financial literacy on financial management behavior, and the locus of control can mediate positively and significantly the influence of financial attitudes on financial management behavior. The implication for universities in forming good financial management behavior is to increase financial knowledge, financial literacy and locus of control, then form financial management behavior by improving financial attitude through locus of control by holding training programs, courses, seminars, or other activities from universities and faculties.
Co-Authors Akhmad Darmawan Akhmad Darmawan Alfalisyado Alfalisyado Alfalisyado Alfalisyado, Alfalisyado Alfato Yusnar Kharismasyah Annisa Ilma Hartikasari Arini Hidayah, Arini Cantik Tiara Maharani Azzahara Dika Damayanti Fatmah Bagis Febriana Hidayanti Firlian Fikri Egyansyah Hermin Endratno Ika Yustina Rahmawati Ika Yustina Rahmawati Kurniasih Setya Anindita Lahan Adi Purwanto Maulida Nurul Innayah Ma’ruf, Nasir Melliana, Sinta Bella Mudjiyanti, Rina Naelati Tubastuvi Naelati Tubastuvi Pujiati Utami Puput Purwanti Purnadi Purnadi Randikaparsa, Irawan Refaldy Barry Saputra Restu Frida Utami Retno Dwiyanti Selamat Eko Budi Santoso Sinta Bella Melliana Slamet Budi Santoso Susi Wardhani Tri Septin Muji Rahayu Tri Septin Muji Rahayu, Tri Septin Tuti Juniarsih Watemin Watemin Yudhistira Pradhipta Aryoko